Beacon Financial vs Flagstar Bank, National Association
BBT and FLG side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BBT and FLG compare
Flagstar Bank, National Association is the larger company, worth 1.7 times as much as Beacon Financial ($4.4B against $2.6B).
On earnings, Beacon Financial is cheaper: it trades at 16.0× trailing earnings, against 350× for Flagstar Bank, National Association.
Beacon Financial grew revenue faster over the last twelve months (74.1% versus −6.4% for Flagstar Bank, National Association).
Beacon Financial keeps more of each dollar of sales as profit, with a net margin of 20.0% compared with 2.3% at Flagstar Bank, National Association.
Both pay dividends: Beacon Financial yields 4.2% and Flagstar Bank, National Association 0.38%.
Beacon Financial scores higher on the StockData Score (13 against 9 for Flagstar Bank, National Association), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BBT | FLG |
|---|---|---|
| Size and price | ||
| Market cap | $2.6B | $4.4B |
| Share price | $30.62 | $10.51 |
| Change, 1 year | 32.4% | −8.8% |
| Change, 5 years | 7.2% | −71.7% |
| Beta (5Y) | 0.76 | 0.99 |
| Employees | 1,972 | 5,631 |
| StockData Score | ||
| Total score | 13 (better) | 9 |
| Valuation score | 4 (better) | 2 |
| Growth score | 1 | 1 |
| Performance score | 1 (better) | 0 |
| Health score | 4 | 4 |
| Dividend score | 3 (better) | 2 |
| Valuation | ||
| P/E | 16.0× (better) | 350× |
| P/S | 3.2× | 2.1× (better) |
| P/B | 1.0× | 0.5× (better) |
| Fair value | $31.36 | – |
| Margin of safety | 2.4% | – |
| Growth | ||
| Revenue growth (TTM) | 74.1% (better) | −6.4% |
| Revenue growth, 5Y average | −39.9% | 148% (better) |
| Net income growth (TTM) | 103% | – |
| EPS growth (TTM) | 115% | – |
| Profitability | ||
| Net margin | 20.0% (better) | 2.3% |
| Return on equity | 8.4% (better) | 0.59% |
| Financial health | ||
| Debt / equity | – | 0.52 |
| Altman Z-score | 0.15 (better) | 0.04 |
| Piotroski F-score | 6 (better) | 2 |
| Dividends and buybacks | ||
| Dividend yield | 4.2% (better) | 0.38% |
| Payout ratio | 58.3% | 33.3% |
| Years of dividend growth | 1 (better) | 0 |
| Dividend growth, 5Y average | 0.22% | – |
| Shareholder yield | 4.2% (better) | 0.38% |
| Ownership | ||
| Held by institutions | 92.0% | 88.3% |
| Held by insiders | 1.5% | 28.4% |
| Insider net buying, 12 months | −$271K | $1.2K (better) |
| Short interest, % of float | 6.0% | 15.8% |
Go deeper
- BBT stock overview
- BBT income statement
- BBT valuation and score
- FLG stock overview
- FLG income statement
- FLG valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.