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Life360, Inc. (LIF) stock analysis

LIFNasdaqServices-Computer Processing & Data PreparationFiscal year ends December 31Also trades as LIFX
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 9, 2026Score 12/30
$44.66+2.68 (+6.38%)

Close on Nov 11, 2026Market cap $3.64BP/E 24.1Yield –

StockData Score

Prices as of Nov 11, 2026How the score works

Value1Growth2Performance3Health6Dividend0

Mixed12 of 30 checks passed

Life360 passes 12 of the 30 checks behind our score; 12 could not be run for lack of data and count as not passed. Each dot in the shape is one check — hover it for the numbers.

Valuation
1/6
Growth
2/6
Past performance
3/6
Financial health
6/6
Dividend
0/6

What stands out

  • No debt

    Life360 has no borrowings on its latest balance sheet.

  • Revenue growing 10%+ a year

    Revenue grew 28.9% a year over the last three fiscal years.

  • Interest well covered

    No meaningful interest expense to cover.

  • Debt covered by cash flow

    There is no debt to cover.

What to watch

  • Return on equity under 15%

    Return on equity was 31.3% over the last twelve months and averaged -7.6% over five years; we look for 15% on both.

  • Return on capital under 10%

    Return on invested capital was 7.5%, below the 10% that usually covers the cost of capital.

  • Guidance lowered

    Life360 lowered its FY’26 MAU growth outlook on May 11, 2026.

  • P/B above the industry

    Life360's price-to-book of 5.77 is above the Computer Programming, Data Processing, and Other Computer Related Services median of 3.32.

Valuation1/6

  • P/E against its history

    Not enough price and earnings history to compare.

  • P/E below the industry

    Life360's P/E of 24.1 is below the Computer Programming, Data Processing, and Other Computer Related Services median of 27.6.

  • EV/EBITDA against its history

    Needs positive EBITDA and price history.

  • P/B above the industry

    Life360's price-to-book of 5.77 is above the Computer Programming, Data Processing, and Other Computer Related Services median of 3.32.

  • Price against fair value

    We could not estimate a fair value: it needs at least two valuation methods with positive inputs.

  • Margin of safety

    Depends on the fair value estimate.

Growth2/6

  • Revenue growing 10%+ a year

    Revenue grew 28.9% a year over the last three fiscal years.

  • EPS growth over 3 years

    Needs positive EPS three years ago and today.

  • Earnings acceleration

    Needs positive net income now, a year ago and five years ago.

  • Growing faster than the industry

    Revenue grew 35.5% over the last twelve months; the Computer Programming, Data Processing, and Other Computer Related Services median is 9.6%.

  • Guidance lowered

    Life360 lowered its FY’26 MAU growth outlook on May 11, 2026.

  • Gross margin slipping

    Gross margin was 77.3% over the last twelve months, against 77.7% a year earlier.

Past performance3/6

  • Return on equity under 15%

    Return on equity was 31.3% over the last twelve months and averaged -7.6% over five years; we look for 15% on both.

  • Return on capital under 10%

    Return on invested capital was 7.5%, below the 10% that usually covers the cost of capital.

  • Return on equity above the industry

    Life360's return on equity of 31.3% is above the Computer Programming, Data Processing, and Other Computer Related Services median of -1.2%.

  • Earnings over 5 years

    Needs positive net income five years ago and in the latest year.

  • Net margin above its 5-year average

    Net margin was 25.7% over the last twelve months, against a 5-year average of -9.9%.

  • Net margin above the industry

    Life360's net margin of 25.7% is above the Computer Programming, Data Processing, and Other Computer Related Services median of -4.8%.

Financial health6/6

  • No debt

    Life360 has no borrowings on its latest balance sheet.

  • Debt not rising

    With no debt today, leverage cannot have risen.

  • Debt covered by cash flow

    There is no debt to cover.

  • Interest well covered

    No meaningful interest expense to cover.

  • Short-term assets cover short-term debts

    Current assets are 5.31 times current liabilities.

  • Low bankruptcy risk

    The Altman Z-score is 5.81; above 3 is the safe zone and below 1.8 the distress zone.

Dividend0/6

  • No dividend

    Life360 has not paid a dividend in the last twelve months.

  • Yield against Treasuries

    No dividend.

  • Yield against the market

    No dividend.

  • Dividend stability

    No dividend.

  • Earnings cover

    No dividend.

  • Cash-flow cover

    No dividend.

Scores of similar companies

Fair value

How we estimate it

We don't publish a fair value for Life360. It needs a US-dollar share price, at least two valuation methods with positive inputs (earnings, EBITDA, book value or sales) and, for companies with several share classes, classes that trade at the same price.

Valuation over time

Using the earnings and balance sheet published at each date, not today's.

  • P/E at month end
  • Computer Programming, Data Processing, and Other Computer Related Services median 27.6

An estimate from reported numbers and market multiples, not a price target or investment advice. It can be far off for companies whose profits are about to change sharply.

Market risk

From the past year of daily prices.

Liquidity

Low risk

Average value traded per day
$34.51M
Value traded per 1% price move
$11.10M

Downside

High risk

Typical loss in a bad month
29.0%
Volatility (annualized)
75%
Sharpe ratio, 1 year
-0.75
Beta to the S&P 500 (5Y)
1.90

Typical bad-month loss, week by week

25%: high

Margins

Share of revenue, fiscal years 2019 to 2025

Gross margin

77.8%−3.1 pts over 5 years

Operating margin

3.8%+24.5 pts over 5 years

Net margin

30.8%+51.1 pts over 5 years

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