BILL vs Q2
BILL and QTWO side by side, both in computer programming, data processing, and other computer related services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BILL and QTWO compare
BILL and Q2 are about the same size, with market caps of $4.6B and $4.6B.
On earnings, Q2 is cheaper: it trades at 43.9× trailing earnings, against 109× for BILL.
BILL grew revenue faster over the last twelve months (13.6% versus 13.1% for Q2).
Q2 keeps more of each dollar of sales as profit, with a net margin of 12.7% compared with 3.2% at BILL.
BILL scores higher on the StockData Score (12 against 11 for Q2), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BILL | QTWO |
|---|---|---|
| Size and price | ||
| Market cap | $4.6B | $4.6B |
| Share price | $54.43 | $74.14 |
| Change, 1 year | 15.3% | 1.3% |
| Change, 5 years | −82.9% | −16.7% |
| Beta (5Y) | 1.81 | 1.60 |
| Employees | 1,683 | 2,549 |
| StockData Score | ||
| Total score | 12 (better) | 11 |
| Valuation score | 1 (better) | 0 |
| Growth score | 3 | 4 (better) |
| Performance score | 3 | 4 (better) |
| Health score | 5 (better) | 3 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 109× | 43.9× (better) |
| P/S | 2.9× (better) | 5.3× |
| P/B | 1.4× (better) | 7.0× |
| EV/EBITDA | 55.9× | 28.5× (better) |
| P/FCF | 11.2× (better) | 19.7× |
| FCF yield | 8.9% (better) | 5.1% |
| Fair value | $22.92 | $43.51 |
| Margin of safety | −138% | −70.4% (better) |
| Growth | ||
| Revenue growth (TTM) | 13.6% (better) | 13.1% |
| Revenue growth, 5Y average | 47.3% (better) | 14.6% |
| Net income growth (TTM) | 336% (better) | 247% |
| EPS growth (TTM) | – | 252% |
| Profitability | ||
| Gross margin | 80.1% (better) | 58.4% |
| Operating margin | −0.10% | 12.4% (better) |
| Net margin | 3.2% | 12.7% (better) |
| FCF margin | 25.7% | 26.8% (better) |
| Return on equity | 1.4% | 17.2% (better) |
| Return on invested capital | −0.09% | 34.7% (better) |
| Financial health | ||
| Debt / equity | 0.00 | – |
| Interest coverage | – | 35.5× |
| Current ratio | 1.50 (better) | 1.01 |
| Altman Z-score | 0.55 | 8.43 (better) |
| Piotroski F-score | 5 | 7 (better) |
| Dividends and buybacks | ||
| Buyback yield | 17.0% (better) | 3.6% |
| Shareholder yield | 17.0% (better) | 3.6% |
| Ownership | ||
| Held by institutions | 115% | 108% |
| Held by insiders | 11.3% | 3.2% |
| Insider net buying, 12 months | −$19.1M (better) | −$31.4M |
| Superinvestors holding | 1 | – |
| Short interest, % of float | 14.3% | 8.0% |
Go deeper
- BILL stock overview
- BILL income statement
- BILL valuation and score
- QTWO stock overview
- QTWO income statement
- QTWO valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.