Avidia Bancorp vs Timberland Bancorp
AVBC and TSBK side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AVBC and TSBK compare
Avidia Bancorp is the larger company, worth 1.2 times as much as Timberland Bancorp ($450M against $373M).
On earnings, Timberland Bancorp is cheaper: it trades at 12.0× trailing earnings, against 15.3× for Avidia Bancorp.
Avidia Bancorp grew revenue faster over the last twelve months (17.3% versus 9.4% for Timberland Bancorp).
Timberland Bancorp keeps more of each dollar of sales as profit, with a net margin of 36.2% compared with 23.3% at Avidia Bancorp.
Both pay dividends: Avidia Bancorp yields 0.71% and Timberland Bancorp 3.1%.
Timberland Bancorp scores higher on the StockData Score (16 against 7 for Avidia Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AVBC | TSBK |
|---|---|---|
| Size and price | ||
| Market cap | $450M | $373M |
| Share price | $22.53 | $47.97 |
| Change, 1 year | 47.8% | 43.8% |
| Change, 5 years | – | 71.0% |
| Beta (5Y) | 0.28 | 0.35 |
| Employees | 241 | 271 |
| StockData Score | ||
| Total score | 7 | 16 (better) |
| Valuation score | 0 | 1 (better) |
| Growth score | 1 | 2 (better) |
| Performance score | 2 | 5 (better) |
| Health score | 3 | 5 (better) |
| Dividend score | 1 | 3 (better) |
| Valuation | ||
| P/E | 15.3× | 12.0× (better) |
| P/S | 3.9× (better) | 4.3× |
| P/B | 1.2× (better) | 1.4× |
| P/FCF | 10.1× (better) | 12.8× |
| PEG | – | 1.31 |
| FCF yield | 9.9% (better) | 7.8% |
| Fair value | $19.50 | $41.23 |
| Margin of safety | −15.6% (better) | −16.3% |
| Growth | ||
| Revenue growth (TTM) | 17.3% (better) | 9.4% |
| Revenue growth, 5Y average | – | 3.9% |
| Net income growth (TTM) | – | 16.4% |
| EPS growth (TTM) | – | 17.4% |
| EPS growth, 5Y average | – | 5.0% |
| Profitability | ||
| Net margin | 23.3% | 36.2% (better) |
| FCF margin | 38.3% (better) | 33.4% |
| Return on equity | 7.3% | 11.9% (better) |
| Financial health | ||
| Altman Z-score | 0.27 | 0.34 (better) |
| Piotroski F-score | – | 7 |
| Dividends and buybacks | ||
| Dividend yield | 0.71% | 3.1% (better) |
| Payout ratio | – | 28.0% |
| Years of dividend growth | – | 1 |
| Buyback yield | – | 2.4% |
| Shareholder yield | 0.71% | 5.4% (better) |
| Ownership | ||
| Held by institutions | – | 66.2% |
| Held by insiders | 5.8% | 2.9% |
| Insider net buying, 12 months | $1.5M (better) | −$1.3M |
| Superinvestors holding | 2 | – |
| Short interest, % of float | 2.5% | 1.9% |
Go deeper
- AVBC stock overview
- AVBC income statement
- AVBC valuation and score
- TSBK stock overview
- TSBK income statement
- TSBK valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.