Amerisafe vs Ategrity Specialty Insurance
AMSF and ASIC side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AMSF and ASIC compare
Ategrity Specialty Insurance is the larger company, worth 3.2 times as much as Amerisafe ($1.2B against $361M).
On earnings, Amerisafe is cheaper: it trades at 9.1× trailing earnings, against 12.3× for Ategrity Specialty Insurance.
Ategrity Specialty Insurance grew revenue faster over the last twelve months (29.8% versus 7.7% for Amerisafe).
Ategrity Specialty Insurance keeps more of each dollar of sales as profit, with a net margin of 18.8% compared with 12.1% at Amerisafe.
Amerisafe pays a dividend yielding 13.4%; Ategrity Specialty Insurance does not pay one.
Amerisafe scores higher on the StockData Score (14 against 3 for Ategrity Specialty Insurance), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AMSF | ASIC |
|---|---|---|
| Size and price | ||
| Market cap | $361M | $1.2B |
| Share price | $19.50 | $24.40 |
| Change, 1 year | −52.7% | 33.4% |
| Change, 5 years | −64.1% | 243900% |
| Beta (5Y) | 0.35 | – |
| Employees | 55 | 203 |
| StockData Score | ||
| Total score | 14 (better) | 3 |
| Valuation score | 6 (better) | 0 |
| Growth score | 1 | 1 |
| Performance score | 3 (better) | 2 |
| Health score | 0 | 0 |
| Dividend score | 4 (better) | 0 |
| Valuation | ||
| P/E | 9.1× (better) | 12.3× |
| P/S | 1.1× (better) | 2.2× |
| P/B | 1.5× (better) | 1.8× |
| P/FCF | 29.3× | 5.7× (better) |
| FCF yield | 3.4% | 17.6% (better) |
| Fair value | $28.27 | $21.58 |
| Margin of safety | 31.0% (better) | −13.1% |
| Growth | ||
| Revenue growth (TTM) | 7.7% | 29.8% (better) |
| Revenue growth, 5Y average | −1.3% | – |
| Net income growth (TTM) | −19.1% | 40.5% (better) |
| EPS growth (TTM) | −17.6% | 23.8% (better) |
| EPS growth, 5Y average | −11.2% | – |
| Profitability | ||
| Net margin | 12.1% | 18.8% (better) |
| FCF margin | 3.7% | 39.1% (better) |
| Return on equity | 15.8% | 15.8% (better) |
| Financial health | ||
| Altman Z-score | 0.66 | 1.16 (better) |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 13.4% (better) | 0.00% |
| Payout ratio | 157% | – |
| Years of dividend growth | 12 (better) | 0 |
| Dividend growth, 5Y average | 7.6% | – |
| Buyback yield | – | 0.00% |
| Shareholder yield | 13.4% (better) | 0.00% |
| Ownership | ||
| Held by institutions | 102% | 11.4% |
| Held by insiders | 2.2% | 81.4% |
| Insider net buying, 12 months | $0 | $74.3K (better) |
| Short interest, % of float | 3.1% | 4.5% |
Go deeper
- AMSF stock overview
- AMSF income statement
- AMSF valuation and score
- ASIC stock overview
- ASIC income statement
- ASIC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.