Toast, Inc. (TOST) stock

TOSTNYSEServices-Computer Processing & Data PreparationFiscal year ends December 31

Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 14/3053% above fair value

$34.68+1.16 (+3.46%)

Close on Nov 13, 2026Market cap $20.05BP/E 37.7Yield –

Toast statistics

96 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings: Feb 11, 2027 (estimated, after the close)
Last ex-dividend date: No dividends
Fundamentals through: Sep 30, 2026
Share price as of: Nov 13, 2026

Valuation ratiosIndustry

Market Cap: $20.05B; $792.38M
Enterprise Value: $18.84B; $779.89M
PE Ratio: 37.70; 25.88
PS Ratio: 2.80; 2.33
PB Ratio: 8.76; 2.73
P/TBV Ratio: 9.26; 4.73
P/FCF Ratio: 33.19; 15.38
P/OCF Ratio: 30.01; 12.99

Enterprise valuationIndustry

EV / Sales: 2.63; 2.10
EV / EBITDA: 33.53; 16.18
EV / EBIT: 36.80; 21.00
EV / FCF: 31.20; 15.48

Share statisticsIndustry

Shares Outstanding: 578M; 59M
Shares Change (YoY): -4.74%; 1.88%
Float: 518M; 53M
Shares Held by Insiders: 10.3%; 13.1%
Shares Held by Institutions: 83.0%; 62.6%

Short sellingIndustry

Short Interest: 35M; –
Short Interest Change: -5.28%; -3.30%
Short % of Float: 6.70%; 5.82%
Short % of Shares Outstanding: 6.00%; 4.22%
Days to Cover: 4.50; 3.54

Stock price statisticsIndustry

52-Week High: $37.64; –
52-Week Low: $22.26; –
20-Day Moving Average: $33.28; –
50-Day Moving Average: $31.87; –
200-Day Moving Average: $29.41; –
Average True Range (14): $1.35; –
Price Change (1 Week): 0.03%; 0.50%
Price Change (1 Month): 7.64%; -1.81%
Price Change (3 Months): 1.05%; -4.67%
Price Change (6 Months): 50.5%; 0.47%
Price Change (YTD): -2.34%; -13.6%
Price Change (1 Year): -9.55%; -13.9%
Price Change (3 Years): 135.8%; -16.1%
Price Change (5 Years): -27.9%; -57.0%
Average Volume (10 Days): 12M; –
Average Volume (20 Days): 10M; –
Average Volume (90 Days): 9M; –
Relative Volume: 0.88; 0.64
Relative Strength Index (14): 60.3; 47.4
Volatility (1 Year): 45.3%; 65.4%
Beta (5 Years): 1.65; 1.19

MarginsIndustry

Gross Margin: 27.0%; 55.6%
Operating Margin: 7.16%; -2.03%
Pretax Margin: 7.97%; -0.85%
Profit Margin: 7.69%; -2.58%
EBITDA Margin: 7.86%; 0.72%
FCF Margin: 8.45%; 9.88%

Returns on capitalIndustry

Return on Equity (ROE): 25.6%; 1.34%
Return on Assets (ROA): 17.3%; -3.24%
Return on Invested Capital (ROIC): 56.8%; -0.09%
Return on Capital Employed (ROCE): 22.1%; -0.55%

Financial positionIndustry

Current Ratio: 2.66; 1.37
Quick Ratio: 1.27; 0.94

GrowthIndustry

Revenue Growth (YoY): 22.1%; 9.45%
Net Income Growth (YoY): 101.5%; 9.41%
EPS Growth (YoY): 114.0%; 12.3%
FCF Growth (YoY): 7.09%; 14.3%
Revenue Growth (3Y CAGR): 31.1%; 7.44%
Revenue Growth (5Y CAGR): 49.5%; 12.3%

EfficiencyIndustry

Asset Turnover: 2.25; 0.64
Inventory Turnover: 30.02; 13.44
Revenue Per Employee: $1.10M; $394.08K
Profits Per Employee: $84.62K; -$7.02K
Employee Count: 6,500; 525
WACC: 13.3%; 10.3%

Income statement (TTM)Industry

Revenue: $7.15B; $257.79M
Gross Profit: $1.93B; $158.22M
Operating Income: $512.00M; -$638.82K
Pretax Income: $570.00M; -$315.88K
Net Income: $550.00M; -$309.55K
EBITDA: $562.00M; -$78.29K
EPS (Diluted): $0.92; $0.00

Balance sheetIndustry

Cash & Short-Term Investments: $1.20B; $41.99M
Net Cash (Debt): $1.20B; $1.76M
Net Cash Per Share: $2.08; $0.12
Equity (Book Value): $2.29B; $51.00M
Book Value Per Share: $3.96; $1.98
Tangible Book Value: $2.16B; $2.87M
Working Capital: $1.76B; $16.25M

Cash flow (TTM)Industry

Operating Cash Flow: $668.00M; $5.65M
Capital Expenditures: -$64.00M; -$5.67M
Free Cash Flow: $604.00M; $35.58M
FCF Per Share: $1.04; $0.53

Dividends and yieldsIndustry

Earnings Yield: 2.74%; 0.37%
FCF Yield: 3.01%; 4.39%
Buyback Yield: 2.50%; 3.39%
Shareholder Yield: 2.50%; 3.74%

Taxes and interestIndustry

Income Tax: $20.00M; $1.63M
Effective Tax Rate: 3.51%; 22.4%

Scores and fair valueIndustry

Graham Number: $9.05; $16.88
Graham Upside: -73.9%; -55.0%
Altman Z-Score: 13.95; 1.96
Piotroski F-Score: 8; 5
Beneish M-Score: -2.93; -2.82

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.

Period	TOST	S&P 500	Difference	TOST per year	S&P 500 per year
1 month	+12.3%	-3.0%	+15.3 pts
3 months	-1.5%	-2.8%	+1.2 pts
Year to date	-2.3%	+11.5%	−13.8 pts
1 year	-5.5%	+13.5%	−19.0 pts
3 years	+151.1%	+77.7%	+73.4 pts	+35.9%	+21.1%
5 years	-27.9%	+72.6%	−100.6 pts	-6.3%	+11.5%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

35M TOST shares were sold short on Oct 30, 2026, down 5.3% from the previous report, or 6.70% of the shares available to trade. At recent volumes it would take 4.5 days to buy them back. Over the last 20 sessions, 57.1% of the volume reported to FINRA was short selling.

Settlement date	Shares short	Change	Avg. daily volume	Days to cover
Oct 30, 2026	34,706,719	-5.3%	7,720,582	4.5
Oct 15, 2026	36,641,862	+6.9%	7,967,462	4.6
Sep 30, 2026	34,273,718	+8.4%	9,160,468	3.7
Sep 15, 2026	31,632,064	+10.4%	7,286,490	4.3
Aug 31, 2026	28,664,413	-8.6%	9,096,269	3.1
Aug 14, 2026	31,347,780	-8.6%	10,956,543	2.9
Jul 31, 2026	34,304,036	-15.9%	9,599,110	3.6
Jul 15, 2026	40,780,362	-7.8%	10,363,644	3.9
Jun 30, 2026	44,226,608	+4.0%	18,862,017	2.3
Jun 15, 2026	42,519,209	-3.8%	10,169,950	4.2
May 29, 2026	44,220,664	+24.7%	12,865,193	3.4
May 15, 2026	35,452,370	+12.2%	15,421,299	2.3