Coastal Financial vs Customers Bancorp
CCB and CUBI side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CCB and CUBI compare
Customers Bancorp is the larger company, worth 4.5 times as much as Coastal Financial ($3.0B against $662M).
Customers Bancorp grew revenue faster over the last twelve months (34.9% versus 9.6% for Coastal Financial).
Customers Bancorp keeps more of each dollar of sales as profit, with a net margin of 31.6% compared with −0.63% at Coastal Financial.
Customers Bancorp scores higher on the StockData Score (12 against 7 for Coastal Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CCB | CUBI |
|---|---|---|
| Size and price | ||
| Market cap | $662M | $3.0B |
| Share price | $43.29 | $87.49 |
| Change, 1 year | −58.8% | 28.3% |
| Change, 5 years | 8.0% | 47.7% |
| Beta (5Y) | 0.85 | 1.25 |
| Employees | 483 | 300 |
| StockData Score | ||
| Total score | 7 | 12 (better) |
| Valuation score | 1 | 2 (better) |
| Growth score | 1 | 2 (better) |
| Performance score | 1 | 4 (better) |
| Health score | 4 | 4 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | – | 10.7× |
| P/S | 1.1× (better) | 3.2× |
| P/B | 1.4× | 1.3× (better) |
| P/FCF | 2.5× (better) | 8.1× |
| FCF yield | 39.6% (better) | 12.4% |
| Fair value | – | $76.81 |
| Margin of safety | – | −13.9% |
| Growth | ||
| Revenue growth (TTM) | 9.6% | 34.9% (better) |
| Revenue growth, 5Y average | 436% (better) | 82.7% |
| Net income growth (TTM) | −108% | 97.6% (better) |
| EPS growth (TTM) | −109% | 103% (better) |
| EPS growth, 5Y average | 19.8% (better) | 10.9% |
| Profitability | ||
| Net margin | −0.63% | 31.6% (better) |
| FCF margin | 42.9% (better) | 39.8% |
| Return on equity | −0.83% | 14.3% (better) |
| Financial health | ||
| Altman Z-score | 0.25 (better) | 0.20 |
| Piotroski F-score | 4 | 6 (better) |
| Dividends and buybacks | ||
| Buyback yield | – | −3.9% |
| Shareholder yield | 0.00% (better) | −3.9% |
| Ownership | ||
| Held by institutions | 83.8% | 101% |
| Held by insiders | 15.9% | 6.0% |
| Insider net buying, 12 months | −$7.0M (better) | −$31.9M |
| Short interest, % of float | 10.6% | – |
Go deeper
- CCB stock overview
- CCB income statement
- CCB valuation and score
- CUBI stock overview
- CUBI income statement
- CUBI valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.