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MVB Financial Corp (MVBF) stock

MVBFNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 5/30
$25.30−0.38 (-1.48%)

Close on Nov 13, 2026Market cap $328.08MP/E 15.1Yield 2.69%

MVB Financial statistics

70 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings
Feb 11, 2027 (estimated, during market hours)
Last ex-dividend date
Sep 1, 2026
Fundamentals through
Sep 30, 2026
Share price as of
Nov 13, 2026

Valuation ratiosIndustry

Market Cap
$328.08M
$893.83M
Enterprise Value
$118.12M
$598.22M
PE Ratio
15.15
12.21
PS Ratio
1.96
3.66

Enterprise valuationIndustry

EV / Sales
0.71
2.95

Share statisticsIndustry

Shares Change (YoY)
0.55%
0.33%
Shares Change (QoQ)
0.43%
0.00%
Float
12M
17M
Shares Held by Insiders
9.43%
6.05%
Shares Held by Institutions
58.1%
61.3%

Short sellingIndustry

Short Interest
268,134
–
Short Interest Change
-4.77%
-4.13%
Short % of Float
2.28%
3.58%
Short % of Shares Outstanding
2.07%
3.18%
Days to Cover
3.77
4.85

Stock price statisticsIndustry

52-Week High
$31.99
–
52-Week Low
$23.99
–
20-Day Moving Average
$27.46
–
50-Day Moving Average
$29.03
–
200-Day Moving Average
$27.98
–
Average True Range (14)
$0.96
–
Price Change (1 Week)
-2.35%
0.69%
Price Change (1 Month)
-13.0%
3.79%
Price Change (3 Months)
-17.6%
-2.72%
Price Change (6 Months)
0.96%
12.2%
Price Change (YTD)
-2.05%
19.9%
Price Change (1 Year)
-4.35%
25.7%
Price Change (3 Years)
23.8%
65.1%
Price Change (5 Years)
-39.2%
26.9%
Price Change (10 Years)
106.5%
66.8%
Average Volume (10 Days)
74,301
–
Average Volume (20 Days)
75,602
–
Average Volume (90 Days)
57,549
–
Relative Volume
0.92
0.68
Relative Strength Index (14)
32.1
53.1
Volatility (1 Year)
29.8%
24.4%
Beta (5 Years)
0.68
0.63

MarginsIndustry

Pretax Margin
17.2%
37.0%
FCF Margin
-21.2%
33.9%

GrowthIndustry

Revenue Growth (YoY)
-4.31%
11.7%
EPS Growth (YoY)
-32.1%
21.6%
FCF Growth (YoY)
-612.3%
27.2%
Revenue Growth (3Y CAGR)
6.36%
5.82%
Revenue Growth (5Y CAGR)
0.86%
6.17%
EPS Growth (3Y CAGR)
20.8%
1.31%
EPS Growth (5Y CAGR)
-7.61%
8.24%

EfficiencyIndustry

Asset Turnover
0.05
0.04
Revenue Per Employee
$415.00K
$358.92K
Employee Count
403
492
WACC
8.52%
8.13%

Income statement (TTM)Industry

Revenue
$167.24M
$183.72M
Pretax Income
$28.77M
$74.07M
EPS (Diluted)
$1.67
$2.99

Balance sheetIndustry

Net Cash (Debt)
$209.96M
$165.09M
Net Cash Per Share
$16.19
$8.07

Cash flow (TTM)Industry

Operating Cash Flow
-$34.30M
$66.48M
Capital Expenditures
-$1.12M
-$4.24M
Free Cash Flow
-$35.43M
$59.01M
FCF Per Share
-$2.73
$3.37

Dividends and yieldsIndustry

FCF Yield
-10.8%
9.18%
Dividend Yield
2.69%
2.44%
Shareholder Yield
2.69%
3.26%
Dividend Per Share
$0.68
$0.92
Dividend Growth (YoY)
0.00%
4.26%
Years of Dividend Growth
0
2

Taxes and interestIndustry

Income Tax
$6.67M
$16.14M
Effective Tax Rate
23.2%
21.1%

Scores and fair valueIndustry

Altman Z-Score
0.19
0.22

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.

PeriodMVBFS&P 500DifferenceMVBF per yearS&P 500 per year
1 month-12.9%-3.0%−9.9 pts
3 months-16.9%-2.8%−14.1 pts
Year to date-0.3%+11.5%−11.8 pts
1 year-2.1%+13.5%−15.6 pts
3 years+45.6%+77.7%−32.1 pts+13.3%+21.1%
5 years-30.2%+72.6%−102.8 pts-6.9%+11.5%
10 years+150.8%+308.2%−157.4 pts+9.6%+15.1%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

0M MVBF shares were sold short on Oct 30, 2026, down 4.8% from the previous report, or 2.28% of the shares available to trade. At recent volumes it would take 3.8 days to buy them back. Over the last 20 sessions, 64.2% of the volume reported to FINRA was short selling.

Settlement dateShares shortChangeAvg. daily volumeDays to cover
Oct 30, 2026268,134-4.8%71,1883.8
Oct 15, 2026281,573-0.5%64,3894.4
Sep 30, 2026283,059-9.7%44,7246.3
Sep 15, 2026313,384+5.8%53,0785.9
Aug 31, 2026296,198+8.2%69,9044.2
Aug 14, 2026273,819-0.3%45,9196.0
Jul 31, 2026274,673-8.0%38,8287.1
Jul 15, 2026298,428+0.6%39,3887.6
Jun 30, 2026296,663+21.8%77,0033.9
Jun 15, 2026243,637-0.4%47,6545.1
May 29, 2026244,528-4.6%48,4525.0
May 15, 2026256,246-4.6%43,6195.9

Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.

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