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PCB Bancorp (PCB) stock

PCBNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 18/302% below fair value
$29.90−0.06 (-0.20%)

Close on Nov 12, 2026Market cap $419.93MP/E 10.1Yield 2.68%

PCB Bancorp statistics

93 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings
Jan 28, 2027 (estimated, during market hours)
Last ex-dividend date
Nov 13, 2026
Fundamentals through
Sep 30, 2026
Share price as of
Nov 12, 2026

Valuation ratiosIndustry

Market Cap
$419.93M
$894.33M
Enterprise Value
$6.73M
$616.21M
PE Ratio
10.07
12.16
PS Ratio
130.46
3.66
PB Ratio
1.04
1.25
P/TBV Ratio
1.04
1.52
P/FCF Ratio
10.54
10.68
P/OCF Ratio
10.41
9.78

Enterprise valuationIndustry

EV / Sales
2.09
2.95
EV / FCF
0.17
8.51

Share statisticsIndustry

Shares Change (YoY)
-1.45%
0.35%
Shares Change (QoQ)
-0.32%
0.00%
Float
11M
17M
Shares Held by Insiders
18.9%
6.05%
Shares Held by Institutions
42.2%
61.3%

Short sellingIndustry

Short Interest
185,540
–
Short Interest Change
-22.6%
-4.13%
Short % of Float
1.63%
3.58%
Short % of Shares Outstanding
1.32%
3.18%
Days to Cover
3.46
4.85

Stock price statisticsIndustry

52-Week High
$32.00
–
52-Week Low
$20.87
–
20-Day Moving Average
$29.34
–
50-Day Moving Average
$28.41
–
200-Day Moving Average
$26.02
–
Average True Range (14)
$0.85
–
Price Change (1 Week)
-0.89%
0.51%
Price Change (1 Month)
8.33%
4.83%
Price Change (3 Months)
5.17%
-3.58%
Price Change (6 Months)
25.8%
10.8%
Price Change (YTD)
38.1%
19.6%
Price Change (1 Year)
36.3%
25.4%
Price Change (3 Years)
99.2%
76.7%
Price Change (5 Years)
30.0%
26.5%
Price Change (10 Years)
179.9%
67.0%
Average Volume (10 Days)
48,483
–
Average Volume (20 Days)
52,537
–
Average Volume (90 Days)
42,655
–
Relative Volume
0.81
0.67
Relative Strength Index (14)
59.1
52.6
Volatility (1 Year)
23.0%
24.4%
Beta (5 Years)
0.56
0.63

MarginsIndustry

Pretax Margin
1855.5%
36.9%
Profit Margin
1323.5%
29.5%
FCF Margin
1237.7%
33.8%

Returns on capitalIndustry

Return on Equity (ROE)
10.8%
10.8%
Return on Assets (ROA)
1.23%
1.16%

GrowthIndustry

Revenue Growth (YoY)
12.9%
11.8%
Net Income Growth (YoY)
20.9%
22.7%
EPS Growth (YoY)
24.3%
21.6%
FCF Growth (YoY)
54.6%
27.5%
Revenue Growth (3Y CAGR)
3.14%
5.82%
Revenue Growth (5Y CAGR)
5.38%
6.17%
EPS Growth (3Y CAGR)
3.75%
1.31%
EPS Growth (5Y CAGR)
19.9%
8.24%

EfficiencyIndustry

Asset Turnover
0.00
0.04
Revenue Per Employee
$12.29K
$359.04K
Profits Per Employee
$162.61K
$110.51K
Employee Count
262
492
WACC
7.66%
7.91%

Income statement (TTM)Industry

Revenue
$3.22M
$184.05M
Pretax Income
$59.73M
$74.07M
Net Income
$42.60M
$57.59M
EPS (Diluted)
$2.97
$2.99

Balance sheetIndustry

Net Cash (Debt)
$413.20M
$166.15M
Net Cash Per Share
$29.42
$8.19
Equity (Book Value)
$402.13M
$570.13M
Book Value Per Share
$28.63
$28.22
Tangible Book Value
$402.13M
$478.27M

Cash flow (TTM)Industry

Operating Cash Flow
$40.33M
$66.48M
Capital Expenditures
-$487.00K
-$4.27M
Free Cash Flow
$39.84M
$59.01M
FCF Per Share
$2.84
$3.35

Dividends and yieldsIndustry

Earnings Yield
10.1%
8.32%
FCF Yield
9.49%
9.23%
Dividend Yield
2.68%
2.44%
Buyback Yield
1.89%
1.80%
Shareholder Yield
4.57%
3.22%
Dividend Per Share
$0.80
$0.92
Dividend Growth (YoY)
11.1%
4.26%
Years of Dividend Growth
7
2
Payout Ratio
28.6%
29.0%
FCF Payout Ratio
30.6%
24.8%

Taxes and interestIndustry

Income Tax
$17.13M
$16.14M
Effective Tax Rate
28.7%
21.1%

Scores and fair valueIndustry

Graham Number
$43.74
$45.31
Graham Upside
46.3%
18.8%
Altman Z-Score
0.16
0.22
Piotroski F-Score
5
6
Lynch Fair Value
$59.18
–
Lynch Upside
97.9%
-0.36%

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.

PeriodPCBS&P 500DifferencePCB per yearS&P 500 per year
1 month+6.9%-2.7%+9.6 pts
3 months+6.3%-1.7%+8.1 pts
Year to date+41.8%+11.9%+29.9 pts
1 year+40.3%+12.0%+28.3 pts
3 years+117.7%+78.2%+39.5 pts+29.6%+21.2%
5 years+55.7%+73.2%−17.5 pts+9.3%+11.6%
10 years+263.5%+309.6%−46.1 pts+13.8%+15.1%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

0M PCB shares were sold short on Oct 30, 2026, down 22.6% from the previous report, or 1.63% of the shares available to trade. At recent volumes it would take 3.5 days to buy them back. Over the last 20 sessions, 48.0% of the volume reported to FINRA was short selling.

Settlement dateShares shortChangeAvg. daily volumeDays to cover
Oct 30, 2026185,540-22.6%53,6713.5
Oct 15, 2026239,831-5.6%42,9505.6
Sep 30, 2026254,005-6.8%45,4525.6
Sep 15, 2026272,611+5.1%26,63910.2
Aug 31, 2026259,447-0.1%33,3547.8
Aug 14, 2026259,823+17.4%37,2837.0
Jul 31, 2026221,349+12.1%51,0834.3
Jul 15, 2026197,505+2.4%31,3496.3
Jun 30, 2026192,857+21.2%59,3043.3
Jun 15, 2026159,153+4.2%22,6077.0
May 29, 2026152,674+6.5%27,0275.7
May 15, 2026143,352+11.6%24,5175.8

Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.

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