9F Inc. (JFU) stock

JFUNasdaqFinance ServicesFiscal year ends December 31

Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 30, 2026Score 8/30

$2.14+0.19 (+9.74%)

Close on Nov 13, 2026Market cap $25.19MP/E 1.0Yield –

9F statistics

81 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings: –
Last ex-dividend date: No dividends
Fundamentals through: Dec 31, 2025
Share price as of: –

Valuation ratiosIndustry

Market Cap: CN¥168.20M; CN¥478.61M
Enterprise Value: -CN¥206.99M; CN¥2.72M
PE Ratio: 1.01; 1.01
PS Ratio: 1.25; 0.57
PB Ratio: 0.05; 0.16
P/TBV Ratio: 0.05; 0.16
P/FCF Ratio: 0.82; 0.82
P/OCF Ratio: 0.81; 0.91

Enterprise valuationIndustry

EV / Sales: -1.54; 0.10
EV / EBITDA: -18.36; 0.12
EV / EBIT: -18.36; –
EV / FCF: -1.01; -0.29

Share statisticsIndustry

Shares Outstanding: 235M; 469M
Shares Change (YoY): 0.01%; 2.86%
Float: 109M; 195M
Shares Held by Insiders: 53.6%; 40.2%
Shares Held by Institutions: 0.01%; 0.29%

Short sellingIndustry

Short Interest: 11,530; –
Short Interest Change: -11.3%; -10.7%
Days to Cover: 1.00; 1.60

Stock price statisticsIndustry

Price Change (1 Week): 0.47%; -4.20%
Price Change (1 Month): -20.7%; -18.1%
Price Change (3 Months): -7.76%; -38.3%
Price Change (6 Months): -49.2%; -58.5%
Price Change (YTD): -66.5%; -71.8%
Price Change (1 Year): -53.7%; -73.7%
Price Change (3 Years): -35.9%; -68.4%
Price Change (5 Years): -92.0%; -91.5%
Average Volume (10 Days): 12,771; –
Average Volume (20 Days): 14,841; –
Average Volume (90 Days): 109,689; –
Relative Volume: 0.00; 0.45
Relative Strength Index (14): 41.2; 41.2
Volatility (1 Year): 111.4%; 74.2%
Beta (5 Years): 0.49; 1.03

MarginsIndustry

Gross Margin: 81.2%; 58.0%
Operating Margin: 8.39%; -47.7%
Pretax Margin: 169.0%; 19.3%
Profit Margin: 125.2%; 24.7%
EBITDA Margin: 8.39%; 8.39%
FCF Margin: 152.6%; 56.5%

Returns on capitalIndustry

Return on Equity (ROE): 4.60%; 6.18%
Return on Assets (ROA): 3.99%; 5.43%
Return on Invested Capital (ROIC): 0.26%; -1.07%

GrowthIndustry

Revenue Growth (YoY): 7.47%; -2.45%
Net Income Growth (YoY): 236.5%; 26.0%
EPS Growth (YoY): 238.1%; 11.8%
FCF Growth (YoY): 352.0%; -6.77%
Revenue Growth (3Y CAGR): -4.64%; 0.93%
Revenue Growth (5Y CAGR): -36.1%; 4.83%

EfficiencyIndustry

Asset Turnover: 0.03; 0.14
Inventory Turnover: 24.34; –
Revenue Per Employee: CN¥725.99K; CN¥720.85K
Profits Per Employee: CN¥909.20K; CN¥753.86K
Employee Count: 185; 643
WACC: 7.60%; 8.82%

Income statement (TTM)Industry

Revenue: CN¥134.31M; CN¥2.86B
Gross Profit: CN¥109.02M; CN¥109.02M
Operating Income: CN¥11.27M; -CN¥85.75M
Pretax Income: CN¥226.99M; CN¥483.15M
Net Income: CN¥168.20M; CN¥708.63M
EBITDA: CN¥11.27M; CN¥11.27M
EPS (Diluted): 0.71 CNY; 1.92 CNY

Balance sheetIndustry

Cash & Short-Term Investments: CN¥434.53M; CN¥2.16B
Net Cash (Debt): CN¥434.53M; CN¥1.13B
Net Cash Per Share: 1.85 CNY; 1.85 CNY
Equity (Book Value): CN¥3.71B; CN¥8.55B
Book Value Per Share: 15.76 CNY; 18.94 CNY
Tangible Book Value: CN¥3.71B; CN¥8.53B

Cash flow (TTM)Industry

Operating Cash Flow: CN¥207.66M; CN¥980.49M
Capital Expenditures: -CN¥2.66M; -CN¥84.19M
Free Cash Flow: CN¥205.00M; CN¥677.88M
FCF Per Share: 0.87 CNY; 3.08 CNY

Dividends and yieldsIndustry

Earnings Yield: 100.0%; 41.8%
FCF Yield: 121.9%; 121.9%

Taxes and interestIndustry

Income Tax: CN¥56.33M; CN¥173.99M
Effective Tax Rate: 24.8%; 18.0%

Scores and fair valueIndustry

Graham Number: 15.87 CNY; 33.14 CNY
Graham Upside: 2121.5%; 1451.4%
Altman Z-Score: -0.62; 0.96
Piotroski F-Score: 7; 5

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.

Period	JFU	S&P 500	Difference	JFU per year	S&P 500 per year
1 month	-21.0%	-3.0%	−18.0 pts
3 months	-13.5%	-2.8%	−10.8 pts
Year to date	-66.5%	+11.5%	−78.0 pts
1 year	-53.3%	+13.5%	−66.7 pts
3 years	-28.9%	+77.7%	−106.6 pts	-10.7%	+21.1%
5 years	-92.0%	+72.6%	−164.6 pts	-39.7%	+11.5%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

0M JFU shares were sold short on Oct 30, 2026, down 11.3% from the previous report. At recent volumes it would take 1.0 days to buy them back. Over the last 20 sessions, 11.3% of the volume reported to FINRA was short selling.

Settlement date	Shares short	Change	Avg. daily volume	Days to cover
Oct 30, 2026	11,530	-11.3%	13,468	1.0
Oct 15, 2026	13,002	-30.6%	4,285	3.0
Sep 30, 2026	18,730	-20.7%	1,834	10.2
Sep 15, 2026	23,621	-17.4%	5,670	4.2
Aug 31, 2026	28,587	+1734.9%	673,840	1.0
Aug 14, 2026	1,558	-49.0%	3,361	1.0
Jul 31, 2026	3,055	-13.4%	1,972	1.6
Jul 15, 2026	3,529	+1.6%	2,061	1.7
Jun 30, 2026	3,473	-51.5%	2,874	1.2
Jun 15, 2026	7,156	+64.0%	12,644	1.0
May 29, 2026	4,363	+170.8%	5,229	1.0
May 15, 2026	1,611	+79.6%	11,717	1.0

Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.

Where these numbers come from

Parsed from the XBRL in 9F's annual and quarterly filings with the SEC
Per-share figures adjusted for the 1-for-20 reverse split on Jan 18, 2023
Fourth quarters derived from the annual report minus nine months
Every figure in the statements links to its source filing

Against peers

Trailing twelve months. Peers are matched on business description, industry and size. Ticks are peers, the dot is JFU.

Compare: JFU vs HKD · JFU vs CNF · JFU vs BTBT · JFU vs AMBR · JFU vs NCTY

Company	Revenue	Growth
JFU	CN¥134.31M	+7.5%
BTBT	$119.44M	+11.6%
HKD	–	–
CNF	–	–
AMBR	–	–
NCTY	–	–

Company

Exchange: Nasdaq
Industry: Finance Services
Fiscal year ends: December 31
Employees: 185
Held by institutions: 0.0%
Auditor: Marcum Asia CPAs LLP
SEC CIK: 1619544

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