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Southern Missouri Bancorp, Inc. (SMBC) stock

SMBCNasdaqSavings Institutions, Not Federally CharteredFiscal year ends June 30
Financials through Q1 FY2027, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 19/302% below fair value
$70.94−0.27 (-0.38%)

Close on Nov 12, 2026Market cap $781.28MP/E 10.4Yield 1.41%

Southern Missouri Bancorp, Inc. grew revenue 9.0% to $204.74M over the twelve months to Sep 30, 2026. Free cash flow was $80.78M, down 1.6% from a year earlier. At the latest close the market valued the company at $781.28M, 10.4 times its earnings.

Revenue
$204.74M
+9.0% vs. a year earlier
Free cash flow
$80.78M
-1.6% vs. a year earlier
EPS, diluted
$6.79
+24.4% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$781.28M
P/E ratio
10.4
Price to sales
3.82
Price to book
1.30
Dividend yield
1.41%
Free cash flow yield
10.34%

Fundamentals

Revenue
$204.74M
Net income
$75.29M
EPS, diluted
$6.79
Free cash flow
$80.78M
Book value per share
$54.59
Diluted shares
11M

Trading

Next earnings
Jan 21, 2027 (estimated, during market hours)
Previous close
$71.21
Open
$71.26
Day's range
$70.66 – $71.75
Volume
52,147
Average volume (20 days)
78,583
Index membership
Russell 2000, Russell 3000
Beta (5 years)
0.68
52-week range
$52.72 – $79.86
RSI (14 days)
47.3
Volatility (1 year)
21.6%
Relative volume
0.59×
WACC
8.3%

Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2016, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.

PeriodSMBCS&P 500DifferenceSMBC per yearS&P 500 per year
1 month+0.7%-2.7%+3.4 pts
3 months-8.1%-1.7%−6.3 pts
Year to date+21.3%+11.9%+9.4 pts
1 year+31.8%+12.0%+19.8 pts
3 years+77.1%+78.2%−1.1 pts+21.0%+21.2%
5 years+35.0%+73.2%−38.2 pts+6.2%+11.6%
10 years+206.7%+309.6%−103.0 pts+11.9%+15.1%

Fifteen years at a glance

Fiscal years 2012 to 2026 and trailing twelve months, USD

Revenue

$204.74M+9.0% YoY

Net income

$75.29M+21.9% YoY

EPS, diluted

$6.79+24.4% YoY

Free cash flow

$80.78M-1.6% YoY
Reported periodTrailing twelve months

Press releases

Releases Southern Missouri Bancorp filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Southern Missouri Bancorp

Savings Institutions, Not Federally Chartered

Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank, providing a variety of banking and financial services to individual and business clients. The company offers deposit products, including demand deposits and interest-bearing deposit accounts, along with mortgage loan servicing. Its lending portfolio spans several segments, comprising commercial real estate, construction, commercial and industrial financing, agricultural production, and agricultural real estate loans. Additionally, the institution delivers residential mortgage financing, home equity lending, automobile financing, and other specialized consumer credit solutions to meet the needs of commercial enterprises, agricultural operators, and retail consumers.

Company profile, executives and history

Southern Missouri Bancorp stock: common questions

What is Southern Missouri Bancorp's stock price?

SMBC closed at $70.94 on Nov 12, 2026, down 0.38% on the day. Over the past 52 weeks it traded between $52.72 and $79.86.

What is Southern Missouri Bancorp's market cap?

Southern Missouri Bancorp was worth $781.28M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.

What is SMBC's P/E ratio?

SMBC trades at 10.4 times earnings, based on diluted earnings per share of $6.79 over the twelve months to Sep 30, 2026.

How much revenue does Southern Missouri Bancorp make?

Southern Missouri Bancorp reported revenue of $204.74M for the twelve months to Sep 30, 2026, up 9.0% from a year earlier.

Does Southern Missouri Bancorp pay a dividend?

Yes. Southern Missouri Bancorp paid $1.00 per share over the last twelve months, a yield of 1.41% at the latest price, and has raised its annual dividend 2 years in a row.

When does Southern Missouri Bancorp report earnings next?

Southern Missouri Bancorp is expected to report Q2 FY2027 results on Jan 21, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.

How has SMBC stock performed over the past year?

Including dividends, SMBC returned +31.8% over the past year, against +12.0% for the S&P 500.

How many SMBC shares are sold short?

0M shares were sold short at the latest FINRA report, 3.92% of the float, or 4.2 days of average trading volume.

Who are Southern Missouri Bancorp's competitors?

Companies most similar to Southern Missouri Bancorp by business, industry and size include TCBX, HBCP, FSBW, NBBK, GCBC.

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