StockData
Farmers & Merchants Bancshares, Inc. logo

Farmers & Merchants Bancshares, Inc. (FMFG) stock

FMFGOTCSavings Institutions, Not Federally CharteredFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 13, 2026Score 6/30
$18.60+0.00 (0.00%)

Close on Oct 19, 2026Market cap $60.75MP/E 8.1Yield –

Farmers & Merchants Bancshares, Inc. grew revenue 15.7% to $29.20M over the twelve months to Sep 30, 2026. Free cash flow was $6.59M, up 55.8% from a year earlier. At the latest close the market valued the company at $60.75M, 8.1 times its earnings.

Revenue
$29.20M
+15.7% vs. a year earlier
Free cash flow
$6.59M
+55.8% vs. a year earlier
EPS, diluted
$2.29
+47.7% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$60.75M
P/E ratio
8.1
Price to sales
2.08
Price to book
0.90
Dividend yield
–
Free cash flow yield
10.84%

Fundamentals

Revenue
$29.20M
Net income
$7.44M
EPS, diluted
$2.29
Free cash flow
$6.59M
Book value per share
$20.69
Diluted shares
3M

Trading

Next earnings
Jan 28, 2027 (estimated, during market hours)
Previous close
$18.60
Open
$18.60
Day's range
$18.60 – $18.60
Volume
0
Average volume (20 days)
799

Market cap history

Month-end market cap since 2017, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Oct 19, 2026. The S&P 500 is measured by the SPY fund.

PeriodFMFGS&P 500DifferenceFMFG per yearS&P 500 per year
1 month-2.7%+0.6%−3.3 pts
3 months-1.6%+3.4%−5.0 pts
Year to date+10.3%+13.3%−3.0 pts
1 year+22.9%+16.6%+6.3 pts
3 years+16.5%+86.4%−69.9 pts+5.2%+23.1%
5 years-3.8%+81.9%−85.7 pts-0.8%+12.7%
10 years+80.0%+318.9%−238.8 pts+6.1%+15.4%

Eleven years at a glance

Fiscal years 2015 to 2025 and trailing twelve months, USD

Revenue

$29.20M+15.7% YoY

Net income

$7.44M+51.1% YoY

EPS, diluted

$2.29+47.7% YoY

Free cash flow

$6.59M+55.8% YoY
Reported periodTrailing twelve months

Press releases

Releases Farmers & Merchants Bancshares filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Farmers & Merchants Bancshares

Savings Institutions, Not Federally Chartered

Farmers and Merchants Bancshares, Inc. operates as a financial and bank holding company that conducts commercial and consumer banking through its primary subsidiary, Farmers and Merchants Bank. The institution provides retail deposit accounts, including checking, savings, money market, and retirement accounts, along with residential mortgages, home equity credit lines, personal installment loans, and credit cards. For commercial and agricultural clients, the organization delivers checking accounts, cash management services, merchant payment processing, lines of credit, equipment financing, commercial mortgages, and government-guaranteed loans.

Company profile, executives and history

Farmers & Merchants Bancshares stock: common questions

What is Farmers & Merchants Bancshares's stock price?

FMFG closed at $18.60 on Oct 19, 2026, up 0.00% on the day.

What is Farmers & Merchants Bancshares's market cap?

Farmers & Merchants Bancshares was worth $60.75M at the close on Oct 19, 2026: the share price times the diluted shares outstanding.

What is FMFG's P/E ratio?

FMFG trades at 8.1 times earnings, based on diluted earnings per share of $2.29 over the twelve months to Sep 30, 2026.

How much revenue does Farmers & Merchants Bancshares make?

Farmers & Merchants Bancshares reported revenue of $29.20M for the twelve months to Sep 30, 2026, up 15.7% from a year earlier.

Does Farmers & Merchants Bancshares pay a dividend?

No. Farmers & Merchants Bancshares has not paid a cash dividend over the last twelve months.

When does Farmers & Merchants Bancshares report earnings next?

Farmers & Merchants Bancshares is expected to report Q4 FY2026 results on Jan 28, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.

How has FMFG stock performed over the past year?

Including dividends, FMFG returned +22.9% over the past year, against +16.6% for the S&P 500.

Who are Farmers & Merchants Bancshares's competitors?

Companies most similar to Farmers & Merchants Bancshares by business, industry and size include QNTO, SRBK, WSBK, HYNE, FBLA.

See a number that looks wrong?