Bowhead Specialty vs Palomar
BOW and PLMR side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BOW and PLMR compare
Palomar is the larger company, worth 3.7 times as much as Bowhead Specialty ($4.2B against $1.1B).
On earnings, Bowhead Specialty is cheaper: it trades at 18.5× trailing earnings, against 19.9× for Palomar.
Palomar grew revenue faster over the last twelve months (58.4% versus 25.0% for Bowhead Specialty).
Palomar keeps more of each dollar of sales as profit, with a net margin of 17.6% compared with 10.1% at Bowhead Specialty.
Palomar pays a dividend yielding 0.28%; Bowhead Specialty does not pay one.
Palomar scores higher on the StockData Score (11 against 6 for Bowhead Specialty), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BOW | PLMR |
|---|---|---|
| Size and price | ||
| Market cap | $1.1B | $4.2B |
| Share price | $34.16 | $159.16 |
| Change, 1 year | 28.8% | 22.9% |
| Change, 5 years | – | 90.3% |
| Beta (5Y) | 0.33 | 0.67 |
| Employees | 296 | 439 |
| StockData Score | ||
| Total score | 6 | 11 (better) |
| Valuation score | 1 | 1 |
| Growth score | 3 | 4 (better) |
| Performance score | 2 | 5 (better) |
| Health score | 0 | 0 |
| Dividend score | 0 | 1 (better) |
| Valuation | ||
| P/E | 18.5× (better) | 19.9× |
| P/S | 1.8× (better) | 3.4× |
| P/B | 2.4× (better) | 4.3× |
| EV/EBITDA | 11.1× | – |
| P/FCF | 3.4× (better) | 9.3× |
| PEG | 0.37 (better) | 0.38 |
| FCF yield | 29.2% (better) | 10.8% |
| Fair value | $26.27 | $123.26 |
| Margin of safety | −30.0% | −29.1% (better) |
| Growth | ||
| Revenue growth (TTM) | 25.0% | 58.4% (better) |
| Revenue growth, 5Y average | – | 39.1% |
| Net income growth (TTM) | 25.7% (better) | 23.4% |
| EPS growth (TTM) | 26.7% (better) | 24.7% |
| EPS growth, 5Y average | – | 97.3% |
| Profitability | ||
| Net margin | 10.1% | 17.6% (better) |
| FCF margin | 53.5% (better) | 36.6% |
| Return on equity | 14.1% | 23.3% (better) |
| Financial health | ||
| Altman Z-score | 0.61 | 1.25 (better) |
| Piotroski F-score | 4 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | – | 0.28% |
| Buyback yield | – | 1.7% |
| Shareholder yield | 0.00% | 2.0% (better) |
| Ownership | ||
| Held by institutions | 92.7% | 92.6% |
| Held by insiders | 76.6% | 2.6% |
| Insider net buying, 12 months | – | −$21.6M |
| Short interest, % of float | 19.6% | 2.4% |
Go deeper
- BOW stock overview
- BOW income statement
- BOW valuation and score
- PLMR stock overview
- PLMR income statement
- PLMR valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.