Beeline vs PennyMac Financial Services
BLNE and PFSI side by side, both in non-depository credit institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BLNE and PFSI compare
PennyMac Financial Services is the larger company, worth 212 times as much as Beeline ($3.1B against $14.9M).
PennyMac Financial Services grew revenue faster over the last twelve months (114% versus 54.1% for Beeline).
PennyMac Financial Services keeps more of each dollar of sales as profit, with a net margin of 1081% compared with −198% at Beeline.
PennyMac Financial Services pays a dividend yielding 2.0%; Beeline does not pay one.
PennyMac Financial Services scores higher on the StockData Score (13 against 10 for Beeline), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BLNE | PFSI |
|---|---|---|
| Size and price | ||
| Market cap | $14.9M | $3.1B |
| Share price | $0.452 | $60.61 |
| Change, 1 year | −74.9% | −53.1% |
| Change, 5 years | −99.9% | −5.3% |
| Beta (5Y) | 1.07 | 0.91 |
| Employees | 84 | 4,215 |
| StockData Score | ||
| Total score | 10 | 13 (better) |
| Valuation score | 3 (better) | 2 |
| Growth score | 1 | 3 (better) |
| Performance score | 1 | 1 |
| Health score | 5 (better) | 4 |
| Dividend score | 0 | 3 (better) |
| Valuation | ||
| P/E | – | 8.3× |
| P/S | 1.4× (better) | 86.8× |
| P/B | 0.3× | – |
| PEG | – | 2.74 |
| FCF yield | – | −57.2% |
| Fair value | $1.16 | – |
| Margin of safety | 61.0% | – |
| Growth | ||
| Revenue growth (TTM) | 54.1% | 114% (better) |
| Revenue growth, 5Y average | −11.1% | 24.4% (better) |
| Net income growth (TTM) | – | 1.5% |
| EPS growth (TTM) | – | 0.97% |
| EPS growth, 5Y average | – | −15.0% |
| Profitability | ||
| Operating margin | −198% | – |
| Net margin | −198% | 1081% (better) |
| FCF margin | – | −4964% |
| Return on equity | −42.3% | – |
| Return on invested capital | −34.6% | – |
| Financial health | ||
| Debt / equity | 0.00 | – |
| Current ratio | 1.07 | – |
| Altman Z-score | −3.35 | 0.28 (better) |
| Piotroski F-score | 4 (better) | 3 |
| Dividends and buybacks | ||
| Dividend yield | – | 2.0% |
| Payout ratio | – | 16.1% |
| Years of dividend growth | – | 2 |
| Shareholder yield | 0.00% | 2.0% (better) |
| Ownership | ||
| Held by institutions | 12.7% | 64.7% |
| Held by insiders | 27.9% | 12.3% |
| Insider net buying, 12 months | $593K (better) | −$8.6M |
| Short interest, % of float | 8.0% | 8.4% |
Go deeper
- BLNE stock overview
- BLNE income statement
- BLNE valuation and score
- PFSI stock overview
- PFSI income statement
- PFSI valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.