Avidia Bancorp vs Greene County Bancorp
AVBC and GCBC side by side, both in savings institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AVBC and GCBC compare
Greene County Bancorp is the larger company, worth 1.3 times as much as Avidia Bancorp ($609M against $469M).
On earnings, Greene County Bancorp is cheaper: it trades at 14.8× trailing earnings, against 24.7× for Avidia Bancorp.
Greene County Bancorp grew revenue faster over the last twelve months (22.9% versus 20.3% for Avidia Bancorp).
Greene County Bancorp keeps more of each dollar of sales as profit, with a net margin of 44.3% compared with 15.6% at Avidia Bancorp.
Both pay dividends: Avidia Bancorp yields 0.68% and Greene County Bancorp 1.1%.
Greene County Bancorp scores higher on the StockData Score (16 against 4 for Avidia Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AVBC | GCBC |
|---|---|---|
| Size and price | ||
| Market cap | $469M | $609M |
| Share price | $23.50 | $35.76 |
| Change, 1 year | 57.5% | 64.0% |
| Change, 5 years | – | 102% |
| Beta (5Y) | 0.25 | 0.48 |
| Employees | 241 | 203 |
| StockData Score | ||
| Total score | 4 | 16 (better) |
| Valuation score | 0 | 0 |
| Growth score | 1 | 3 (better) |
| Performance score | 0 | 6 (better) |
| Health score | 2 | 3 (better) |
| Dividend score | 1 | 4 (better) |
| Valuation | ||
| P/E | 24.7× | 14.8× (better) |
| P/S | 4.2× (better) | 6.6× |
| P/B | 1.2× (better) | 2.2× |
| P/FCF | 9.7× (better) | 14.7× |
| PEG | – | 1.48 |
| FCF yield | 10.3% (better) | 6.8% |
| Fair value | $16.87 | $31.14 |
| Margin of safety | −39.3% | −14.8% (better) |
| Growth | ||
| Revenue growth (TTM) | 20.3% | 22.9% (better) |
| Revenue growth, 5Y average | – | 8.1% |
| Net income growth (TTM) | – | 31.7% |
| EPS growth (TTM) | – | 31.7% |
| EPS growth, 5Y average | – | 11.4% |
| Profitability | ||
| Net margin | 15.6% | 44.3% (better) |
| FCF margin | 42.7% | 44.9% (better) |
| Return on equity | 6.1% | 15.9% (better) |
| Financial health | ||
| Altman Z-score | 0.27 | 0.28 (better) |
| Piotroski F-score | – | 7 |
| Dividends and buybacks | ||
| Dividend yield | 0.68% | 1.1% (better) |
| Payout ratio | – | 9.9% |
| Years of dividend growth | – | 12 |
| Dividend growth, 5Y average | – | 10.8% |
| Shareholder yield | 0.68% | 1.1% (better) |
| Ownership | ||
| Held by institutions | – | 14.9% |
| Held by insiders | 3.9% | 2.9% |
| Insider net buying, 12 months | $2.2M (better) | $215K |
| Superinvestors holding | 2 | – |
| Short interest, % of float | 2.5% | 0.62% |
Go deeper
- AVBC stock overview
- AVBC income statement
- AVBC valuation and score
- GCBC stock overview
- GCBC income statement
- GCBC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.