Amerisafe vs Employers
AMSF and EIG side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AMSF and EIG compare
Employers is the larger company, worth 2.3 times as much as Amerisafe ($830M against $358M).
Amerisafe grew revenue faster over the last twelve months (7.7% versus −13.0% for Employers).
Amerisafe keeps more of each dollar of sales as profit, with a net margin of 12.1% compared with 3.5% at Employers.
Both pay dividends: Amerisafe yields 13.6% and Employers 2.8%.
Amerisafe scores higher on the StockData Score (14 against 7 for Employers), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AMSF | EIG |
|---|---|---|
| Size and price | ||
| Market cap | $358M | $830M |
| Share price | $19.31 | $47.33 |
| Change, 1 year | −52.8% | 22.3% |
| Change, 5 years | −64.4% | 22.9% |
| Beta (5Y) | 0.35 | 0.37 |
| Employees | 55 | 623 |
| StockData Score | ||
| Total score | 14 (better) | 7 |
| Valuation score | 6 (better) | 2 |
| Growth score | 1 (better) | 0 |
| Performance score | 3 (better) | 0 |
| Health score | 0 | 4 (better) |
| Dividend score | 4 (better) | 1 |
| Valuation | ||
| P/E | 9.0× | – |
| P/S | 1.1× | 1.1× (better) |
| P/B | 1.5× | 1.1× (better) |
| EV/EBITDA | – | 16.1× |
| P/FCF | 29.0× | – |
| FCF yield | 3.4% | – |
| Fair value | $28.19 | – |
| Margin of safety | 31.5% | – |
| Growth | ||
| Revenue growth (TTM) | 7.7% (better) | −13.0% |
| Revenue growth, 5Y average | −1.3% | 3.8% (better) |
| Net income growth (TTM) | −19.1% (better) | −56.0% |
| EPS growth (TTM) | −17.6% | – |
| EPS growth, 5Y average | −11.2% (better) | −35.0% |
| Profitability | ||
| Net margin | 12.1% (better) | 3.5% |
| FCF margin | 3.7% | – |
| Return on equity | 15.8% (better) | 3.0% |
| Financial health | ||
| Debt / equity | – | 0.00 |
| Net debt / EBITDA | – | −1.93 |
| Altman Z-score | 0.66 | 1.08 (better) |
| Piotroski F-score | 5 | 5 |
| Dividends and buybacks | ||
| Dividend yield | 13.6% (better) | 2.8% |
| Payout ratio | 157% | 94.2% |
| Years of dividend growth | 12 (better) | 2 |
| Dividend growth, 5Y average | 7.6% (better) | 4.7% |
| Buyback yield | – | 26.6% |
| Shareholder yield | 13.6% | 29.4% (better) |
| Ownership | ||
| Held by institutions | 102% | 84.6% |
| Held by insiders | 2.2% | 3.3% |
| Insider net buying, 12 months | $0 (better) | −$296K |
| Short interest, % of float | 3.1% | 5.7% |
Go deeper
- AMSF stock overview
- AMSF income statement
- AMSF valuation and score
- EIG stock overview
- EIG income statement
- EIG valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.