Burke & Herbert Financial Services vs Westamerica Bancorporation
BHRB and WABC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BHRB and WABC compare
Burke & Herbert Financial Services and Westamerica Bancorporation are about the same size, with market caps of $1.4B and $1.4B.
On earnings, Burke & Herbert Financial Services is cheaper: it trades at 11.7× trailing earnings, against 12.9× for Westamerica Bancorporation.
Burke & Herbert Financial Services grew revenue faster over the last twelve months (17.7% versus −4.6% for Westamerica Bancorporation).
Westamerica Bancorporation keeps more of each dollar of sales as profit, with a net margin of 43.9% compared with 26.0% at Burke & Herbert Financial Services.
Both pay dividends: Burke & Herbert Financial Services yields 3.9% and Westamerica Bancorporation 3.2%.
Burke & Herbert Financial Services scores higher on the StockData Score (18 against 14 for Westamerica Bancorporation), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BHRB | WABC |
|---|---|---|
| Size and price | ||
| Market cap | $1.4B | $1.4B |
| Share price | $70.96 | $59.64 |
| Change, 1 year | 13.6% | 23.3% |
| Change, 5 years | 28.9% | 5.8% |
| Beta (5Y) | 0.48 | 0.54 |
| Employees | 832 | 627 |
| StockData Score | ||
| Total score | 18 (better) | 14 |
| Valuation score | 5 (better) | 0 |
| Growth score | 2 (better) | 0 |
| Performance score | 1 | 4 (better) |
| Health score | 5 | 6 (better) |
| Dividend score | 5 (better) | 4 |
| Valuation | ||
| P/E | 11.7× (better) | 12.9× |
| P/S | 3.6× (better) | 5.5× |
| P/B | 1.2× (better) | 1.7× |
| P/FCF | 15.2× | 12.2× (better) |
| PEG | 1.24 | – |
| FCF yield | 6.6% | 8.2% (better) |
| Fair value | $73.84 | $51.17 |
| Margin of safety | 3.9% (better) | −16.5% |
| Growth | ||
| Revenue growth (TTM) | 17.7% (better) | −4.6% |
| Revenue growth, 5Y average | – | 4.2% |
| Net income growth (TTM) | −3.2% (better) | −7.8% |
| EPS growth (TTM) | −14.2% | 1.1% (better) |
| EPS growth, 5Y average | – | 8.7% |
| Profitability | ||
| Net margin | 26.0% | 43.9% (better) |
| FCF margin | 23.8% | 44.8% (better) |
| Return on equity | 10.5% | 12.9% (better) |
| Financial health | ||
| Debt / equity | 0.46 | 0.18 (better) |
| Altman Z-score | 0.19 | 0.35 (better) |
| Piotroski F-score | 4 | 5 (better) |
| Dividends and buybacks | ||
| Dividend yield | 3.9% (better) | 3.2% |
| Payout ratio | 38.3% | 40.7% |
| Years of dividend growth | 2 | 16 (better) |
| Dividend growth, 5Y average | – | 2.1% |
| Buyback yield | 0.00% | 8.6% (better) |
| Shareholder yield | 3.9% | 11.8% (better) |
| Ownership | ||
| Held by institutions | 44.7% | 79.9% |
| Held by insiders | 9.6% | 0.07% |
| Insider net buying, 12 months | $580K (better) | −$37.6K |
| Short interest, % of float | 4.4% | 3.7% |
Go deeper
- BHRB stock overview
- BHRB income statement
- BHRB valuation and score
- WABC stock overview
- WABC income statement
- WABC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.