Bancorp, Inc. (TBBK) stock
TBBKNasdaqNational Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 14/307% below fair value
$48.62+0.22 (+0.45%)
Close on Nov 13, 2026Market cap $1.98BP/E 8.6Yield –
Bancorp statistics
90 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 28, 2027 (estimated, after the close)
- Last ex-dividend date
- No dividends
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 2.93
- 1.52
- P/OCF Ratio
- 9.28
- 9.82
Enterprise valuationIndustry
- EV / Sales
- 4.46
- 2.95
- EV / FCF
- 14.51
- 8.49
Share statisticsIndustry
- Shares Change (YoY)
- -10.9%
- 0.33%
- Shares Change (QoQ)
- -2.00%
- 0.00%
- Float
- 38M
- 17M
- Shares Held by Insiders
- 6.75%
- 6.05%
- Shares Held by Institutions
- 101.2%
- 61.3%
Short sellingIndustry
- Short Interest
- 4M
- –
- Short Interest Change
- -1.35%
- -4.13%
- Short % of Float
- 9.52%
- 3.58%
- Short % of Shares Outstanding
- 8.88%
- 3.18%
- Days to Cover
- 7.95
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $73.02
- –
- 52-Week Low
- $45.08
- –
- 20-Day Moving Average
- $49.09
- –
- 50-Day Moving Average
- $49.97
- –
- 200-Day Moving Average
- $57.44
- –
- Average True Range (14)
- $1.64
- –
- Price Change (1 Week)
- 0.77%
- 0.69%
- Price Change (1 Month)
- -0.78%
- 3.79%
- Price Change (3 Months)
- -28.8%
- -2.72%
- Price Change (6 Months)
- -10.3%
- 12.2%
- Price Change (YTD)
- -28.0%
- 19.9%
- Price Change (1 Year)
- -23.5%
- 25.7%
- Price Change (3 Years)
- 21.8%
- 65.1%
- Price Change (5 Years)
- 54.0%
- 26.9%
- Price Change (10 Years)
- 594.6%
- 66.8%
- Average Volume (10 Days)
- 620,299
- –
- Average Volume (20 Days)
- 544,325
- –
- Average Volume (90 Days)
- 501,036
- –
- Relative Volume
- 0.65
- 0.68
- Relative Strength Index (14)
- 45.9
- 53.1
- Volatility (1 Year)
- 43.3%
- 24.4%
- Beta (5 Years)
- 1.22
- 0.63
MarginsIndustry
- Pretax Margin
- 45.5%
- 37.0%
- FCF Margin
- 30.8%
- 33.9%
Returns on capitalIndustry
- Return on Equity (ROE)
- 33.0%
- 10.7%
- Return on Assets (ROA)
- 2.66%
- 1.16%
Financial positionIndustry
- Debt / Equity
- 1.64
- 0.21
- Debt / FCF
- 5.36
- 1.48
GrowthIndustry
- Revenue Growth (YoY)
- -2.53%
- 11.7%
- Net Income Growth (YoY)
- 5.25%
- 22.6%
- EPS Growth (YoY)
- 18.4%
- 21.6%
- FCF Growth (YoY)
- -20.4%
- 27.2%
- Revenue Growth (3Y CAGR)
- 17.9%
- 5.82%
- Revenue Growth (5Y CAGR)
- 81.8%
- 6.17%
- EPS Growth (3Y CAGR)
- 29.4%
- 1.31%
- EPS Growth (5Y CAGR)
- 29.1%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.07
- 0.04
- Revenue Per Employee
- $918.61K
- $358.92K
- Profits Per Employee
- $327.15K
- $110.51K
- Employee Count
- 733
- 492
- WACC
- 9.18%
- 8.13%
Income statement (TTM)Industry
- Pretax Income
- $306.37M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- -$1.02B
- $165.09M
- Net Cash Per Share
- -$25.05
- $8.07
- Equity (Book Value)
- $676.79M
- $570.13M
- Book Value Per Share
- $16.59
- $28.12
- Tangible Book Value
- $676.79M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$6.52M
- -$4.24M
- FCF Per Share
- $5.08
- $3.37
Dividends and yieldsIndustry
- Earnings Yield
- 12.1%
- 8.29%
- FCF Yield
- 10.4%
- 9.18%
- Buyback Yield
- 15.3%
- 1.82%
- Shareholder Yield
- 15.3%
- 3.26%
Taxes and interestIndustry
- Income Tax
- $66.58M
- $16.14M
- Effective Tax Rate
- 21.7%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $46.01
- $45.07
- Graham Upside
- -5.37%
- 18.8%
- Altman Z-Score
- 0.38
- 0.22
- Piotroski F-Score
- 6
- 6
- Lynch Fair Value
- $141.75
- –
- Lynch Upside
- 191.5%
- -0.43%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | TBBK | S&P 500 | Difference | TBBK per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -2.2% | -3.0% | +0.9 pts | ||
| 3 months | -29.7% | -2.8% | −26.9 pts | ||
| Year to date | -28.0% | +11.5% | −39.5 pts | ||
| 1 year | -21.7% | +13.5% | −35.2 pts | ||
| 3 years | +29.6% | +77.7% | −48.1 pts | +9.0% | +21.1% |
| 5 years | +54.0% | +72.6% | −18.7 pts | +9.0% | +11.5% |
| 10 years | +615.0% | +308.2% | +306.8 pts | +21.7% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
4M TBBK shares were sold short on Oct 30, 2026, down 1.4% from the previous report, or 9.52% of the shares available to trade. At recent volumes it would take 8.0 days to buy them back. Over the last 20 sessions, 49.9% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 3,621,757 | -1.4% | 455,689 | 8.0 |
| Oct 15, 2026 | 3,671,327 | +13.4% | 521,900 | 7.0 |
| Sep 30, 2026 | 3,236,366 | +13.8% | 635,160 | 5.1 |
| Sep 15, 2026 | 2,844,094 | -9.8% | 705,961 | 4.0 |
| Aug 31, 2026 | 3,151,551 | +2.1% | 262,492 | 12.0 |
| Aug 14, 2026 | 3,086,866 | -1.2% | 362,247 | 8.5 |
| Jul 31, 2026 | 3,123,184 | -1.5% | 464,816 | 6.7 |
| Jul 15, 2026 | 3,169,875 | +0.9% | 422,501 | 7.5 |
| Jun 30, 2026 | 3,141,259 | -10.0% | 501,000 | 6.3 |
| Jun 15, 2026 | 3,490,300 | -1.1% | 362,262 | 9.6 |
| May 29, 2026 | 3,529,387 | +5.0% | 378,068 | 9.3 |
| May 15, 2026 | 3,360,585 | -2.1% | 488,456 | 6.9 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
See a number that looks wrong?