South Plains Financial, Inc. (SPFI) stock
Close on Nov 11, 2026Market cap $810.84MP/E 11.4Yield 1.44%
South Plains Financial, Inc. grew revenue 13.3% to $237.79M over the twelve months to Sep 30, 2026. Free cash flow was $83.53M, up 31.4% from a year earlier. At the latest close the market valued the company at $810.84M, 11.4 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $810.84M
- P/E ratio
- 11.4
- Price to sales
- 3.41
- Price to book
- 1.30
- Dividend yield
- 1.44%
- Free cash flow yield
- 10.30%
Fundamentals
- Revenue
- $237.79M
- Net income
- $69.56M
- EPS, diluted
- $3.77
- Free cash flow
- $83.53M
- Book value per share
- $31.77
- Diluted shares
- 20M
Trading
- Next earnings
- Jan 25, 2027 (estimated, during market hours)
- Previous close
- $43.08
- Open
- $43.24
- Day's range
- $42.66 – $43.30
- Volume
- 90,383
- Average volume (20 days)
- 103,010
- Index membership
- Russell 2000, Russell 3000 (since Nov 2019)
- Beta (5 years)
- 0.54
- 52-week range
- $36.38 – $46.94
- RSI (14 days)
- 47.2
- Volatility (1 year)
- 22.7%
- Relative volume
- 0.76×
- WACC
- 7.6%
Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2019, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | SPFI | S&P 500 | Difference | SPFI per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +2.1% | -2.4% | +4.6 pts | ||
| 3 months | -3.9% | -1.2% | −2.8 pts | ||
| Year to date | +12.8% | +12.3% | +0.5 pts | ||
| 1 year | +15.7% | +12.4% | +3.3 pts | ||
| 3 years | +75.6% | +78.8% | −3.2 pts | +20.6% | +21.4% |
| 5 years | +78.5% | +75.2% | +3.4 pts | +12.3% | +11.9% |
Nine years at a glance
Fiscal years 2017 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases South Plains Financial filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- Results
- Results
- Results
- Results
About South Plains Financial
State Commercial Banks
South Plains Financial, Inc. is a bank holding company that operates through its banking subsidiary, City Bank. The company delivers commercial and retail banking, investment, trust, and mortgage services. Its primary offerings include commercial, real estate, and agricultural loans, as well as demand deposit, savings, and certificate of deposit accounts. Additional services include trust and estate administration, retirement plans, and retail investment products. The company primarily serves consumers and small to medium-sized commercial businesses.
Company profile, executives and historySouth Plains Financial stock: common questions
What is South Plains Financial's stock price?
SPFI closed at $43.04 on Nov 11, 2026, down 0.09% on the day. Over the past 52 weeks it traded between $36.38 and $46.94.
What is South Plains Financial's market cap?
South Plains Financial was worth $810.84M at the close on Nov 11, 2026: the share price times the diluted shares outstanding.
What is SPFI's P/E ratio?
SPFI trades at 11.4 times earnings, based on diluted earnings per share of $3.77 over the twelve months to Sep 30, 2026.
How much revenue does South Plains Financial make?
South Plains Financial reported revenue of $237.79M for the twelve months to Sep 30, 2026, up 13.3% from a year earlier.
Does South Plains Financial pay a dividend?
Yes. South Plains Financial paid $0.62 per share over the last twelve months, a yield of 1.44% at the latest price, and has raised its annual dividend 6 years in a row.
When does South Plains Financial report earnings next?
South Plains Financial is expected to report Q4 FY2026 results on Jan 25, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.
How has SPFI stock performed over the past year?
Including dividends, SPFI returned +15.7% over the past year, against +12.4% for the S&P 500.
How many SPFI shares are sold short?
1M shares were sold short at the latest FINRA report, 4.26% of the float, or 6.8 days of average trading volume.
Who are South Plains Financial's competitors?
Companies most similar to South Plains Financial by business, industry and size include SBSI, CWBC, BSVN, GSBC, THFF.
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