CB Financial Services vs Peoples Bancorp
CBFV and PEBO side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CBFV and PEBO compare
Peoples Bancorp is the larger company, worth 6.6 times as much as CB Financial Services ($1.4B against $209M).
On earnings, Peoples Bancorp is cheaper: it trades at 11.3× trailing earnings, against 11.9× for CB Financial Services.
CB Financial Services grew revenue faster over the last twelve months (50.4% versus 2.8% for Peoples Bancorp).
Peoples Bancorp keeps more of each dollar of sales as profit, with a net margin of 136% compared with 29.5% at CB Financial Services.
Both pay dividends: CB Financial Services yields 3.4% and Peoples Bancorp 4.4%.
Peoples Bancorp scores higher on the StockData Score (15 against 14 for CB Financial Services), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CBFV | PEBO |
|---|---|---|
| Size and price | ||
| Market cap | $209M | $1.4B |
| Share price | $41.10 | $38.27 |
| Change, 1 year | 21.5% | 31.5% |
| Change, 5 years | 72.8% | 15.9% |
| Beta (5Y) | 0.32 | 0.57 |
| Employees | 174 | 1,454 |
| StockData Score | ||
| Total score | 14 | 15 (better) |
| Valuation score | 2 | 2 |
| Growth score | 1 (better) | 0 |
| Performance score | 3 | 4 (better) |
| Health score | 4 | 4 |
| Dividend score | 4 | 5 (better) |
| Valuation | ||
| P/E | 11.9× | 11.3× (better) |
| P/S | 3.4× (better) | 15.5× |
| P/B | 1.3× | 1.1× (better) |
| EV/EBITDA | – | 11.7× |
| P/FCF | 17.1× | 8.1× (better) |
| FCF yield | 5.9% | 12.4% (better) |
| Fair value | $36.54 | $37.47 |
| Margin of safety | −12.5% | −2.1% (better) |
| Growth | ||
| Revenue growth (TTM) | 50.4% (better) | 2.8% |
| Revenue growth, 5Y average | −1.7% | 10.0% (better) |
| Net income growth (TTM) | 578% (better) | 19.0% |
| EPS growth (TTM) | 588% (better) | 18.5% |
| EPS growth, 5Y average | – | 11.6% |
| Profitability | ||
| Operating margin | – | 171% |
| Net margin | 29.5% | 136% (better) |
| FCF margin | 19.8% | 192% (better) |
| Return on equity | 11.8% (better) | 10.1% |
| Return on invested capital | – | 7.7% |
| Financial health | ||
| Debt / equity | 0.51 (better) | 0.57 |
| Net debt / EBITDA | – | 2.65 |
| Altman Z-score | 0.21 | 0.23 (better) |
| Piotroski F-score | 4 | 5 (better) |
| Dividends and buybacks | ||
| Dividend yield | 3.4% | 4.4% (better) |
| Payout ratio | 30.5% | 49.1% |
| Years of dividend growth | 1 | 8 (better) |
| Dividend growth, 5Y average | 1.2% | 3.5% (better) |
| Buyback yield | 0.16% (better) | −0.07% |
| Shareholder yield | 3.5% | 4.3% (better) |
| Ownership | ||
| Held by institutions | 45.2% | 66.0% |
| Held by insiders | 8.8% | 3.8% |
| Insider net buying, 12 months | −$337K (better) | −$431K |
| Short interest, % of float | 1.4% | 8.4% |
Go deeper
- CBFV stock overview
- CBFV income statement
- CBFV valuation and score
- PEBO stock overview
- PEBO income statement
- PEBO valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.