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Ryan Specialty Holdings, Inc. (RYAN) stock

RYANNYSEInsurance Agents, Brokers & ServiceFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 30, 2026Score 8/30
$46.87−0.33 (-0.70%)

Close on Nov 11, 2026Market cap $11.79BP/E –Yield –

Ryan Specialty statistics

90 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings
Feb 11, 2027 (estimated, during market hours)
Last ex-dividend date
Aug 11, 2026
Fundamentals through
Sep 30, 2026
Share price as of
Nov 11, 2026

Valuation ratiosIndustry

Market Cap
$11.79B
$4.32B
Enterprise Value
$15.75B
$3.92B
PS Ratio
3.62
3.43
PB Ratio
26.40
4.81
P/FCF Ratio
20.74
21.20
P/OCF Ratio
20.68
19.02

Enterprise valuationIndustry

EV / Sales
4.84
3.45
EV / EBITDA
31.06
18.18
EV / EBIT
31.06
18.71
EV / FCF
27.71
22.61

Share statisticsIndustry

Float
107M
48M
Shares Held by Insiders
57.7%
30.2%
Shares Held by Institutions
46.3%
47.4%

Short sellingIndustry

Short Interest
13M
–
Short Interest Change
-4.61%
-5.47%
Short % of Float
12.5%
3.93%
Short % of Shares Outstanding
5.29%
2.16%
Days to Cover
6.36
4.21

Stock price statisticsIndustry

52-Week High
$58.91
–
52-Week Low
$29.28
–
20-Day Moving Average
$44.37
–
50-Day Moving Average
$41.01
–
200-Day Moving Average
$38.84
–
Average True Range (14)
$1.61
–
Price Change (1 Week)
-1.41%
-1.38%
Price Change (1 Month)
23.8%
5.95%
Price Change (3 Months)
9.46%
0.06%
Price Change (6 Months)
54.8%
30.4%
Price Change (YTD)
-9.22%
-2.33%
Price Change (1 Year)
-18.0%
5.37%
Price Change (3 Years)
5.54%
3.53%
Price Change (5 Years)
16.1%
17.2%
Average Volume (10 Days)
2M
–
Average Volume (20 Days)
2M
–
Average Volume (90 Days)
2M
–
Relative Volume
0.80
0.62
Relative Strength Index (14)
65.3
55.0
Volatility (1 Year)
43.8%
43.8%
Beta (5 Years)
0.26
0.64

MarginsIndustry

Pretax Margin
9.79%
15.9%
Profit Margin
3.22%
9.58%
EBITDA Margin
15.6%
15.6%
FCF Margin
17.5%
15.2%

Returns on capitalIndustry

Return on Equity (ROE)
19.4%
16.7%
Return on Assets (ROA)
1.00%
2.74%
Return on Invested Capital (ROIC)
10.9%
10.9%
Return on Capital Employed (ROCE)
9.59%
13.2%

Financial positionIndustry

Current Ratio
1.01
1.24
Quick Ratio
0.13
0.43
Debt / Equity
8.23
0.84
Debt / EBITDA
7.25
2.97
Debt / FCF
6.47
3.98
Net Debt / EBITDA
6.91
2.38

GrowthIndustry

Revenue Growth (YoY)
9.77%
8.69%
Net Income Growth (YoY)
51.2%
6.02%
FCF Growth (YoY)
-10.7%
7.43%
Revenue Growth (3Y CAGR)
20.9%
12.7%
Revenue Growth (5Y CAGR)
24.5%
11.2%

EfficiencyIndustry

Asset Turnover
0.31
0.69
Revenue Per Employee
$532.41K
$373.93K
Profits Per Employee
$17.12K
$23.40K
Employee Count
6,110
1,891
WACC
7.00%
7.38%

Income statement (TTM)Industry

Revenue
$3.25B
$1.25B
Operating Income
$507.30M
$53.83M
Pretax Income
$318.63M
$70.65M
Net Income
$104.62M
$40.02M
EBITDA
$507.30M
$81.30M

Balance sheetIndustry

Total Debt
$3.68B
$351.61M
Net Cash (Debt)
-$3.51B
$16.93K
Net Cash Per Share
-$13.94
$0.00
Equity (Book Value)
$446.72M
$264.21M
Book Value Per Share
$1.78
$3.37
Tangible Book Value
-$2.91B
-$2.69M
Working Capital
$31.43M
$85.27M

Cash flow (TTM)Industry

Operating Cash Flow
$570.18M
$108.25M
Capital Expenditures
-$1.56M
-$28.94M
Free Cash Flow
$568.62M
$127.86M
FCF Per Share
$2.26
$2.24

Dividends and yieldsIndustry

Earnings Yield
0.89%
2.86%
FCF Yield
4.82%
4.62%
Payout Ratio
60.3%
41.6%
FCF Payout Ratio
11.1%
20.6%

Taxes and interestIndustry

Income Tax
$50.37M
$17.36M
Effective Tax Rate
15.8%
21.0%

Scores and fair valueIndustry

Altman Z-Score
1.17
1.57
Piotroski F-Score
4
5

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.

PeriodRYANS&P 500DifferenceRYAN per yearS&P 500 per year
1 month+26.6%-2.4%+29.1 pts
3 months+11.1%-1.2%+12.3 pts
Year to date-8.3%+12.3%−20.5 pts
1 year-18.1%+12.4%−30.6 pts
3 years+8.7%+78.8%−70.1 pts+2.8%+21.4%
5 years+26.9%+75.2%−48.3 pts+4.9%+11.9%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

13M RYAN shares were sold short on Oct 30, 2026, down 4.6% from the previous report, or 12.51% of the shares available to trade. At recent volumes it would take 6.4 days to buy them back. Over the last 20 sessions, 60.2% of the volume reported to FINRA was short selling.

Settlement dateShares shortChangeAvg. daily volumeDays to cover
Oct 30, 202613,319,830-4.6%2,093,3696.4
Oct 15, 202613,963,526+6.6%1,883,4097.4
Sep 30, 202613,097,962+9.4%2,349,9205.6
Sep 15, 202611,977,334-10.7%1,839,7586.5
Aug 31, 202613,411,299+1.4%1,237,92510.8
Aug 14, 202613,229,104+0.3%2,006,3346.6
Jul 31, 202613,192,760-21.1%2,399,7645.5
Jul 15, 202616,716,565+12.2%1,917,0148.7
Jun 30, 202614,900,055+4.3%2,871,3155.2
Jun 15, 202614,278,925+9.9%2,785,3125.1
May 29, 202612,987,628-1.9%2,091,9176.2
May 15, 202613,233,108+10.7%3,695,1003.6

Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.

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