Mercury General Corp (MCY) stock
MCYNYSEFire, Marine & Casualty InsuranceFiscal year ends December 31
$86.45+0.04 (+0.05%)
Close on Nov 13, 2026Market cap $4.79BP/E 7.4Yield 1.47%
Mercury General statistics
86 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Feb 16, 2027 (estimated, during market hours)
- Last ex-dividend date
- Sep 10, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/OCF Ratio
- 3.93
- 7.15
Enterprise valuationIndustry
- EV / Sales
- 0.57
- 0.97
- EV / FCF
- 3.01
- 7.00
Share statisticsIndustry
- Shares Change (YoY)
- 0.00%
- -1.32%
- Shares Change (QoQ)
- 0.00%
- -0.09%
- Float
- 36M
- 57M
- Shares Held by Insiders
- 35.5%
- 3.33%
- Shares Held by Institutions
- 47.0%
- 84.6%
Short sellingIndustry
- Short Interest
- 2M
- –
- Short Interest Change
- 10.1%
- -2.56%
- Short % of Float
- 4.90%
- 3.81%
- Short % of Shares Outstanding
- 3.16%
- 3.02%
- Days to Cover
- 7.08
- 4.05
Stock price statisticsIndustry
- 52-Week High
- $113.06
- –
- 52-Week Low
- $81.64
- –
- 20-Day Moving Average
- $96.02
- –
- 50-Day Moving Average
- $99.23
- –
- 200-Day Moving Average
- $98.70
- –
- Average True Range (14)
- $2.97
- –
- Price Change (1 Week)
- 4.65%
- 2.21%
- Price Change (1 Month)
- -15.1%
- 4.21%
- Price Change (3 Months)
- -18.7%
- 2.03%
- Price Change (6 Months)
- -11.9%
- 11.0%
- Price Change (YTD)
- -8.09%
- 8.86%
- Price Change (1 Year)
- -0.95%
- 10.7%
- Price Change (3 Years)
- 135.7%
- 42.9%
- Price Change (5 Years)
- 63.8%
- 42.3%
- Price Change (10 Years)
- 49.9%
- 113.0%
- Average Volume (10 Days)
- 427,927
- –
- Average Volume (20 Days)
- 336,959
- –
- Average Volume (90 Days)
- 301,905
- –
- Relative Volume
- 0.74
- 0.73
- Relative Strength Index (14)
- 31.7
- 56.3
- Volatility (1 Year)
- 28.9%
- 28.3%
- Beta (5 Years)
- 0.67
- 0.60
MarginsIndustry
- Pretax Margin
- 12.9%
- 13.5%
- EBITDA Margin
- 14.2%
- 13.5%
- FCF Margin
- 18.8%
- 18.5%
Returns on capitalIndustry
- Return on Assets (ROA)
- 6.52%
- 2.97%
GrowthIndustry
- Revenue Growth (YoY)
- 5.42%
- 6.46%
- Net Income Growth (YoY)
- 46.2%
- 11.9%
- EPS Growth (YoY)
- 46.4%
- 12.7%
- FCF Growth (YoY)
- 16.7%
- 9.52%
- Revenue Growth (3Y CAGR)
- 18.0%
- 9.53%
- Revenue Growth (5Y CAGR)
- 9.63%
- 8.29%
- EPS Growth (5Y CAGR)
- 7.61%
- 15.2%
EfficiencyIndustry
- Asset Turnover
- 0.62
- 0.27
- Revenue Per Employee
- $1.43M
- $1.80M
- Profits Per Employee
- $149.49K
- $182.48K
- Employee Count
- 4,300
- 1,341
- WACC
- 8.44%
- 8.10%
Income statement (TTM)Industry
- Pretax Income
- $788.99M
- $617.47M
Balance sheetIndustry
- Net Cash (Debt)
- $1.31B
- $331.32M
- Net Cash Per Share
- $23.56
- $5.43
Cash flow (TTM)Industry
- Capital Expenditures
- -$61.74M
- -$9.40M
- FCF Per Share
- $20.89
- $8.18
Dividends and yieldsIndustry
- Earnings Yield
- 13.4%
- 8.85%
- FCF Yield
- 24.2%
- 12.2%
- Dividend Yield
- 1.47%
- 1.88%
- Shareholder Yield
- 1.47%
- 4.26%
- Dividend Per Share
- $1.27
- $1.75
- Dividend Growth (YoY)
- 0.00%
- 4.86%
- Years of Dividend Growth
- 0
- 3
Taxes and interestIndustry
- Income Tax
- $146.20M
- $107.00M
- Effective Tax Rate
- 18.5%
- 20.0%
Scores and fair valueIndustry
- Altman Z-Score
- 1.34
- 0.94
- Piotroski F-Score
- 4
- 5
- Lynch Fair Value
- $88.38
- –
- Lynch Upside
- 2.23%
- 74.7%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | MCY | S&P 500 | Difference | MCY per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -16.0% | -3.0% | −12.9 pts | ||
| 3 months | -17.3% | -2.8% | −14.6 pts | ||
| Year to date | -7.2% | +11.5% | −18.7 pts | ||
| 1 year | +0.3% | +13.5% | −13.2 pts | ||
| 3 years | +156.8% | +77.7% | +79.1 pts | +36.9% | +21.1% |
| 5 years | +89.9% | +72.6% | +17.3 pts | +13.7% | +11.5% |
| 10 years | +122.4% | +308.2% | −185.7 pts | +8.3% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
2M MCY shares were sold short on Oct 30, 2026, up 10.1% from the previous report, or 4.90% of the shares available to trade. At recent volumes it would take 7.1 days to buy them back. Over the last 20 sessions, 52.1% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 1,748,798 | +10.1% | 246,989 | 7.1 |
| Oct 15, 2026 | 1,588,063 | +8.1% | 315,690 | 5.0 |
| Sep 30, 2026 | 1,468,588 | +17.0% | 322,367 | 4.6 |
| Sep 15, 2026 | 1,255,710 | -7.5% | 319,952 | 3.9 |
| Aug 31, 2026 | 1,358,085 | +1.2% | 243,243 | 5.6 |
| Aug 14, 2026 | 1,342,516 | -8.1% | 309,944 | 4.3 |
| Jul 31, 2026 | 1,460,067 | +0.9% | 260,447 | 5.6 |
| Jul 15, 2026 | 1,447,241 | +2.6% | 304,643 | 4.8 |
| Jun 30, 2026 | 1,410,132 | +3.6% | 386,733 | 3.6 |
| Jun 15, 2026 | 1,361,056 | -0.4% | 260,928 | 5.2 |
| May 29, 2026 | 1,366,296 | +5.0% | 244,168 | 5.6 |
| May 15, 2026 | 1,300,644 | -21.9% | 250,634 | 5.2 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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