Camden National vs LCNB
CAC and LCNB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CAC and LCNB compare
Camden National is the larger company, worth 3.6 times as much as LCNB ($1.0B against $279M).
On earnings, Camden National is cheaper: it trades at 11.2× trailing earnings, against 11.2× for LCNB.
Camden National grew revenue faster over the last twelve months (9.0% versus 7.4% for LCNB).
Camden National keeps more of each dollar of sales as profit, with a net margin of 208% compared with 25.5% at LCNB.
Both pay dividends: Camden National yields 2.8% and LCNB 4.5%.
LCNB scores higher on the StockData Score (17 against 16 for Camden National), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CAC | LCNB |
|---|---|---|
| Size and price | ||
| Market cap | $1.0B | $279M |
| Share price | $59.31 | $19.58 |
| Change, 1 year | 51.2% | 26.4% |
| Change, 5 years | 23.6% | 0.10% |
| Beta (5Y) | 0.55 | 0.40 |
| Employees | 683 | 363 |
| StockData Score | ||
| Total score | 16 | 17 (better) |
| Valuation score | 1 | 4 (better) |
| Growth score | 1 | 1 |
| Performance score | 5 (better) | 3 |
| Health score | 5 (better) | 4 |
| Dividend score | 4 | 5 (better) |
| Valuation | ||
| P/E | 11.2× (better) | 11.2× |
| P/S | 23.1× | 2.9× (better) |
| P/B | 1.4× | 1.0× (better) |
| P/FCF | 10.0× | 8.5× (better) |
| FCF yield | 10.0% | 11.8% (better) |
| Fair value | $56.27 | $20.48 |
| Margin of safety | −5.4% | 4.4% (better) |
| Growth | ||
| Revenue growth (TTM) | 9.0% (better) | 7.4% |
| Revenue growth, 5Y average | 8.5% (better) | 5.0% |
| Net income growth (TTM) | 57.7% (better) | 5.6% |
| EPS growth (TTM) | 51.3% (better) | 5.4% |
| EPS growth, 5Y average | −0.56% | 1.0% (better) |
| Profitability | ||
| Net margin | 208% (better) | 25.5% |
| FCF margin | 232% (better) | 33.6% |
| Return on equity | 12.9% (better) | 9.0% |
| Financial health | ||
| Debt / equity | 0.43 (better) | 0.00 |
| Altman Z-score | 0.22 | 0.23 (better) |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 2.8% | 4.5% (better) |
| Payout ratio | 31.6% | 50.3% |
| Years of dividend growth | 0 | 0 |
| Dividend growth, 5Y average | 4.9% (better) | 3.8% |
| Buyback yield | 0.40% (better) | −0.20% |
| Shareholder yield | 3.2% | 4.3% (better) |
| Ownership | ||
| Held by institutions | 75.6% | 50.3% |
| Held by insiders | 2.6% | 7.0% |
| Insider net buying, 12 months | – | −$33.3K |
| Short interest, % of float | 4.3% | 0.94% |
Go deeper
- CAC stock overview
- CAC income statement
- CAC valuation and score
- LCNB stock overview
- LCNB income statement
- LCNB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.