Hamilton Insurance Group, Ltd. (HG) stock analysis
Close on Nov 12, 2026Market cap $2.55BP/E –Yield –
StockData Score
Prices as of Nov 11, 2026How the score works
Weak8 of 30 checks passed
Hamilton Insurance passes 8 of the 30 checks behind our score; 22 could not be run for lack of data and count as not passed. Each dot in the shape is one check — hover it for the numbers.
- Valuation
- 2/6
- Growth
- 3/6
- Past performance
- 0/6
- Financial health
- 0/6
- Dividend
- 3/6
What stands out
Revenue growing 10%+ a year
Revenue grew 29.6% a year over the last three fiscal years.
EPS growing 10%+ a year
Diluted EPS grew 45.0% a year over the last three fiscal years.
P/S below the industry
Hamilton Insurance's price-to-sales of 0.80 is below the Fire, Marine, and Casualty Insurance median of 1.28.
P/B below the industry
Hamilton Insurance's price-to-book of 0.86 is below the Fire, Marine, and Casualty Insurance median of 1.62.
What to watch
Hamilton Insurance fails none of the checks.
Valuation2/6
P/E against its history
Not enough price and earnings history to compare.
P/E against the industry
Needs positive earnings and enough profitable companies in the industry.
P/S below the industry
Hamilton Insurance's price-to-sales of 0.80 is below the Fire, Marine, and Casualty Insurance median of 1.28.
P/B below the industry
Hamilton Insurance's price-to-book of 0.86 is below the Fire, Marine, and Casualty Insurance median of 1.62.
Price against fair value
We could not estimate a fair value: it needs at least two valuation methods with positive inputs.
Margin of safety
Depends on the fair value estimate.
Growth3/6
Revenue growing 10%+ a year
Revenue grew 29.6% a year over the last three fiscal years.
EPS growing 10%+ a year
Diluted EPS grew 45.0% a year over the last three fiscal years.
Earnings acceleration
Needs positive net income now, a year ago and five years ago.
Growing faster than the industry
Revenue grew 14.8% over the last twelve months; the Fire, Marine, and Casualty Insurance median is 5.0%.
Company guidance
No outlook found in earnings releases from the last twelve months.
Gross margin trend
Banks and insurers do not report gross profit.
Past performance0/6
Return on equity
Needs positive equity and five years of results.
Return on assets
Needs net income and total assets.
Return on equity against the industry
Needs positive equity.
Earnings over 5 years
Needs positive net income five years ago and in the latest year.
Net margin against its history
Needs five years of revenue and net income.
Net margin against the industry
Needs revenue and net income.
Financial health0/6
Debt level
Needs debt and equity figures.
Debt trend
Needs a balance sheet from five years ago with positive equity.
Debt coverage
Needs operating cash flow.
Interest coverage
Interest expense is not reported separately.
Short-term liquidity
Insurers do not split assets into current and non-current.
Bankruptcy risk (Altman Z)
The Altman model does not apply to insurers.
Dividend3/6
Pays a dividend
Hamilton Insurance paid dividends worth 5.2% of the share price over the last twelve months.
Yield above Treasuries
The 5.2% yield is above the 4.4% on a 1-year Treasury.
Yield in the top quarter
The top quarter of US dividend payers yield 3.8% or more; Hamilton Insurance yields 5.2%.
Dividend stability
Fewer than five years of dividend history.
Earnings cover
Needs dividends paid and net income.
Cash-flow cover
Needs dividends paid and free cash flow.
Fair value
How we estimate itWe don't publish a fair value for Hamilton Insurance. It needs a US-dollar share price, at least two valuation methods with positive inputs (earnings, EBITDA, book value or sales) and, for companies with several share classes, classes that trade at the same price.
Valuation over time
Using the earnings and balance sheet published at each date, not today's.
- EV/EBITDA at month end
- Own 5-year median 2.1
- Fire, Marine, and Casualty Insurance median 5.9
An estimate from reported numbers and market multiples, not a price target or investment advice. It can be far off for companies whose profits are about to change sharply.
Market risk
From the past year of daily prices.
Liquidity
Medium risk
- Average value traded per day
- $15.14M
- Value traded per 1% price move
- $12.76M
Downside
Low risk
- Typical loss in a bad month
- 7.5%
- Volatility (annualized)
- 26%
- Sharpe ratio, 1 year
- 1.64
- Beta to the S&P 500 (5Y)
- 0.12
Typical bad-month loss, week by week
Margins need revenue and profit figures
This company does not report the lines needed to calculate margins.
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +24.7% | – | – | – | |
| EPS, diluted | +51.2% | – | – | – |
Returns and balance sheet
5 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2020 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Diluted shares | – | – | 104M |
Cash use needs five years of cash flow figures
Hamilton Insurance does not report operating cash flow and capital expenditure for each of the last five fiscal years.
DuPont needs revenue, assets and equity
This company does not report all three for consecutive years.
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
- ProfitableNet income above zero–
- Cash generatingOperating cash flow above zero$842.35M
- Return on assets improvedROA up on the prior year– → –
- Earnings backed by cashOperating cash flow above net income$842.35M vs –
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise109M → 104M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.35 → 0.37
See a number that looks wrong?