Bank of Hawaii vs Independent Bank
BOH and INDB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BOH and INDB compare
Independent Bank is the larger company, worth 1.5 times as much as Bank of Hawaii ($4.0B against $2.7B).
On earnings, Bank of Hawaii is cheaper: it trades at 12.4× trailing earnings, against 12.5× for Independent Bank.
Independent Bank grew revenue faster over the last twelve months (30.9% versus 12.7% for Bank of Hawaii).
Independent Bank keeps more of each dollar of sales as profit, with a net margin of 32.0% compared with 31.7% at Bank of Hawaii.
Both pay dividends: Bank of Hawaii yields 4.0% and Independent Bank 3.0%.
Bank of Hawaii scores higher on the StockData Score (16 against 15 for Independent Bank), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BOH | INDB |
|---|---|---|
| Size and price | ||
| Market cap | $2.7B | $4.0B |
| Share price | $69.80 | $84.62 |
| Change, 1 year | 5.9% | 21.4% |
| Change, 5 years | −17.9% | −0.13% |
| Beta (5Y) | 0.80 | 0.69 |
| Employees | 1,877 | 2,294 |
| StockData Score | ||
| Total score | 16 (better) | 15 |
| Valuation score | 3 | 3 |
| Growth score | 2 | 2 |
| Performance score | 4 | 4 |
| Health score | 2 | 3 (better) |
| Dividend score | 5 (better) | 3 |
| Valuation | ||
| P/E | 12.4× (better) | 12.5× |
| P/S | 3.5× (better) | 3.9× |
| P/B | 1.5× | 1.2× (better) |
| P/FCF | 10.2× (better) | 11.3× |
| FCF yield | 9.8% (better) | 8.8% |
| Fair value | $72.15 | $87.60 |
| Margin of safety | 3.3% | 3.4% (better) |
| Growth | ||
| Revenue growth (TTM) | 12.7% | 30.9% (better) |
| Revenue growth, 5Y average | −29.1% | 12.3% (better) |
| Net income growth (TTM) | 33.8% | 81.8% (better) |
| EPS growth (TTM) | 38.5% | 64.2% (better) |
| EPS growth, 5Y average | 3.7% | 4.1% (better) |
| Profitability | ||
| Net margin | 31.7% | 32.0% (better) |
| FCF margin | 34.4% | 34.6% (better) |
| Return on equity | 13.6% (better) | 9.3% |
| Financial health | ||
| Debt / equity | 0.47 | – |
| Altman Z-score | 0.24 (better) | 0.23 |
| Piotroski F-score | 6 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | 4.0% (better) | 3.0% |
| Payout ratio | 45.6% | 36.7% |
| Years of dividend growth | 0 | 3 (better) |
| Dividend growth, 5Y average | 0.00% | – |
| Buyback yield | 1.9% | 5.8% (better) |
| Shareholder yield | 5.9% | 8.8% (better) |
| Ownership | ||
| Held by institutions | 84.7% | 86.0% |
| Held by insiders | 1.5% | 1.6% |
| Insider net buying, 12 months | −$2.3M | −$1.4M (better) |
| Short interest, % of float | 11.3% | 4.0% |
Go deeper
- BOH stock overview
- BOH income statement
- BOH valuation and score
- INDB stock overview
- INDB income statement
- INDB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.