United Bankshares Inc (UBSI) stock
Close on Nov 12, 2026Market cap $6.52BP/E 13.0Yield 3.11%
United Bankshares Inc grew revenue 8.7% to $1.28B over the twelve months to Sep 30, 2026. Free cash flow was $550.18M, up 14.3% from a year earlier. At the latest close the market valued the company at $6.52B, 13.0 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $6.52B
- P/E ratio
- 13.0
- Price to sales
- 5.08
- Price to book
- 1.20
- Dividend yield
- 3.11%
- Free cash flow yield
- 8.44%
Fundamentals
- Revenue
- $1.28B
- Net income
- $513.11M
- EPS, diluted
- $3.69
- Free cash flow
- $550.18M
- Book value per share
- $39.51
- Diluted shares
- 137M
Trading
- Next earnings
- Jan 21, 2027 (estimated, before the open)
- Previous close
- $48.20
- Open
- $48.49
- Day's range
- $47.70 – $48.49
- Volume
- 640,880
- Average volume (20 days)
- 831,448
- Index membership
- S&P MidCap 400, Russell 2000, Russell 3000
- Beta (5 years)
- 0.69
- 52-week range
- $34.68 – $50.47
- RSI (14 days)
- 49.6
- Volatility (1 year)
- 20.7%
- Relative volume
- 0.68×
- WACC
- 8.2%
On 1 of our idea list: Dividend growers
Index membership is inferred from the holdings of funds that track each index (IJH, SPMD, IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2009, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | UBSI | S&P 500 | Difference | UBSI per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +4.3% | -2.7% | +7.0 pts | ||
| 3 months | -1.3% | -1.7% | +0.4 pts | ||
| Year to date | +28.0% | +11.9% | +16.1 pts | ||
| 1 year | +35.4% | +12.0% | +23.5 pts | ||
| 3 years | +82.3% | +78.2% | +4.1 pts | +22.2% | +21.2% |
| 5 years | +52.2% | +73.2% | −21.1 pts | +8.8% | +11.6% |
| 10 years | +60.4% | +309.6% | −249.2 pts | +4.8% | +15.1% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases United Bankshares filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- News
- Results
- Results
- Results
About United Bankshares
State Commercial Banks
United Bankshares, Inc. operates as a financial services company focused on community banking products and services for retail and business clients. Through its community banking segment, the institution delivers a broad array of loan offerings, including commercial real estate financing, construction loans, residential mortgages, bank card credit, and general consumer financing. In addition to lending solutions, the company supplies deposit accounts, core deposit facilities, standby and commercial letters of credit, and interest rate derivative agreements to support the financial requirements of individual, commercial, and institutional customers.
Company profile, executives and historyUnited Bankshares stock: common questions
What is United Bankshares's stock price?
UBSI closed at $47.86 on Nov 12, 2026, down 0.70% on the day. Over the past 52 weeks it traded between $34.68 and $50.47.
What is United Bankshares's market cap?
United Bankshares was worth $6.52B at the close on Nov 12, 2026: the share price times the diluted shares outstanding.
What is UBSI's P/E ratio?
UBSI trades at 13.0 times earnings, based on diluted earnings per share of $3.69 over the twelve months to Sep 30, 2026.
How much revenue does United Bankshares make?
United Bankshares reported revenue of $1.28B for the twelve months to Sep 30, 2026, up 8.7% from a year earlier.
Does United Bankshares pay a dividend?
Yes. United Bankshares paid $1.49 per share over the last twelve months, a yield of 3.11% at the latest price, and has raised its annual dividend 17 years in a row.
When does United Bankshares report earnings next?
United Bankshares is expected to report Q4 FY2026 results on Jan 21, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.
How has UBSI stock performed over the past year?
Including dividends, UBSI returned +35.4% over the past year, against +12.0% for the S&P 500.
How many UBSI shares are sold short?
6M shares were sold short at the latest FINRA report, 4.61% of the float, or 7.7 days of average trading volume.
Who are United Bankshares's competitors?
Companies most similar to United Bankshares by business, industry and size include AUB, FBP, FBK, FCBC, UCB.
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