Commerce Bancshares vs Enterprise Financial Services
CBSH and EFSC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CBSH and EFSC compare
Commerce Bancshares is the larger company, worth 3.5 times as much as Enterprise Financial Services ($7.9B against $2.2B).
Commerce Bancshares grew revenue faster over the last twelve months (6.5% versus 5.0% for Enterprise Financial Services).
Commerce Bancshares keeps more of each dollar of sales as profit, with a net margin of 130% compared with 25.0% at Enterprise Financial Services.
Both pay dividends: Commerce Bancshares yields 2.0% and Enterprise Financial Services 2.2%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CBSH | EFSC |
|---|---|---|
| Size and price | ||
| Market cap | $7.9B | $2.2B |
| Share price | $55.06 | $61.81 |
| Change, 1 year | 10.8% | 18.0% |
| Change, 5 years | −5.0% | 25.3% |
| Beta (5Y) | 0.63 | 0.67 |
| Employees | 4,577 | 805 |
| StockData Score | ||
| Total score | 13 | 13 |
| Valuation score | 0 | 2 (better) |
| Growth score | 0 | 1 (better) |
| Performance score | 5 (better) | 2 |
| Health score | 4 | 4 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | – | 12.4× |
| P/S | 17.6× | 3.0× (better) |
| P/B | 1.8× | 1.2× (better) |
| P/FCF | 6.5× (better) | 9.5× |
| FCF yield | 15.4% (better) | 10.5% |
| Fair value | – | $59.79 |
| Margin of safety | – | −3.4% |
| Growth | ||
| Revenue growth (TTM) | 6.5% (better) | 5.0% |
| Revenue growth, 5Y average | 5.7% | 17.9% (better) |
| Net income growth (TTM) | 4.6% (better) | −4.0% |
| EPS growth (TTM) | – | −2.9% |
| EPS growth, 5Y average | 8.9% | 14.0% (better) |
| Profitability | ||
| Net margin | 130% (better) | 25.0% |
| FCF margin | 270% (better) | 31.4% |
| Return on equity | 14.6% (better) | 9.6% |
| Financial health | ||
| Altman Z-score | 0.18 | 0.21 (better) |
| Piotroski F-score | – | 5 |
| Dividends and buybacks | ||
| Dividend yield | 2.0% | 2.2% (better) |
| Payout ratio | 26.7% | 26.0% |
| Years of dividend growth | 4 | 11 (better) |
| Dividend growth, 5Y average | 2.4% | 11.1% (better) |
| Buyback yield | 4.3% (better) | 3.9% |
| Shareholder yield | 6.3% (better) | 6.1% |
| Ownership | ||
| Held by institutions | 76.0% | 84.2% |
| Held by insiders | 3.5% | 1.5% |
| Insider net buying, 12 months | −$4.1M | −$75.7K (better) |
| Short interest, % of float | 4.7% | – |
Go deeper
- CBSH stock overview
- CBSH income statement
- CBSH valuation and score
- EFSC stock overview
- EFSC income statement
- EFSC valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.