Lincoln National Corp (LNC) stock
LNCNYSELife InsuranceFiscal year ends December 31Also trades as LNC.PD
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 20/3049% below fair value
$41.96+0.16 (+0.38%)
Close on Nov 13, 2026Market cap $8.03BP/E 2.6Yield 4.29%
Lincoln National statistics
85 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Feb 11, 2027 (estimated, before the open)
- Last ex-dividend date
- Oct 9, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 0.97
- 1.74
- P/OCF Ratio
- 11.68
- 7.15
Enterprise valuationIndustry
- EV / Sales
- -0.09
- 0.97
Share statisticsIndustry
- Shares Change (YoY)
- 8.61%
- -1.32%
- Shares Change (QoQ)
- -0.52%
- -0.09%
- Float
- 171M
- 57M
- Shares Held by Insiders
- 10.8%
- 3.33%
- Shares Held by Institutions
- 85.9%
- 84.6%
Short sellingIndustry
- Short Interest
- 11M
- –
- Short Interest Change
- -8.95%
- -2.56%
- Short % of Float
- 6.39%
- 3.81%
- Short % of Shares Outstanding
- 5.70%
- 3.02%
- Days to Cover
- 6.34
- 4.05
Stock price statisticsIndustry
- 52-Week High
- $47.66
- –
- 52-Week Low
- $32.18
- –
- 20-Day Moving Average
- $41.02
- –
- 50-Day Moving Average
- $41.40
- –
- 200-Day Moving Average
- $39.02
- –
- Average True Range (14)
- $1.31
- –
- Price Change (1 Week)
- 4.77%
- 2.21%
- Price Change (1 Month)
- 4.87%
- 4.21%
- Price Change (3 Months)
- -6.07%
- 2.03%
- Price Change (6 Months)
- 22.1%
- 11.0%
- Price Change (YTD)
- -5.77%
- 8.86%
- Price Change (1 Year)
- 0.36%
- 10.7%
- Price Change (3 Years)
- 80.6%
- 42.9%
- Price Change (5 Years)
- -43.1%
- 42.3%
- Price Change (10 Years)
- -31.7%
- 113.0%
- Average Volume (10 Days)
- 2M
- –
- Average Volume (20 Days)
- 2M
- –
- Average Volume (90 Days)
- 2M
- –
- Relative Volume
- 0.58
- 0.73
- Relative Strength Index (14)
- 53.5
- 56.3
- Volatility (1 Year)
- 34.9%
- 28.3%
- Beta (5 Years)
- 1.38
- 0.60
MarginsIndustry
- Pretax Margin
- 20.0%
- 13.5%
Returns on capitalIndustry
- Return on Equity (ROE)
- 33.3%
- 13.9%
- Return on Assets (ROA)
- 0.79%
- 2.97%
Financial positionIndustry
- Debt / Equity
- 0.00
- 0.32
GrowthIndustry
- Revenue Growth (YoY)
- 10.3%
- 6.46%
- Net Income Growth (YoY)
- 57.1%
- 11.9%
- EPS Growth (YoY)
- 45.3%
- 12.7%
- Revenue Growth (3Y CAGR)
- -1.07%
- 9.53%
- Revenue Growth (5Y CAGR)
- 0.87%
- 8.29%
- EPS Growth (3Y CAGR)
- -9.17%
- 15.9%
- EPS Growth (5Y CAGR)
- 17.9%
- 15.2%
EfficiencyIndustry
- Asset Turnover
- 0.05
- 0.27
- Revenue Per Employee
- $2.15M
- $1.80M
- Profits Per Employee
- $351.59K
- $182.48K
- Employee Count
- 9,423
- 1,341
- WACC
- 12.0%
- 8.10%
Income statement (TTM)Industry
- Pretax Income
- $4.05B
- $617.47M
Balance sheetIndustry
- Net Cash (Debt)
- $9.79B
- $331.32M
- Net Cash Per Share
- $51.14
- $5.43
- Equity (Book Value)
- $9.42B
- $3.44B
- Book Value Per Share
- $49.23
- $37.80
- Tangible Book Value
- $8.28B
- $2.32B
Cash flow (TTM)Industry
Dividends and yieldsIndustry
- Earnings Yield
- 41.2%
- 8.85%
- Dividend Yield
- 4.29%
- 1.88%
- Shareholder Yield
- 4.29%
- 4.26%
- Dividend Per Share
- $1.80
- $1.75
- Dividend Growth (YoY)
- 0.00%
- 4.86%
- Years of Dividend Growth
- 0
- 3
- Payout Ratio
- 10.4%
- 20.1%
Taxes and interestIndustry
- Income Tax
- $734.00M
- $107.00M
- Effective Tax Rate
- 18.1%
- 20.0%
Scores and fair valueIndustry
- Graham Number
- $133.91
- $76.72
- Graham Upside
- 219.1%
- 11.3%
- Altman Z-Score
- 0.10
- 0.94
- Piotroski F-Score
- 2
- 5
- Lynch Fair Value
- $289.68
- –
- Lynch Upside
- 590.4%
- 74.7%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | LNC | S&P 500 | Difference | LNC per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +3.3% | -3.0% | +6.3 pts | ||
| 3 months | -6.3% | -2.8% | −3.5 pts | ||
| Year to date | -1.4% | +11.5% | −12.8 pts | ||
| 1 year | +6.9% | +13.5% | −6.5 pts | ||
| 3 years | +124.7% | +77.7% | +47.0 pts | +31.0% | +21.1% |
| 5 years | -25.9% | +72.6% | −98.6 pts | -5.8% | +11.5% |
| 10 years | +3.5% | +308.2% | −304.7 pts | +0.3% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
11M LNC shares were sold short on Oct 30, 2026, down 8.9% from the previous report, or 6.39% of the shares available to trade. At recent volumes it would take 6.3 days to buy them back. Over the last 20 sessions, 67.3% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 10,912,776 | -8.9% | 1,722,156 | 6.3 |
| Oct 15, 2026 | 11,984,880 | -17.5% | 2,115,421 | 5.7 |
| Sep 30, 2026 | 14,527,545 | +19.6% | 2,050,010 | 7.1 |
| Sep 15, 2026 | 12,142,574 | -12.1% | 1,884,022 | 6.5 |
| Aug 31, 2026 | 13,811,317 | +33.4% | 1,808,760 | 7.6 |
| Aug 14, 2026 | 10,350,862 | -1.7% | 1,854,860 | 5.6 |
| Jul 31, 2026 | 10,527,973 | -0.4% | 2,285,437 | 4.6 |
| Jul 15, 2026 | 10,568,285 | -0.4% | 1,903,334 | 5.5 |
| Jun 30, 2026 | 10,612,934 | +10.5% | 1,942,939 | 5.5 |
| Jun 15, 2026 | 9,604,978 | +5.4% | 1,618,581 | 5.9 |
| May 29, 2026 | 9,114,690 | +0.1% | 1,629,627 | 5.6 |
| May 15, 2026 | 9,104,660 | +28.6% | 2,212,801 | 4.1 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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