FS Bancorp, Inc. (FSBW) stock
FSBWNasdaqSavings Institutions, Not Federally CharteredFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 9, 2026Score 13/303% below fair value
$43.00−0.21 (-0.49%)
Close on Nov 13, 2026Market cap $319.58MP/E 11.3Yield 3.12%
FS Bancorp statistics
94 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 20, 2027 (estimated, during market hours)
- Last ex-dividend date
- Nov 6, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.01
- 1.52
- P/OCF Ratio
- 3.01
- 9.82
Enterprise valuationIndustry
- EV / Sales
- 4.09
- 2.95
- EV / FCF
- 7.35
- 8.49
Share statisticsIndustry
- Shares Change (YoY)
- -2.88%
- 0.33%
- Shares Change (QoQ)
- 5.98%
- 0.00%
- Float
- 7M
- 17M
- Shares Held by Insiders
- 4.89%
- 6.05%
- Shares Held by Institutions
- 65.8%
- 61.3%
Short sellingIndustry
- Short Interest
- 157,794
- –
- Short Interest Change
- -3.47%
- -4.13%
- Short % of Float
- 2.23%
- 3.58%
- Short % of Shares Outstanding
- 2.12%
- 3.18%
- Days to Cover
- 5.10
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $45.85
- –
- 52-Week Low
- $36.66
- –
- 20-Day Moving Average
- $43.91
- –
- 50-Day Moving Average
- $43.99
- –
- 200-Day Moving Average
- $42.11
- –
- Average True Range (14)
- $0.96
- –
- Price Change (1 Week)
- -1.26%
- 0.69%
- Price Change (1 Month)
- -3.65%
- 3.79%
- Price Change (3 Months)
- 0.30%
- -2.72%
- Price Change (6 Months)
- 8.59%
- 12.2%
- Price Change (YTD)
- 4.44%
- 19.9%
- Price Change (1 Year)
- 7.37%
- 25.7%
- Price Change (3 Years)
- 39.6%
- 65.1%
- Price Change (5 Years)
- 20.7%
- 26.9%
- Price Change (10 Years)
- 178.3%
- 66.8%
- Average Volume (10 Days)
- 30,638
- –
- Average Volume (20 Days)
- 31,801
- –
- Average Volume (90 Days)
- 26,099
- –
- Relative Volume
- 1.12
- 0.68
- Relative Strength Index (14)
- 38.5
- 53.1
- Volatility (1 Year)
- 23.8%
- 24.4%
- Beta (5 Years)
- 0.57
- 0.63
MarginsIndustry
- Pretax Margin
- 22.9%
- 37.0%
- FCF Margin
- 55.7%
- 33.9%
Returns on capitalIndustry
- Return on Equity (ROE)
- 9.19%
- 10.7%
- Return on Assets (ROA)
- 0.85%
- 1.16%
Financial positionIndustry
- Debt / Equity
- 1.12
- 0.21
- Debt / FCF
- 4.23
- 1.48
GrowthIndustry
- Revenue Growth (YoY)
- 6.88%
- 11.7%
- Net Income Growth (YoY)
- -9.89%
- 22.6%
- EPS Growth (YoY)
- -7.09%
- 21.6%
- FCF Growth (YoY)
- -8.47%
- 27.2%
- Revenue Growth (3Y CAGR)
- 263.3%
- 5.82%
- Revenue Growth (5Y CAGR)
- 124.7%
- 6.17%
- EPS Growth (3Y CAGR)
- 5.06%
- 1.31%
- EPS Growth (5Y CAGR)
- -0.91%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.05
- 0.04
- Revenue Per Employee
- $273.00K
- $358.92K
- Profits Per Employee
- $50.11K
- $110.51K
- Employee Count
- 581
- 492
- WACC
- 6.74%
- 8.13%
Income statement (TTM)Industry
- Pretax Income
- $36.35M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- -$329.55M
- $165.09M
- Net Cash Per Share
- -$44.34
- $8.07
- Equity (Book Value)
- $333.21M
- $570.13M
- Book Value Per Share
- $44.83
- $28.12
- Tangible Book Value
- $316.09M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$17.89M
- -$4.24M
- FCF Per Share
- $11.88
- $3.37
Dividends and yieldsIndustry
- Earnings Yield
- 9.11%
- 8.29%
- FCF Yield
- 27.6%
- 9.18%
- Dividend Yield
- 3.12%
- 2.44%
- Buyback Yield
- 2.44%
- 1.82%
- Shareholder Yield
- 5.56%
- 3.26%
- Dividend Per Share
- $1.34
- $0.92
- Dividend Growth (YoY)
- 26.4%
- 4.26%
- Years of Dividend Growth
- 10
- 2
- Payout Ratio
- 29.5%
- 28.5%
- FCF Payout Ratio
- 9.73%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $7.24M
- $16.14M
- Effective Tax Rate
- 19.9%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $61.91
- $45.07
- Graham Upside
- 44.0%
- 18.8%
- Altman Z-Score
- 0.21
- 0.22
- Piotroski F-Score
- 6
- 6
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | FSBW | S&P 500 | Difference | FSBW per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -3.1% | -3.0% | −0.0 pts | ||
| 3 months | -1.4% | -2.8% | +1.4 pts | ||
| Year to date | +7.3% | +11.5% | −4.2 pts | ||
| 1 year | +10.2% | +13.5% | −3.2 pts | ||
| 3 years | +61.0% | +77.7% | −16.7 pts | +17.2% | +21.1% |
| 5 years | +40.4% | +72.6% | −32.2 pts | +7.0% | +11.5% |
| 10 years | +246.9% | +308.2% | −61.2 pts | +13.2% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
0M FSBW shares were sold short on Oct 30, 2026, down 3.5% from the previous report, or 2.23% of the shares available to trade. At recent volumes it would take 5.1 days to buy them back. Over the last 20 sessions, 55.2% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 157,794 | -3.5% | 30,916 | 5.1 |
| Oct 15, 2026 | 163,465 | +13.3% | 28,617 | 5.7 |
| Sep 30, 2026 | 144,271 | -5.2% | 32,753 | 4.4 |
| Sep 15, 2026 | 152,140 | +5.1% | 22,160 | 6.9 |
| Aug 31, 2026 | 144,784 | -32.1% | 19,651 | 7.4 |
| Aug 14, 2026 | 213,209 | +9.6% | 22,036 | 9.7 |
| Jul 31, 2026 | 194,554 | +11.3% | 21,912 | 8.9 |
| Jul 15, 2026 | 174,846 | -7.1% | 15,878 | 11.0 |
| Jun 30, 2026 | 188,236 | +4.2% | 29,007 | 6.5 |
| Jun 15, 2026 | 180,658 | +10.3% | 14,521 | 12.4 |
| May 29, 2026 | 163,781 | +8.3% | 9,566 | 17.1 |
| May 15, 2026 | 151,172 | -0.7% | 10,328 | 14.6 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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