Enact vs Baldwin Insurance
ACT and BWIN side by side, both in insurance agents, brokers, and service. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ACT and BWIN compare
Enact is the larger company, worth 1.5 times as much as Baldwin Insurance ($6.5B against $4.5B).
Baldwin Insurance grew revenue faster over the last twelve months (18.9% versus 2.5% for Enact).
Enact pays a dividend yielding 1.9%; Baldwin Insurance does not pay one.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ACT | BWIN |
|---|---|---|
| Size and price | ||
| Market cap | $6.5B | $4.5B |
| Share price | $47.18 | $31.93 |
| Change, 1 year | 35.1% | 41.5% |
| Change, 5 years | 103% | −16.3% |
| Beta (5Y) | 0.52 | 1.13 |
| Employees | 419 | 5,000 |
| StockData Score | ||
| Total score | 6 | 6 |
| Valuation score | 4 (better) | 1 |
| Growth score | 0 | 2 (better) |
| Performance score | 1 (better) | 0 |
| Health score | 0 | 3 (better) |
| Dividend score | 1 (better) | 0 |
| Valuation | ||
| P/E | 9.9× | – |
| P/S | 5.2× | 2.6× (better) |
| P/B | 1.2× (better) | 5.0× |
| EV/EBITDA | – | 69.9× |
| P/FCF | – | 102× |
| PEG | 6.21 | – |
| FCF yield | – | 0.98% |
| Fair value | $108.87 | – |
| Margin of safety | 56.7% | – |
| Growth | ||
| Revenue growth (TTM) | 2.5% | 18.9% (better) |
| Revenue growth, 5Y average | 2.2% | – |
| EPS growth (TTM) | 8.2% | – |
| EPS growth, 5Y average | 14.8% | – |
| Profitability | ||
| Operating margin | – | −6.9% |
| Net margin | – | −4.7% |
| FCF margin | – | 2.5% |
| Return on equity | – | −10.7% |
| Return on invested capital | – | −19.4% |
| Financial health | ||
| Debt / equity | – | 0.02 |
| Net debt / EBITDA | – | −2.44 |
| Current ratio | – | 1.07 |
| Altman Z-score | 3.47 (better) | 0.72 |
| Piotroski F-score | 5 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | 1.9% | – |
| Years of dividend growth | 1 | – |
| Buyback yield | 6.5% | – |
| Shareholder yield | 8.4% (better) | 0.00% |
| Ownership | ||
| Held by institutions | 21.7% | 64.1% |
| Held by insiders | 90.6% | 17.8% |
| Insider net buying, 12 months | −$280M | −$12.2M (better) |
| Short interest, % of float | 21.2% | 6.5% |
Go deeper
- ACT stock overview
- ACT income statement
- ACT valuation and score
- BWIN stock overview
- BWIN income statement
- BWIN valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.