BankUnited vs Lake Shore Bancorp
BKU and LSBK side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BKU and LSBK compare
BankUnited is the larger company, worth 21 times as much as Lake Shore Bancorp ($3.1B against $149M).
On earnings, BankUnited is cheaper: it trades at 11.8× trailing earnings, against 16.9× for Lake Shore Bancorp.
BankUnited grew revenue faster over the last twelve months (18.2% versus 12.3% for Lake Shore Bancorp).
BankUnited keeps more of each dollar of sales as profit, with a net margin of 1107% compared with 27.6% at Lake Shore Bancorp.
Both pay dividends: BankUnited yields 3.0% and Lake Shore Bancorp 1.9%.
BankUnited scores higher on the StockData Score (11 against 9 for Lake Shore Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BKU | LSBK |
|---|---|---|
| Size and price | ||
| Market cap | $3.1B | $149M |
| Share price | $43.80 | $18.96 |
| Change, 1 year | 9.5% | 32.1% |
| Change, 5 years | 4.4% | 25.5% |
| Beta (5Y) | 1.07 | 0.26 |
| Employees | 1,785 | 87 |
| StockData Score | ||
| Total score | 11 (better) | 9 |
| Valuation score | 1 (better) | 0 |
| Growth score | 1 | 3 (better) |
| Performance score | 3 | 3 |
| Health score | 3 (better) | 1 |
| Dividend score | 3 (better) | 2 |
| Valuation | ||
| P/E | 11.8× (better) | 16.9× |
| P/S | 126× | 4.9× (better) |
| P/B | 1.1× | 1.1× (better) |
| Fair value | $43.37 | $16.73 |
| Margin of safety | −0.99% (better) | −13.3% |
| Growth | ||
| Revenue growth (TTM) | 18.2% (better) | 12.3% |
| Revenue growth, 5Y average | 5.7% | 99.6% (better) |
| Net income growth (TTM) | 2.1% | 22.6% (better) |
| EPS growth (TTM) | 4.5% | 24.4% (better) |
| EPS growth, 5Y average | 11.4% (better) | 4.7% |
| Profitability | ||
| Net margin | 1107% (better) | 27.6% |
| Return on equity | 9.4% (better) | 5.9% |
| Financial health | ||
| Debt / equity | 0.11 | – |
| Altman Z-score | 0.19 | 0.37 (better) |
| Piotroski F-score | 6 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 3.0% (better) | 1.9% |
| Payout ratio | 34.8% | 31.7% |
| Years of dividend growth | 4 (better) | 0 |
| Dividend growth, 5Y average | 6.2% (better) | −8.7% |
| Buyback yield | 8.1% (better) | 1.3% |
| Shareholder yield | 11.1% (better) | 3.2% |
| Ownership | ||
| Held by institutions | 103% | 29.1% |
| Held by insiders | 6.0% | 15.0% |
| Insider net buying, 12 months | −$976K | – |
| Short interest, % of float | 6.1% | 0.53% |
Go deeper
- BKU stock overview
- BKU income statement
- BKU valuation and score
- LSBK stock overview
- LSBK income statement
- LSBK valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.