PayPal Holdings, Inc. (PYPL) bonds
PYPLNasdaqServices-Business Services, NECFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 27, 2026Score 18/3039% below fair value
$59.28+0.98 (+1.68%)
Close on Nov 13, 2026Market cap $49.24BP/E 11.3Yield 0.24%
Debt
Borrowings on the balance sheet, Sep 30, 2026
Total debt
$13.47B
$2.53B due within a year
Net debt
$6.31B
After $7.16B of cash
Implied interest rate
4.11%
FY2025 interest ÷ average debt
Interest coverage
13.8×
FY2025 operating income ÷ interest
Total debt by fiscal year
Long-term plus current debt, USD
When the debt comes due
Principal repayments of long-term debt by fiscal year, as scheduled at Dec 31, 2025
From the debt maturity table in the annual report (filing). “Later” is everything due after year five.
Notes and loans outstanding
As tagged in PayPal's 10-Q for the period ended Sep 30, 2026
| Issue | Coupon | Amount issued | Carrying value |
|---|---|---|---|
| 23 billion fixed-rate 0.972% notes | 0.97% | $23.00B | $0 |
| 30 billion fixed-rate 0.813% notes | 0.81% | $30.00B | $0 |
| 37 billion fixed-rate 1.240% notes | 1.24% | $37.00B | $235.00M |
| Fixed And Floating Rate Notes | Floating | $1.50B | – |
| Fixed-Rate Notes Issued June 2023 | – | $575.00M | – |
| Fixed-Rate Notes Issued May 2022 | – | $3.00B | – |
| Fixed-Rate Notes Issued May 2024 | – | $1.30B | – |
| Fixed-Rate Notes Issued May 2026 | – | $2.00B | – |
| Fixed-rate 1.650% notes | 1.65% | – | $0 |
| Fixed-rate 2.300% notes | 2.30% | – | $1.00B |
| Fixed-rate 2.300% notes | 2.30% | – | $1.00B |
| Fixed-rate 2.650% notes | 2.65% | – | $1.25B |
| Fixed-rate 2.650% notes | 2.65% | – | $1.25B |
| Fixed-rate 2.850% notes | 2.85% | – | $1.50B |
| Fixed-rate 2.850% notes | 2.85% | – | $1.50B |
| Fixed-rate 3.250% notes | 3.25% | – | $1.00B |
| Fixed-rate 3.250% notes | 3.25% | – | $1.00B |
| Fixed-rate 3.900% notes | 3.90% | – | $500.00M |
| Fixed-rate 3.900% notes | 3.90% | – | $500.00M |
| Fixed-rate 4.400% notes | 4.40% | – | $1.00B |
| Fixed-rate 4.400% notes | 4.40% | – | $1.00B |
| Fixed-rate 4.450% notes | 4.45% | $450.00M | $450.00M |
| Fixed-rate 4.550% notes | 4.55% | $650.00M | $650.00M |
| Fixed-rate 4.550% notes | 4.55% | $650.00M | $650.00M |
| Fixed-rate 4.950% notes | 4.95% | $850.00M | $850.00M |
| Fixed-rate 4.950% notes | 4.95% | $850.00M | $850.00M |
| Fixed-rate 5.050% notes | 5.05% | – | $1.00B |
| Fixed-rate 5.050% notes | 5.05% | – | $1.00B |
| Fixed-rate 5.100% notes | 5.10% | $600.00M | $600.00M |
| Fixed-rate 5.150% notes | 5.15% | – | $850.00M |
| Fixed-rate 5.250% notes | 5.25% | – | $500.00M |
| Fixed-rate 5.250% notes | 5.25% | – | $500.00M |
| Fixed-rate 5.500% notes | 5.50% | – | $400.00M |
| Fixed-rate 5.550% notes | 5.55% | $500.00M | $500.00M |
| Fixed-rate 5.550% notes | 5.55% | $500.00M | $500.00M |
| Fixed-rate Notes Issued May 2020 | – | $4.00B | – |
| Fixed-rate Notes Issued September 2019 | – | $5.00B | – |
| Floating-rate notes | Floating + 0.67% | $450.00M | $450.00M |
| Other Financing Arrangements | – | – | $46.00M |
Companies tag their debt differently: some list every note, others group notes by issuance year or by type, so the list may not add up to total debt. Notes that matured before today are hidden. Source: 10-Q.
Credit facilities
Revolving credit lines and other committed borrowing capacity
| Facility | Size | Available | Drawn |
|---|---|---|---|
| Credit Agreement | $5.00B | $5.00B | $200.00M |
| Paidy Credit Agreement | $572.00M | $0 | $575.00M |
| Uncommitted Credit Facilities | $80.00M | – | – |
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