Amerisafe vs James River
AMSF and JRVR side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AMSF and JRVR compare
Amerisafe is the larger company, worth 2.5 times as much as James River ($361M against $144M).
Amerisafe grew revenue faster over the last twelve months (7.7% versus −2.8% for James River).
Amerisafe keeps more of each dollar of sales as profit, with a net margin of 12.1% compared with −25.1% at James River.
Both pay dividends: Amerisafe yields 13.4% and James River 1.3%.
Amerisafe scores higher on the StockData Score (14 against 5 for James River), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AMSF | JRVR |
|---|---|---|
| Size and price | ||
| Market cap | $361M | $144M |
| Share price | $19.50 | $3.12 |
| Change, 1 year | −52.7% | −44.5% |
| Change, 5 years | −64.1% | −89.2% |
| Beta (5Y) | 0.35 | 0.63 |
| Employees | 55 | 578 |
| StockData Score | ||
| Total score | 14 (better) | 5 |
| Valuation score | 6 (better) | 2 |
| Growth score | 1 | 1 |
| Performance score | 3 (better) | 1 |
| Health score | 0 | 0 |
| Dividend score | 4 (better) | 1 |
| Valuation | ||
| P/E | 9.1× | – |
| P/S | 1.1× | 0.2× (better) |
| P/B | 1.5× | 0.5× (better) |
| P/FCF | 29.3× | – |
| FCF yield | 3.4% (better) | −52.5% |
| Fair value | $28.27 | – |
| Margin of safety | 31.0% | – |
| Growth | ||
| Revenue growth (TTM) | 7.7% (better) | −2.8% |
| Revenue growth, 5Y average | −1.3% | 0.56% (better) |
| Net income growth (TTM) | −19.1% | – |
| EPS growth (TTM) | −17.6% | – |
| EPS growth, 5Y average | −11.2% | 37.6% (better) |
| Profitability | ||
| Net margin | 12.1% (better) | −25.1% |
| FCF margin | 3.7% (better) | −12.1% |
| Return on equity | 15.8% (better) | −39.7% |
| Financial health | ||
| Altman Z-score | 0.66 (better) | −0.01 |
| Piotroski F-score | 5 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | 13.4% (better) | 1.3% |
| Payout ratio | 157% | – |
| Years of dividend growth | 12 (better) | 0 |
| Dividend growth, 5Y average | 7.6% (better) | −49.4% |
| Shareholder yield | 13.4% (better) | 1.3% |
| Ownership | ||
| Held by institutions | 102% | 89.3% |
| Held by insiders | 2.2% | 14.2% |
| Insider net buying, 12 months | $0 | – |
| Short interest, % of float | 3.1% | 4.8% |
Go deeper
- AMSF stock overview
- AMSF income statement
- AMSF valuation and score
- JRVR stock overview
- JRVR income statement
- JRVR valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.