Vroom, Inc. (VRM) company profile

Vroom, Inc. is a holding company that operates automotive financing and digital technology businesses via its subsidiaries, United Auto Credit Corporation (UACC) and CarStory. UACC functions as an indirect lender offering automotive financing, vehicle service contracts, and guaranteed asset protection products primarily to non-prime and near-prime consumers through motor vehicle dealerships. CarStory provides artificial intelligence-powered analytics, predictive retail pricing tools, and digital solutions, including vehicle market reports and online marketplaces, to auto dealerships and financial institutions.

UACC operates across 49 U.S. states through a network of thousands of independent and franchised dealerships, supported by field teams and three regional sales hubs in Newport Beach, California; Fort Worth, Texas; and Buffalo, New York. The business also maintains registered trademarks across numerous international markets. The provided text does not identify the location of the company's corporate headquarters.

Summary of the business section of Vroom's latest annual report, written by StockData.

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

Stock and option awards are grant-date fair values, not realized pay. “Other” includes pension value changes and all other compensation. Source proxy statement.

“The initial public offering price of our common stock is $22.00 per share.”

Lock-up end is estimated as 180 days after the first trading day; the prospectus sets the actual terms.

“As of December 31, 2025, we had 655 total employees across our operations, of which 649 were full time.”