SouthState Bank Corp (SSB) stock
SSBNYSEState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 30, 2026Score 18/309% below fair value
$104.61+0.25 (+0.24%)
Close on Nov 13, 2026Market cap $10.11BP/E 11.1Yield 2.18%
SouthState Bank statistics
93 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 21, 2027 (estimated, after the close)
- Last ex-dividend date
- Aug 7, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.80
- 1.52
- P/OCF Ratio
- 6.46
- 9.82
Enterprise valuationIndustry
- EV / Sales
- 2.64
- 2.95
- EV / FCF
- 4.77
- 8.49
Share statisticsIndustry
- Shares Change (YoY)
- 3.20%
- 0.33%
- Shares Change (QoQ)
- -0.22%
- 0.00%
- Float
- 95M
- 17M
- Shares Held by Insiders
- 1.30%
- 6.05%
- Shares Held by Institutions
- 88.3%
- 61.3%
Short sellingIndustry
- Short Interest
- 4M
- –
- Short Interest Change
- -2.79%
- -4.13%
- Short % of Float
- 3.77%
- 3.58%
- Short % of Shares Outstanding
- 3.72%
- 3.18%
- Days to Cover
- 4.35
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $112.20
- –
- 52-Week Low
- $84.47
- –
- 20-Day Moving Average
- $104.96
- –
- 50-Day Moving Average
- $103.48
- –
- 200-Day Moving Average
- $100.50
- –
- Average True Range (14)
- $2.20
- –
- Price Change (1 Week)
- 0.48%
- 0.69%
- Price Change (1 Month)
- 3.28%
- 3.79%
- Price Change (3 Months)
- -5.60%
- -2.72%
- Price Change (6 Months)
- 13.4%
- 12.2%
- Price Change (YTD)
- 11.2%
- 19.9%
- Price Change (1 Year)
- 16.7%
- 25.7%
- Price Change (3 Years)
- 39.8%
- 65.1%
- Price Change (5 Years)
- 25.2%
- 26.9%
- Price Change (10 Years)
- 23.1%
- 66.8%
- Average Volume (10 Days)
- 744,737
- –
- Average Volume (20 Days)
- 792,661
- –
- Average Volume (90 Days)
- 765,767
- –
- Relative Volume
- 0.73
- 0.68
- Relative Strength Index (14)
- 50.9
- 53.1
- Volatility (1 Year)
- 22.0%
- 24.4%
- Beta (5 Years)
- 0.81
- 0.63
MarginsIndustry
- Pretax Margin
- 44.2%
- 37.0%
- FCF Margin
- 55.3%
- 33.9%
Returns on capitalIndustry
- Return on Equity (ROE)
- 10.3%
- 10.7%
- Return on Assets (ROA)
- 1.36%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 10.7%
- 11.7%
- Net Income Growth (YoY)
- 33.4%
- 22.6%
- EPS Growth (YoY)
- 29.2%
- 21.6%
- FCF Growth (YoY)
- 320.7%
- 27.2%
- Revenue Growth (3Y CAGR)
- 17.7%
- 5.82%
- Revenue Growth (5Y CAGR)
- 18.7%
- 6.17%
- EPS Growth (3Y CAGR)
- 6.04%
- 1.31%
- EPS Growth (5Y CAGR)
- 29.2%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.04
- 0.04
- Revenue Per Employee
- $437.27K
- $358.92K
- Profits Per Employee
- $149.82K
- $110.51K
- Employee Count
- 6,190
- 492
- WACC
- 9.16%
- 8.13%
Income statement (TTM)Industry
- Pretax Income
- $1.20B
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $2.97B
- $165.09M
- Net Cash Per Share
- $30.77
- $8.07
- Equity (Book Value)
- $9.05B
- $570.13M
- Book Value Per Share
- $93.58
- $28.12
- Tangible Book Value
- $5.63B
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$67.39M
- -$4.24M
- FCF Per Share
- $15.49
- $3.37
Dividends and yieldsIndustry
- Earnings Yield
- 9.17%
- 8.29%
- FCF Yield
- 14.8%
- 9.18%
- Dividend Yield
- 2.18%
- 2.44%
- Buyback Yield
- 4.54%
- 1.82%
- Shareholder Yield
- 6.72%
- 3.26%
- Dividend Per Share
- $2.28
- $0.92
- Dividend Growth (YoY)
- 7.55%
- 4.26%
- Years of Dividend Growth
- 14
- 2
- Payout Ratio
- 26.1%
- 28.5%
- FCF Payout Ratio
- 16.2%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $268.75M
- $16.14M
- Effective Tax Rate
- 22.5%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $140.61
- $45.07
- Graham Upside
- 34.4%
- 18.8%
- Altman Z-Score
- 0.20
- 0.22
- Piotroski F-Score
- 5
- 6
- Lynch Fair Value
- $234.75
- –
- Lynch Upside
- 124.4%
- -0.43%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | SSB | S&P 500 | Difference | SSB per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +4.8% | -3.0% | +7.8 pts | ||
| 3 months | -5.7% | -2.8% | −2.9 pts | ||
| Year to date | +13.2% | +11.5% | +1.7 pts | ||
| 1 year | +19.4% | +13.5% | +5.9 pts | ||
| 3 years | +62.2% | +77.7% | −15.5 pts | +17.5% | +21.1% |
| 5 years | +41.0% | +72.6% | −31.6 pts | +7.1% | +11.5% |
| 10 years | +56.7% | +308.2% | −251.5 pts | +4.6% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
4M SSB shares were sold short on Oct 30, 2026, down 2.8% from the previous report, or 3.77% of the shares available to trade. At recent volumes it would take 4.3 days to buy them back. Over the last 20 sessions, 59.4% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 3,597,268 | -2.8% | 827,012 | 4.3 |
| Oct 15, 2026 | 3,700,583 | +17.2% | 731,373 | 5.1 |
| Sep 30, 2026 | 3,157,878 | +3.2% | 726,465 | 4.3 |
| Sep 15, 2026 | 3,059,424 | +6.1% | 620,576 | 4.9 |
| Aug 31, 2026 | 2,882,357 | -4.0% | 634,778 | 4.5 |
| Aug 14, 2026 | 3,003,992 | +3.4% | 962,894 | 3.1 |
| Jul 31, 2026 | 2,904,765 | -3.6% | 883,375 | 3.3 |
| Jul 15, 2026 | 3,014,392 | -8.2% | 847,517 | 3.6 |
| Jun 30, 2026 | 3,283,000 | +27.1% | 932,189 | 3.5 |
| Jun 15, 2026 | 2,583,382 | +5.3% | 716,099 | 3.6 |
| May 29, 2026 | 2,452,309 | -2.5% | 636,447 | 3.9 |
| May 15, 2026 | 2,514,795 | +1.0% | 769,943 | 3.3 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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