StockData
SelectQuote, Inc. logo

SelectQuote, Inc. (SLQT) stock analysis

SLQTNYSEInsurance Agents, Brokers & ServiceFiscal year ends June 30
Financials through Q1 FY2027, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 9/30
$0.49−0.02 (-3.29%)

Close on Nov 12, 2026Market cap $86.57MP/E –Yield –

StockData Score

Prices as of Nov 12, 2026How the score works

Value2Growth3Performance3Health1Dividend0

Mixed9 of 30 checks passed

SelectQuote passes 9 of the 30 checks behind our score; 11 could not be run for lack of data and count as not passed. Each dot in the shape is one check — hover it for the numbers.

Valuation
2/6
Growth
3/6
Past performance
3/6
Financial health
1/6
Dividend
0/6

What stands out

  • Revenue growing 10%+ a year

    Revenue grew 17.3% a year over the last three fiscal years.

  • Earnings growth accelerating

    Net income grew 17.3% over the last twelve months, against a 5-year average of -13.0% a year.

  • P/S below the industry

    SelectQuote's price-to-sales of 0.06 is below the Insurance Agents, Brokers, and Service median of 3.39.

  • P/B below the industry

    SelectQuote's price-to-book of 0.28 is below the Insurance Agents, Brokers, and Service median of 4.53.

What to watch

  • Return on equity under 15%

    Return on equity was 23.4% over the last twelve months and averaged -10.1% over five years; we look for 15% on both.

  • High debt

    Debt is 123% of shareholders' equity, above the 40% we consider low.

  • Earnings shrank over 5 years

    Net income shrank 13.0% a year on average over the last five fiscal years.

  • Interest not well covered

    Operating income covers interest expense 2.0 times; we look for at least 5.

Valuation2/6

  • P/E against its history

    Not enough price and earnings history to compare.

  • P/E against the industry

    Needs positive earnings and enough profitable companies in the industry.

  • P/S below the industry

    SelectQuote's price-to-sales of 0.06 is below the Insurance Agents, Brokers, and Service median of 3.39.

  • P/B below the industry

    SelectQuote's price-to-book of 0.28 is below the Insurance Agents, Brokers, and Service median of 4.53.

  • Price against fair value

    We could not estimate a fair value: it needs at least two valuation methods with positive inputs.

  • Margin of safety

    Depends on the fair value estimate.

Growth3/6

  • Revenue growing 10%+ a year

    Revenue grew 17.3% a year over the last three fiscal years.

  • EPS growth over 3 years

    Needs positive EPS three years ago and today.

  • Earnings growth accelerating

    Net income grew 17.3% over the last twelve months, against a 5-year average of -13.0% a year.

  • Growing slower than the industry

    Revenue grew 0.4% over the last twelve months; the Insurance Agents, Brokers, and Service median is 13.8%.

  • Guidance lowered

    SelectQuote lowered its Fiscal Year 2026 Revenue outlook on Feb 5, 2026.

  • Gross margin improving

    Gross margin was 55.8% over the last twelve months, against 55.6% a year earlier.

Past performance3/6

  • Return on equity under 15%

    Return on equity was 23.4% over the last twelve months and averaged -10.1% over five years; we look for 15% on both.

  • Return on assets over 1%

    Return on assets was 5.9%; for a bank or insurer, 1% or more is considered good.

  • Return on equity above the industry

    SelectQuote's return on equity of 23.4% is above the Insurance Agents, Brokers, and Service median of 9.3%.

  • Earnings shrank over 5 years

    Net income shrank 13.0% a year on average over the last five fiscal years.

  • Net margin above its 5-year average

    Net margin was 4.6% over the last twelve months, against a 5-year average of -8.1%.

  • Net margin below the industry

    SelectQuote's net margin of 4.6% is below the Insurance Agents, Brokers, and Service median of 4.9%.

Financial health1/6

  • High debt

    Debt is 123% of shareholders' equity, above the 40% we consider low.

  • Debt rising against equity

    Debt to equity rose from 69.2% five years ago to 123%.

  • Debt not well covered by cash flow

    Operating cash flow over the last twelve months equals 9.4% of total debt; we look for at least 20%.

  • Interest not well covered

    Operating income covers interest expense 2.0 times; we look for at least 5.

  • Short-term assets cover short-term debts

    Current assets are 2.00 times current liabilities.

  • Bankruptcy risk (Altman Z)

    The Altman model does not apply to insurers.

Dividend0/6

  • No dividend

    SelectQuote has not paid a dividend in the last twelve months.

  • Yield against Treasuries

    No dividend.

  • Yield against the market

    No dividend.

  • Dividend stability

    No dividend.

  • Earnings cover

    No dividend.

  • Cash-flow cover

    No dividend.

Scores of similar companies

Fair value

How we estimate it

We don't publish a fair value for SelectQuote. It needs a US-dollar share price, at least two valuation methods with positive inputs (earnings, EBITDA, book value or sales) and, for companies with several share classes, classes that trade at the same price.

Valuation over time

Using the earnings and balance sheet published at each date, not today's.

  • P/E at month end
  • Insurance Agents, Brokers, and Service median 30.5

An estimate from reported numbers and market multiples, not a price target or investment advice. It can be far off for companies whose profits are about to change sharply.

Market risk

From the past year of daily prices.

Liquidity

High risk

Average value traded per day
$627.92K
Value traded per 1% price move
$121.14K

Downside

High risk

Typical loss in a bad month
46.3%
Volatility (annualized)
109%
Sharpe ratio, 1 year
-0.68
Beta to the S&P 500 (5Y)
2.17

Typical bad-month loss, week by week

25%: high

Margins

Share of revenue, fiscal years 2017 to 2026

Gross margin

54.9%−45.0 pts over 5 years

Operating margin

4.6%−16.1 pts over 5 years

Net margin

3.8%−9.6 pts over 5 years

See a number that looks wrong?