Exzeo Group, Inc. (XZO) stock
Close on Nov 12, 2026Market cap $1.45BP/E 15.8Yield –
Exzeo Group, Inc. grew revenue 6.5% to $221.82M over the twelve months to Sep 30, 2026. Operating income rose 12.4% to $106.50M, moving the operating margin from 45.5% to 48.0%. Free cash flow was $82.62M, down 21.9% from a year earlier. At the latest close the market valued the company at $1.45B, 15.8 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $1.45B
- P/E ratio
- 15.8
- Price to sales
- 6.55
- Price to book
- 4.88
- Dividend yield
- –
- Free cash flow yield
- 5.68%
Fundamentals
- Revenue
- $221.82M
- Net income
- $88.00M
- EPS, diluted
- $1.02
- Free cash flow
- $82.62M
- Book value per share
- $3.41
- Diluted shares
- 87M
Trading
- Next earnings
- Feb 24, 2027 (estimated, during market hours)
- Previous close
- $16.12
- Open
- $16.31
- Day's range
- $16.05 – $16.49
- Volume
- 116,458
- Average volume (20 days)
- 279,117
- Index membership
- Russell 2000 (since Mar 2026)
- 52-week range
- $12.36 – $24.60
- RSI (14 days)
- 45.3
- Volatility (1 year)
- 61.7%
- Relative volume
- 0.44×
Index membership is inferred from the holdings of funds that track each index (IWM), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | XZO | S&P 500 | Difference | XZO per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +0.7% | -2.7% | +3.4 pts | ||
| 3 months | +5.1% | -1.7% | +6.9 pts | ||
| Year to date | -33.4% | +11.9% | −45.3 pts | ||
| 1 year | -14.6% | +12.0% | −26.6 pts |
Four years at a glance
Fiscal years 2022 to 2025 and trailing twelve months, USD
Revenue
Gross profit
Operating income
Net income
EPS, diluted
Free cash flow
Press releases
Releases Exzeo filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- News
- Results
- News
- Results
- Results
About Exzeo
Services-Prepackaged Software
Exzeo Group, Inc. provides insurance technology and operational solutions for property and casualty insurance carriers and insurance agents. The company offers a proprietary software and data analytics platform with applications that support quoting, underwriting, policy administration, claims processing, and reporting. Its core solutions include automated underwriting and pricing tools, data analytics dashboards, and insurance management operations such as policy issuance and renewals. Exzeo delivers its offerings through underwriting and management services, claims handling services, and technology services to its carrier and agency clients.
Company profile, executives and historyExzeo stock: common questions
What is Exzeo's stock price?
XZO closed at $16.14 on Nov 12, 2026, up 0.12% on the day. Over the past 52 weeks it traded between $12.36 and $24.60.
What is Exzeo's market cap?
Exzeo was worth $1.45B at the close on Nov 12, 2026: the share price times the diluted shares outstanding.
What is XZO's P/E ratio?
XZO trades at 15.8 times earnings, based on diluted earnings per share of $1.02 over the twelve months to Sep 30, 2026.
How much revenue does Exzeo make?
Exzeo reported revenue of $221.82M for the twelve months to Sep 30, 2026, up 6.5% from a year earlier.
Does Exzeo pay a dividend?
No. Exzeo has not paid a cash dividend over the last twelve months.
When does Exzeo report earnings next?
Exzeo is expected to report Q4 FY2026 results on Feb 24, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.
How has XZO stock performed over the past year?
Including dividends, XZO returned -14.6% over the past year, against +12.0% for the S&P 500.
How many XZO shares are sold short?
2M shares were sold short at the latest FINRA report, 2.00% of the float, or 6.2 days of average trading volume.
Who are Exzeo's competitors?
Companies most similar to Exzeo by business, industry and size include IIIV, DH, UPLD, CLPS, CCSI.
See a number that looks wrong?