Bogota Financial vs Texas Community Bancshares
BSBK and TCBS side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BSBK and TCBS compare
Bogota Financial is the larger company, worth 2.4 times as much as Texas Community Bancshares ($120M against $50.1M).
On earnings, Texas Community Bancshares is cheaper: it trades at 15.0× trailing earnings, against 42.7× for Bogota Financial.
Bogota Financial grew revenue faster over the last twelve months (24.8% versus 7.0% for Texas Community Bancshares).
Texas Community Bancshares keeps more of each dollar of sales as profit, with a net margin of 18.7% compared with 14.4% at Bogota Financial.
Texas Community Bancshares pays a dividend yielding 1.4%; Bogota Financial does not pay one.
Texas Community Bancshares scores higher on the StockData Score (15 against 5 for Bogota Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BSBK | TCBS |
|---|---|---|
| Size and price | ||
| Market cap | $120M | $50.1M |
| Share price | $9.39 | $17.43 |
| Change, 1 year | 11.7% | 9.1% |
| Change, 5 years | −7.5% | 13.1% |
| Beta (5Y) | 0.07 | 0.06 |
| Employees | 56 | 61 |
| StockData Score | ||
| Total score | 5 | 15 (better) |
| Valuation score | 1 | 4 (better) |
| Growth score | 1 | 2 (better) |
| Performance score | 2 | 2 |
| Health score | 1 | 4 (better) |
| Dividend score | 0 | 3 (better) |
| Valuation | ||
| P/E | 42.7× | 15.0× (better) |
| P/S | 6.7× | 2.9× (better) |
| P/B | 0.8× (better) | 0.9× |
| P/FCF | 29.3× | 27.5× (better) |
| PEG | – | 0.75 |
| FCF yield | 3.4% | 3.6% (better) |
| Fair value | $7.27 | $19.80 |
| Margin of safety | −29.1% | 12.0% (better) |
| Growth | ||
| Revenue growth (TTM) | 24.8% (better) | 7.0% |
| Revenue growth, 5Y average | 3.2% | 10.7% (better) |
| Net income growth (TTM) | – | 26.2% |
| EPS growth (TTM) | – | 33.3% |
| EPS growth, 5Y average | 0.00% | – |
| Profitability | ||
| Net margin | 14.4% | 18.7% (better) |
| FCF margin | 22.7% (better) | 10.7% |
| Return on equity | 1.8% | 5.9% (better) |
| Financial health | ||
| Altman Z-score | 0.27 (better) | 0.22 |
| Piotroski F-score | 7 (better) | 6 |
| Dividends and buybacks | ||
| Dividend yield | – | 1.4% |
| Payout ratio | – | 22.7% |
| Years of dividend growth | – | 2 |
| Buyback yield | 1.7% | – |
| Shareholder yield | 1.7% (better) | 1.4% |
| Ownership | ||
| Held by institutions | 6.5% | 14.5% |
| Held by insiders | 1.4% | 10.8% |
| Insider net buying, 12 months | $31.4K | $278K (better) |
| Short interest, % of float | 0.13% | 0.12% |
Go deeper
- BSBK stock overview
- BSBK income statement
- BSBK valuation and score
- TCBS stock overview
- TCBS income statement
- TCBS valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.