Enact vs NMI
ACT and NMIH side by side. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ACT and NMIH compare
Enact is the larger company, worth 2.0 times as much as NMI ($6.5B against $3.2B).
On earnings, NMI is cheaper: it trades at 8.4× trailing earnings, against 9.9× for Enact.
NMI grew revenue faster over the last twelve months (7.5% versus 2.5% for Enact).
Enact pays a dividend yielding 1.9%; NMI does not pay one.
NMI scores higher on the StockData Score (12 against 6 for Enact), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ACT | NMIH |
|---|---|---|
| Size and price | ||
| Market cap | $6.5B | $3.2B |
| Share price | $47.18 | $42.67 |
| Change, 1 year | 35.1% | 19.9% |
| Change, 5 years | 103% | 88.1% |
| Beta (5Y) | 0.52 | 0.67 |
| Employees | 419 | 225 |
| StockData Score | ||
| Total score | 6 | 12 (better) |
| Valuation score | 4 (better) | 3 |
| Growth score | 0 | 3 (better) |
| Performance score | 1 | 6 (better) |
| Health score | 0 | 0 |
| Dividend score | 1 (better) | 0 |
| Valuation | ||
| P/E | 9.9× | 8.4× (better) |
| P/S | 5.2× | 4.4× (better) |
| P/B | 1.2× | 1.2× (better) |
| EV/EBITDA | – | 5.7× |
| P/FCF | – | 7.3× |
| PEG | 6.21 | 0.64 (better) |
| FCF yield | – | 13.8% |
| Fair value | $108.87 | $48.75 |
| Margin of safety | 56.7% (better) | 12.5% |
| Growth | ||
| Revenue growth (TTM) | 2.5% | 7.5% (better) |
| Revenue growth, 5Y average | 2.2% | 10.3% (better) |
| Net income growth (TTM) | – | 4.7% |
| EPS growth (TTM) | 8.2% (better) | 7.9% |
| EPS growth, 5Y average | 14.8% | 18.2% (better) |
| Profitability | ||
| Net margin | – | 54.1% |
| FCF margin | – | 60.4% |
| Return on equity | – | 15.4% |
| Financial health | ||
| Altman Z-score | 3.47 (better) | 2.44 |
| Piotroski F-score | 5 | 5 |
| Dividends and buybacks | ||
| Dividend yield | 1.9% | – |
| Years of dividend growth | 1 | – |
| Buyback yield | 6.5% (better) | 3.6% |
| Shareholder yield | 8.4% (better) | 3.6% |
| Ownership | ||
| Held by institutions | 21.7% | 99.9% |
| Held by insiders | 90.6% | 3.6% |
| Insider net buying, 12 months | −$280M | −$17.0M (better) |
| Short interest, % of float | 21.2% | 3.0% |
Go deeper
- ACT stock overview
- ACT income statement
- ACT valuation and score
- NMIH stock overview
- NMIH income statement
- NMIH valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.