Ally Financial vs Northern Trust
ALLY and NTRS side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ALLY and NTRS compare
Northern Trust is the larger company, worth 2.7 times as much as Ally Financial ($30.9B against $11.6B).
On earnings, Ally Financial is cheaper: it trades at 9.0× trailing earnings, against 13.2× for Northern Trust.
Ally Financial grew revenue faster over the last twelve months (11.5% versus −0.65% for Northern Trust).
Northern Trust keeps more of each dollar of sales as profit, with a net margin of 28.8% compared with 16.8% at Ally Financial.
Both pay dividends: Ally Financial yields 3.1% and Northern Trust 1.9%.
Ally Financial scores higher on the StockData Score (14 against 11 for Northern Trust), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ALLY | NTRS |
|---|---|---|
| Size and price | ||
| Market cap | $11.6B | $30.9B |
| Share price | $38.17 | $169.16 |
| Change, 1 year | −4.5% | 32.9% |
| Change, 5 years | −22.8% | 36.9% |
| Beta (5Y) | 1.34 | 1.13 |
| Employees | 11K | 24K |
| StockData Score | ||
| Total score | 14 (better) | 11 |
| Valuation score | 6 (better) | 1 |
| Growth score | 2 | 2 |
| Performance score | 0 | 4 (better) |
| Health score | 3 (better) | 0 |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | 9.0× (better) | 13.2× |
| P/S | 1.3× (better) | 3.7× |
| P/B | 0.7× (better) | 2.3× |
| EV/EBITDA | 8.1× | – |
| P/FCF | – | 17.8× |
| PEG | – | 1.05 |
| FCF yield | – | 5.6% |
| Fair value | $50.37 | $140.60 |
| Margin of safety | 24.2% (better) | −20.3% |
| Growth | ||
| Revenue growth (TTM) | 11.5% (better) | −0.65% |
| Revenue growth, 5Y average | 3.4% | 5.8% (better) |
| Net income growth (TTM) | 236% (better) | 40.6% |
| EPS growth (TTM) | 312% (better) | 49.3% |
| EPS growth, 5Y average | −3.8% | 9.9% (better) |
| Profitability | ||
| Net margin | 16.8% | 28.8% (better) |
| FCF margin | – | 20.6% |
| Return on equity | 9.7% | 18.4% (better) |
| Financial health | ||
| Debt / equity | 1.48 | – |
| Net debt / EBITDA | 4.59 | – |
| Altman Z-score | 0.09 | 0.32 (better) |
| Piotroski F-score | 4 | 5 (better) |
| Dividends and buybacks | ||
| Dividend yield | 3.1% (better) | 1.9% |
| Payout ratio | 26.2% | 24.9% |
| Years of dividend growth | 0 | 1 (better) |
| Dividend growth, 5Y average | 9.6% (better) | 2.1% |
| Buyback yield | 2.7% | 4.6% (better) |
| Shareholder yield | 5.9% | 6.6% (better) |
| Ownership | ||
| Held by institutions | 95.9% | 84.6% |
| Held by insiders | 0.84% | 1.8% |
| Insider net buying, 12 months | −$733K (better) | −$14.7M |
| Superinvestors holding | 4 (better) | 1 |
| Short interest, % of float | 5.2% | – |
Go deeper
- ALLY stock overview
- ALLY income statement
- ALLY valuation and score
- NTRS stock overview
- NTRS income statement
- NTRS valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.