Alkami Technology vs CPI Card
ALKT and PMTS side by side. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ALKT and PMTS compare
Alkami Technology is the larger company, worth 5.2 times as much as CPI Card ($1.5B against $287M).
Alkami Technology grew revenue faster over the last twelve months (24.0% versus 17.9% for CPI Card).
CPI Card keeps more of each dollar of sales as profit, with a net margin of 2.7% compared with −7.2% at Alkami Technology.
CPI Card scores higher on the StockData Score (9 against 5 for Alkami Technology), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ALKT | PMTS |
|---|---|---|
| Size and price | ||
| Market cap | $1.5B | $287M |
| Share price | $13.98 | $24.93 |
| Change, 1 year | −32.4% | 77.7% |
| Change, 5 years | −50.5% | 5.5% |
| Beta (5Y) | 1.36 | 1.27 |
| Employees | 1,225 | 1,700 |
| StockData Score | ||
| Total score | 5 | 9 (better) |
| Valuation score | 0 | 3 (better) |
| Growth score | 3 (better) | 2 |
| Performance score | 1 | 1 |
| Health score | 1 | 3 (better) |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | – | 18.2× |
| P/S | 2.9× | 0.5× (better) |
| P/B | 4.2× | – |
| EV/EBITDA | 422× | 6.3× (better) |
| P/FCF | 27.7× | 3.5× (better) |
| FCF yield | 3.6% | 28.3% (better) |
| Fair value | $1.05 | $27.90 |
| Margin of safety | −1228% | 10.6% (better) |
| Growth | ||
| Revenue growth (TTM) | 24.0% (better) | 17.9% |
| Revenue growth, 5Y average | 31.7% (better) | 11.7% |
| Net income growth (TTM) | – | 14.6% |
| EPS growth (TTM) | – | 14.2% |
| EPS growth, 5Y average | – | −2.8% |
| Profitability | ||
| Gross margin | 57.5% (better) | 31.5% |
| Operating margin | −5.7% | 9.3% (better) |
| Net margin | −7.2% | 2.7% (better) |
| FCF margin | 10.6% | 13.4% (better) |
| Return on equity | −10.4% | – |
| Return on invested capital | −7.7% | 16.0% (better) |
| Financial health | ||
| Net debt / EBITDA | – | 2.85 |
| Interest coverage | −3.3× | – |
| Current ratio | 2.04 | 2.06 (better) |
| Altman Z-score | 1.60 | 3.14 (better) |
| Piotroski F-score | 5 (better) | 4 |
| Dividends and buybacks | ||
| Shareholder yield | 0.00% | 0.00% |
| Ownership | ||
| Held by institutions | 91.9% | 26.7% |
| Held by insiders | 65.0% | 75.9% |
| Insider net buying, 12 months | $253M (better) | −$68.9M |
| Superinvestors holding | 1 | – |
| Short interest, % of float | 16.5% | 16.0% |
Go deeper
- ALKT stock overview
- ALKT income statement
- ALKT valuation and score
- PMTS stock overview
- PMTS income statement
- PMTS valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.