StockData
PicS N.V. logo

PicS N.V. (PICS) stock

PICSNasdaqPersonal Credit Institutions
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 20-F on Apr 30, 2026Score 1/30
$7.18+0.22 (+3.16%)

Close on Nov 11, 2026Market cap $766.32MP/E 0.0Yield –

PicS N.V. grew revenue 84.5% to 10.28B BRL over fiscal 2025. Operating income rose 7.0% to 36.13M BRL, moving the operating margin from 0.6% to 0.4%. Free cash flow was -3.81B BRL, down 270.7% from a year earlier. At the latest close the market valued the company at 4.21B BRL, 0.0 times its earnings.

Revenue
10.28B BRL
+84.5% vs. a year earlier
Operating income
36.13M BRL
+7.0% vs. a year earlier
Free cash flow
-3.81B BRL
-270.7% vs. a year earlier
EPS, diluted
5457000.00 BRL
+401.6% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over fiscal 2025, balances at Jun 30, 2026

Valuation

Market cap
4.21B BRL
P/E ratio
0.0
Price to sales
0.41
Price to book
–
Dividend yield
–
Free cash flow yield
-90.50%

Fundamentals

Revenue
10.28B BRL
Net income
-1.09B BRL
EPS, diluted
5457000.00 BRL
Free cash flow
-3.81B BRL
Diluted shares
123M

Trading

Previous close
$6.96
Open
$7.10
Day's range
$7.10 – $7.35
Volume
342,490
Average volume (20 days)
908,548
RSI (14 days)
35.4
Volatility (1 year)
93.0%
Relative volume
0.59×

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.

PeriodPICSS&P 500DifferencePICS per yearS&P 500 per year
1 month-47.2%-2.4%−44.8 pts
3 months-34.4%-1.2%−33.2 pts

Four years at a glance

Fiscal years 2022 to 2025, BRL

Revenue

10.28B BRL+84.5% YoY

Operating income

36.13M BRL+7.0% YoY

Net income

-1.09B BRL

EPS, diluted

5457000.00 BRL+401.6% YoY

Free cash flow

-3.81B BRL-270.7% YoY
Reported period

Press releases

Releases PicS filed with the SEC as exhibits to Form 8-K or 6-K

  1. Announces Second Quarter 2026 Results
    6-K
  2. We delivered another strong quarter, exceeding
    6-K
  3. 2Q26 Earnings presentation August 24, 2026
    6-K
  4. PicPay Appoints André Cazotto as Chief
    6-K
  5. PicPay Completes the Acquisition of Kovr
    6-K
  6. PicPay Receives Final Regulatory Approval for
    6-K
All press releases and earnings

About PicS

Personal Credit Institutions

PicS N.V., operating through PicPay, is a financial technology and payment services company based in Brazil. The company operates a digital wallet and payment platform providing electronic payment processing, peer-to-peer and person-to-merchant transactions, credit and prepaid card products, and buy now, pay later options. It also facilitates bank slip payments, instant transfers, consumer credit, and an e-commerce platform called PicPay Shop, which connects users to partner merchants. The company serves individual consumers and commercial merchants.

Company profile, executives and history

PicS stock: common questions

What is PicS's stock price?

PICS closed at $7.18 on Nov 11, 2026, up 3.16% on the day.

What is PicS's market cap?

PicS was worth $766.32M at the close on Nov 11, 2026: the share price times the diluted shares outstanding.

What is PICS's P/E ratio?

PICS trades at 0.0 times earnings, based on diluted earnings per share of 5457000.00 BRL over fiscal 2025.

How much revenue does PicS make?

PicS reported revenue of 10.28B BRL for fiscal 2025, up 84.5% from a year earlier.

Does PicS pay a dividend?

No. PicS has not paid a cash dividend over the last twelve months.

Who are PicS's competitors?

Companies most similar to PicS by business, industry and size include BFH, AFRM, ENVA, ATLC, OMF.

See a number that looks wrong?