Midland States Bancorp, Inc. (MSBI) stock
Close on Nov 12, 2026Market cap $659.85MP/E 14.0Yield 3.97%
Midland States Bancorp, Inc. grew revenue 0.3% to $334.42M over the twelve months to Sep 30, 2026. Free cash flow was $75.60M, down 58.2% from a year earlier. At the latest close the market valued the company at $659.85M, 14.0 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $659.85M
- P/E ratio
- 14.0
- Price to sales
- 1.97
- Price to book
- 1.24
- Dividend yield
- 3.97%
- Free cash flow yield
- 11.46%
Fundamentals
- Revenue
- $334.42M
- Net income
- $58.27M
- EPS, diluted
- $2.27
- Free cash flow
- $75.60M
- Book value per share
- $25.14
- Diluted shares
- 21M
Trading
- Next earnings
- Jan 21, 2027 (estimated, after the close)
- Previous close
- $32.09
- Open
- $32.10
- Day's range
- $31.50 – $32.10
- Volume
- 72,682
- Average volume (20 days)
- 149,373
- Index membership
- Russell 2000, Russell 3000
- Beta (5 years)
- 0.60
- 52-week range
- $15.06 – $35.10
- RSI (14 days)
- 44.1
- Volatility (1 year)
- 29.5%
- Relative volume
- 0.87×
- WACC
- 7.4%
On 1 of our idea list: Dividend growers
Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2016, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | MSBI | S&P 500 | Difference | MSBI per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -1.9% | -2.7% | +0.7 pts | ||
| 3 months | -4.5% | -1.7% | −2.7 pts | ||
| Year to date | +55.3% | +11.9% | +43.4 pts | ||
| 1 year | +108.6% | +12.0% | +96.6 pts | ||
| 3 years | +67.3% | +78.2% | −10.9 pts | +18.7% | +21.2% |
| 5 years | +62.8% | +73.2% | −10.5 pts | +10.2% | +11.6% |
| 10 years | +83.0% | +309.6% | −226.7 pts | +6.2% | +15.1% |
Thirteen years at a glance
Fiscal years 2013 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases Midland States Bancorp filed with the SEC as exhibits to Form 8-K or 6-K
- News
- Results
- Results
- News
- Update
- Results
About Midland States Bancorp
State Commercial Banks
The company operates as a financial institution offering commercial, residential, and consumer financing services alongside equipment leasing. Its portfolio includes commercial real estate loans, construction and land development funding, farmland loans, and multifamily housing loans, as well as general commercial loans. For retail customers, the entity extends residential real estate mortgages and personal consumer loans.
Company profile, executives and historyMidland States Bancorp stock: common questions
What is Midland States Bancorp's stock price?
MSBI closed at $31.72 on Nov 12, 2026, down 1.15% on the day. Over the past 52 weeks it traded between $15.06 and $35.10.
What is Midland States Bancorp's market cap?
Midland States Bancorp was worth $659.85M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.
What is MSBI's P/E ratio?
MSBI trades at 14.0 times earnings, based on diluted earnings per share of $2.27 over the twelve months to Sep 30, 2026.
How much revenue does Midland States Bancorp make?
Midland States Bancorp reported revenue of $334.42M for the twelve months to Sep 30, 2026, up 0.3% from a year earlier.
Does Midland States Bancorp pay a dividend?
Yes. Midland States Bancorp paid $1.26 per share over the last twelve months, a yield of 3.97% at the latest price, and has raised its annual dividend 11 years in a row.
When does Midland States Bancorp report earnings next?
Midland States Bancorp is expected to report Q4 FY2026 results on Jan 21, 2027, after the close. The date is estimated from its past reporting pattern until the company confirms it.
How has MSBI stock performed over the past year?
Including dividends, MSBI returned +108.6% over the past year, against +12.0% for the S&P 500.
Who are Midland States Bancorp's competitors?
Companies most similar to Midland States Bancorp by business, industry and size include HBIA, SBCF, MBWM, EQBK, CTBI.
See a number that looks wrong?