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Grupo Supervielle S.A. (SUPV) stock analysis

SUPVNYSECommercial Banks, NEC
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 8, 2026Score 1/30
$5.82+0.10 (+1.75%)

Close on Nov 11, 2026

StockData Score

Prices as of Nov 11, 2026How the score works

Value0Growth0Performance0Health1Dividend0

Weak1 of 30 checks passed

Grupo Supervielle passes 1 of the 30 checks behind our score; 21 could not be run for lack of data and count as not passed. Each dot in the shape is one check — hover it for the numbers.

Valuation
0/6
Growth
0/6
Past performance
0/6
Financial health
1/6
Dividend
0/6

What stands out

  • Well capitalized

    Equity is 12.7% of total assets; 8% or more is a comfortable cushion.

What to watch

  • Return on equity under 15%

    Return on equity was -3.7% over the last twelve months and averaged 1.8% over five years; we look for 15% on both.

  • Revenue growing under 10% a year

    Revenue grew -0.4% a year over the last three fiscal years, short of the 10% we look for.

  • Growing slower than the industry

    Revenue grew -34.3% over the last twelve months; the Commercial Banks median is 11.3%.

  • Return on assets under 1%

    Return on assets was -0.5%; for a bank or insurer, 1% or more is considered good.

Valuation0/6

  • P/E against its history

    Not enough price and earnings history to compare.

  • P/E against the industry

    Needs positive earnings and enough profitable companies in the industry.

  • P/S against the industry

    Not enough revenue data to compare.

  • P/B against the industry

    Needs positive book value.

  • Price against fair value

    We could not estimate a fair value: it needs at least two valuation methods with positive inputs.

  • Margin of safety

    Depends on the fair value estimate.

Growth0/6

  • Revenue growing under 10% a year

    Revenue grew -0.4% a year over the last three fiscal years, short of the 10% we look for.

  • EPS growth over 3 years

    Needs positive EPS three years ago and today.

  • Earnings acceleration

    Needs positive net income now, a year ago and five years ago.

  • Growing slower than the industry

    Revenue grew -34.3% over the last twelve months; the Commercial Banks median is 11.3%.

  • Company guidance

    No outlook found in earnings releases from the last twelve months.

  • Gross margin trend

    Banks and insurers do not report gross profit.

Past performance0/6

  • Return on equity under 15%

    Return on equity was -3.7% over the last twelve months and averaged 1.8% over five years; we look for 15% on both.

  • Return on assets under 1%

    Return on assets was -0.5%; for a bank or insurer, 1% or more is considered good.

  • Return on equity below the industry

    Grupo Supervielle's return on equity of -3.7% is below the Commercial Banks median of 11.5%.

  • Earnings over 5 years

    Needs positive net income five years ago and in the latest year.

  • Net margin below its 5-year average

    Net margin was -5.1% over the last twelve months, against a 5-year average of 2.1%.

  • Net margin below the industry

    Grupo Supervielle's net margin of -5.1% is below the Commercial Banks median of 30.3%.

Financial health1/6

  • Well capitalized

    Equity is 12.7% of total assets; 8% or more is a comfortable cushion.

  • Loans funded by deposits

    Needs loans and deposits.

  • Adequate loan-loss reserve

    The allowance for credit losses is not reported.

  • Efficient operations

    Needs non-interest expense and revenue.

  • Deposits growing

    Needs deposits a year ago.

  • Borrowings

    Needs debt and equity figures.

Dividend0/6

  • No dividend

    Grupo Supervielle has not paid a dividend in the last twelve months.

  • Yield against Treasuries

    No dividend.

  • Yield against the market

    No dividend.

  • Dividend stability

    No dividend.

  • Earnings cover

    No dividend.

  • Cash-flow cover

    No dividend.

Scores of similar companies

Fair value

How we estimate it

We don't publish a fair value for Grupo Supervielle. It needs a US-dollar share price, at least two valuation methods with positive inputs (earnings, EBITDA, book value or sales) and, for companies with several share classes, classes that trade at the same price.

An estimate from reported numbers and market multiples, not a price target or investment advice. It can be far off for companies whose profits are about to change sharply.

Market risk

From the past year of daily prices.

Liquidity

Medium risk

Average value traded per day
$3.93M
Value traded per 1% price move
$1.80M

Downside

High risk

Typical loss in a bad month
25.0%
Volatility (annualized)
62%
Sharpe ratio, 1 year
-0.88
Beta to the S&P 500 (5Y)
1.07

Typical bad-month loss, week by week

25%: high

Margins

Share of revenue, fiscal years 2016 to 2025

Operating margin

-11.3%−21.4 pts over 5 years

Net margin

-5.1%−13.5 pts over 5 years

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