Ames National vs Hawthorn Bancshares
ATLO and HWBK side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ATLO and HWBK compare
Ames National and Hawthorn Bancshares are about the same size, with market caps of $300M and $272M.
On earnings, Hawthorn Bancshares is cheaper: it trades at 10.4× trailing earnings, against 11.8× for Ames National.
Ames National grew revenue faster over the last twelve months (21.5% versus 11.7% for Hawthorn Bancshares).
Ames National keeps more of each dollar of sales as profit, with a net margin of 33.3% compared with 30.2% at Hawthorn Bancshares.
Both pay dividends: Ames National yields 2.7% and Hawthorn Bancshares 2.1%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ATLO | HWBK |
|---|---|---|
| Size and price | ||
| Market cap | $300M | $272M |
| Share price | $33.86 | $39.40 |
| Change, 1 year | 59.2% | 25.2% |
| Change, 5 years | 37.5% | 60.1% |
| Beta (5Y) | 0.31 | 0.42 |
| Employees | 260 | 266 |
| StockData Score | ||
| Total score | 16 | 16 |
| Valuation score | 2 | 2 |
| Growth score | 2 | 2 |
| Performance score | 5 (better) | 4 |
| Health score | 4 | 4 |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | 11.8× | 10.4× (better) |
| P/S | 3.9× | 3.1× (better) |
| P/B | 1.5× | 1.4× (better) |
| P/FCF | 13.4× | 10.3× (better) |
| PEG | – | 1.97 |
| FCF yield | 7.4% | 9.7% (better) |
| Fair value | $31.36 | $39.18 |
| Margin of safety | −8.0% | −0.57% (better) |
| Growth | ||
| Revenue growth (TTM) | 21.5% (better) | 11.7% |
| Revenue growth, 5Y average | 0.41% | 3.3% (better) |
| Net income growth (TTM) | 58.8% (better) | 18.5% |
| EPS growth (TTM) | 59.4% (better) | 19.1% |
| EPS growth, 5Y average | – | 11.0% |
| Profitability | ||
| Net margin | 33.3% (better) | 30.2% |
| FCF margin | 29.2% | 30.5% (better) |
| Return on equity | 12.5% | 14.8% (better) |
| Financial health | ||
| Altman Z-score | 0.27 (better) | 0.21 |
| Piotroski F-score | 7 | 7 |
| Dividends and buybacks | ||
| Dividend yield | 2.7% (better) | 2.1% |
| Payout ratio | 32.0% | 21.5% |
| Years of dividend growth | 0 | – |
| Dividend growth, 5Y average | −4.4% | – |
| Buyback yield | 0.24% | 0.27% (better) |
| Shareholder yield | 3.0% (better) | 2.4% |
| Ownership | ||
| Held by institutions | 40.9% | 32.1% |
| Held by insiders | 1.4% | 12.5% |
| Insider net buying, 12 months | $84.5K (better) | $50.0K |
| Short interest, % of float | 2.5% | 2.9% |
Go deeper
- ATLO stock overview
- ATLO income statement
- ATLO valuation and score
- HWBK stock overview
- HWBK income statement
- HWBK valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.