First Busey vs First Financial Bankshares
BUSE and FFIN side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BUSE and FFIN compare
First Financial Bankshares is the larger company, worth 1.8 times as much as First Busey ($4.3B against $2.4B).
On earnings, First Busey is cheaper: it trades at 11.8× trailing earnings, against 14.9× for First Financial Bankshares.
First Financial Bankshares keeps more of each dollar of sales as profit, with a net margin of 42.9% compared with 29.2% at First Busey.
Both pay dividends: First Busey yields 3.6% and First Financial Bankshares 2.7%.
First Busey scores higher on the StockData Score (20 against 15 for First Financial Bankshares), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BUSE | FFIN |
|---|---|---|
| Size and price | ||
| Market cap | $2.4B | $4.3B |
| Share price | $28.94 | $30.34 |
| Change, 1 year | 26.3% | −2.9% |
| Change, 5 years | 5.0% | −43.0% |
| Beta (5Y) | 0.63 | 0.75 |
| Employees | 1,914 | 1,600 |
| StockData Score | ||
| Total score | 20 (better) | 15 |
| Valuation score | 5 (better) | 2 |
| Growth score | 3 (better) | 0 |
| Performance score | 3 | 5 (better) |
| Health score | 5 (better) | 4 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 11.8× (better) | 14.9× |
| P/S | 3.0× (better) | 6.4× |
| P/B | 1.1× (better) | 2.4× |
| P/FCF | 10.7× (better) | 13.3× |
| PEG | – | 5.80 |
| FCF yield | 9.3% (better) | 7.5% |
| Fair value | $30.38 | $31.34 |
| Margin of safety | 4.7% (better) | 3.2% |
| Growth | ||
| Revenue growth (TTM) | 23.7% | – |
| Revenue growth, 5Y average | – | 196% |
| Net income growth (TTM) | 124% | – |
| EPS growth (TTM) | 113% | – |
| EPS growth, 5Y average | −4.3% | 4.5% (better) |
| Profitability | ||
| Net margin | 29.2% | 42.9% (better) |
| FCF margin | 28.4% | 48.3% (better) |
| Return on equity | 9.8% | 15.9% (better) |
| Financial health | ||
| Debt / equity | 0.04 | 0.01 (better) |
| Altman Z-score | 0.16 | 0.39 (better) |
| Piotroski F-score | 4 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 3.6% (better) | 2.7% |
| Payout ratio | 46.4% | 38.9% |
| Years of dividend growth | 1 | 6 (better) |
| Dividend growth, 5Y average | 2.6% | 8.0% (better) |
| Buyback yield | 9.2% | – |
| Shareholder yield | 12.8% (better) | 2.7% |
| Ownership | ||
| Held by institutions | 67.6% | 65.6% |
| Held by insiders | 4.7% | 3.3% |
| Insider net buying, 12 months | −$266K | $665K (better) |
| Short interest, % of float | – | 6.3% |
Go deeper
- BUSE stock overview
- BUSE income statement
- BUSE valuation and score
- FFIN stock overview
- FFIN income statement
- FFIN valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.