UDR, Inc. (UDR) stock analysis

P/E below its 5-year median

UDR's P/E of 23.3 is below its own 5-year median of 93.1.

P/E below the industry

UDR's P/E of 23.3 is below the Miscellaneous Investing median of 26.3.

EV/EBITDA below its 5-year median

UDR's EV/EBITDA of 9.8 is below its 5-year median of 16.9.

P/B above the industry

UDR's price-to-book of 4.00 is above the Miscellaneous Investing median of 1.20.

Trading below fair value

The share price of $36.56 is below our fair value estimate of $52.69.

Margin of safety over 20%

The price is 30.6% below fair value, more than the 20% cushion we look for.

Revenue growing under 10% a year

Revenue grew 4.1% a year over the last three fiscal years, short of the 10% we look for.

EPS growing 10%+ a year

Diluted EPS grew 63.2% a year over the last three fiscal years.

Earnings growth accelerating

Net income grew 296% over the last twelve months, against a 5-year average of 42.5% a year.

Growing slower than the industry

Revenue grew 1.5% over the last twelve months; the Miscellaneous Investing median is 4.6%.

Guidance lowered

UDR lowered its Full-Year 2026 NOI outlook on Oct 21, 2026.

Gross margin trend

This company does not report gross profit.

Return on equity under 15%

Return on equity was 16.7% over the last twelve months and averaged 6.3% over five years; we look for 15% on both.

Return on capital over 10%

Return on invested capital was 22.3%, above the 10% that usually covers the cost of capital.

Return on equity above the industry

UDR's return on equity of 16.7% is above the Miscellaneous Investing median of 3.1%.

Earnings grew over 5 years

Net income grew 42.5% a year on average over the last five fiscal years.

Net margin above its 5-year average

Net margin was 30.4% over the last twelve months, against a 5-year average of 14.4%.

Net margin above the industry

UDR's net margin of 30.4% is above the Miscellaneous Investing median of 10.3%.

Debt level

Needs debt and equity figures.

Debt trend

Needs a balance sheet from five years ago with positive equity.

Debt coverage

Needs operating cash flow.

Interest not well covered

Operating income covers interest expense 3.6 times; we look for at least 5.

Short-term liquidity

The balance sheet is not split into current and non-current items.

Elevated bankruptcy risk

The Altman Z-score is 1.49; above 3 is the safe zone and below 1.8 the distress zone.

Pays a dividend

UDR paid dividends worth 4.0% of the share price over the last twelve months.

Yield below Treasuries

The 4.0% yield is below the 4.4% on a 1-year Treasury.

Yield in the top quarter

The top quarter of US dividend payers yield 3.8% or more; UDR yields 4.0%.

Dividend not cut

The dividend per share has not fallen by more than 10% in any of the last 10 fiscal years.

Not covered by earnings

Dividends take 109% of net income, leaving little room.

Cash-flow cover

Needs dividends paid and free cash flow.