Norwood Financial Corp (NWFL) stock
Close on Nov 12, 2026Market cap $392.37MP/E 11.7Yield 3.47%
Norwood Financial Corp grew revenue 14.6% to $8.97M over the twelve months to Sep 30, 2026. Free cash flow was $39.82M, up 60.0% from a year earlier. At the latest close the market valued the company at $392.37M, 11.7 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $392.37M
- P/E ratio
- 11.7
- Price to sales
- 43.75
- Price to book
- 1.38
- Dividend yield
- 3.47%
- Free cash flow yield
- 10.15%
Fundamentals
- Revenue
- $8.97M
- Net income
- $32.26M
- EPS, diluted
- $3.08
- Free cash flow
- $39.82M
- Book value per share
- $26.02
- Diluted shares
- 11M
Trading
- Next earnings
- Jan 21, 2027 (estimated, before the open)
- Previous close
- $36.17
- Open
- $35.00
- Day's range
- $33.00 – $36.23
- Volume
- 51,631
- Average volume (20 days)
- 63,857
- Index membership
- Russell 2000 (since Jun 2023)
- Beta (5 years)
- 0.40
- 52-week range
- $26.50 – $37.74
- RSI (14 days)
- 58.1
- Volatility (1 year)
- 26.4%
- Relative volume
- 1.39×
- WACC
- 7.1%
On 2 of our idea lists: Breakout quarter, Strong quarter, insiders buying
Index membership is inferred from the holdings of funds that track each index (IWM), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2012, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | NWFL | S&P 500 | Difference | NWFL per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +7.0% | -2.7% | +9.7 pts | ||
| 3 months | +5.3% | -1.7% | +7.1 pts | ||
| Year to date | +33.8% | +11.9% | +21.9 pts | ||
| 1 year | +39.1% | +12.0% | +27.1 pts | ||
| 3 years | +58.6% | +78.2% | −19.6 pts | +16.6% | +21.2% |
| 5 years | +62.2% | +73.2% | −11.0 pts | +10.2% | +11.6% |
| 10 years | +169.1% | +309.6% | −140.6 pts | +10.4% | +15.1% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases Norwood Financial filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- News
- News
- Update
- Results
About Norwood Financial
State Commercial Banks
Norwood Financial Corp serves as the bank holding company for Wayne Bank, a state-chartered community bank and trust company. Through its banking subsidiary and specialized units, the institution offers an array of financial solutions, including personal and commercial lending, trust and wealth management, real estate settlement services, and retail brokerage activities. These services provide credit facilities, financial and estate planning, advisory assistance, annuities, and insurance products tailored to meet the needs of consumers, commercial businesses, non-profit entities, and local municipal organizations.
Company profile, executives and historyNorwood Financial stock: common questions
What is Norwood Financial's stock price?
NWFL closed at $35.99 on Nov 12, 2026, down 0.50% on the day. Over the past 52 weeks it traded between $26.50 and $37.74.
What is Norwood Financial's market cap?
Norwood Financial was worth $392.37M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.
What is NWFL's P/E ratio?
NWFL trades at 11.7 times earnings, based on diluted earnings per share of $3.08 over the twelve months to Sep 30, 2026.
How much revenue does Norwood Financial make?
Norwood Financial reported revenue of $8.97M for the twelve months to Sep 30, 2026, up 14.6% from a year earlier.
Does Norwood Financial pay a dividend?
Yes. Norwood Financial paid $1.25 per share over the last twelve months, a yield of 3.47% at the latest price, and has raised its annual dividend 2 years in a row.
When does Norwood Financial report earnings next?
Norwood Financial is expected to report Q4 FY2026 results on Jan 21, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.
How has NWFL stock performed over the past year?
Including dividends, NWFL returned +39.1% over the past year, against +12.0% for the S&P 500.
How many NWFL shares are sold short?
0M shares were sold short at the latest FINRA report, 1.29% of the float, or 1.9 days of average trading volume.
Who are Norwood Financial's competitors?
Companies most similar to Norwood Financial by business, industry and size include CZFS, JUVF, FKYS, MCB, GLBZ.
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