Fold Holdings, Inc. (FLD) shareholders
FLDNasdaqFinance ServicesFiscal year ends December 31Also trades as FLDDW
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 10, 2026Score 4/3066% below fair value
$0.32−0.08 (-20.10%)
Close on Nov 13, 2026Market cap $17.69MP/E –Yield –
Ownership
Institutional holdings as of Jun 30, 2026, from 13F filings
Held by institutions
4M
Shares held, 13F filers
Institutional holders
51
17 new, 20 sold out
Net institutional buying
-0M
In Q2 2026
Insider trades, 12 months
8 buys · 76 sales
Net sold $180.47K
Shares held by institutions
Holders of more than 5%
Latest Schedule 13D (active) or 13G (passive) filed by each holder
| Holder | Shares | % of class | Filing | As of |
|---|---|---|---|---|
| Fulgur Frontier Capital LP Joint filing with Fulgur Ventures I LP (37.50%) | 18,100,406 | 37.50% | 13D (active) amendment | Dec 30, 2025 |
| Jonathan Kirkwood Joint filing with Ten 31 LLC (11.50%), Low Time Preference Fund II, LLC (7.00%) | 5,817,700 | 12.00% | 13D (active) amendment | Feb 26, 2026 |
| SZOP Opportunities I LLC Joint filing with SZOP Opportunities Management LLC (9.90%) | 5,361,529 | 9.90% | 13G (passive) amendment | Dec 31, 2025 |
| Kerry Propper Joint filing with SZOP Opportunities I LLC (9.90%), SZOP Multistrat LP (9.90%) and 2 more | 5,184,958 | 9.90% | 13G (passive) | Aug 1, 2025 |
| Craft Ventures GP II, LP Joint filing with Craft Ventures II, L.P. (7.80%) | 3,643,947 | 7.90% | 13G (passive) | Feb 14, 2025 |
| Will Reeves | 3,110,568 | 6.70% | 13D (active) | Feb 14, 2025 |
| Harraden Circle Investors GP, LLC Joint filing with Harraden Circle Investments, LLC (5.06%), Harraden Circle Investors GP, LP (5.06%) and 1 more | 720,955 | 5.06% | 13G (passive) | Feb 4, 2025 |
Top institutional holders
13F holdings as of Jun 30, 2026
| Holder | Shares | % of FLD | Value | Change | % of portfolio |
|---|---|---|---|---|---|
| Vanguard Capital Management LLC | 1,275,989 | – | $578.02K | −463,675 | 0.00% |
| Blue Owl Capital Holdings LP | 856,632 | – | $385.48K | – | 0.06% |
| Hrt Financial LP | 223,550 | – | $101.00K | New | 0.00% |
| Aqr Capital Management LLC | 203,968 | – | $92.46K | +87,718 | 0.00% |
| Geode Capital Management, LLC | 153,675 | – | $69.68K | −149,261 | 0.00% |
| Jane Street Group, LLC | 131,624 | – | $59.67K | New | 0.00% |
| Baird Financial Group, Inc. | 105,150 | – | $47.67K | – | 0.00% |
| BlackRock, Inc. | 96,517 | – | $43.75K | +929 | 0.00% |
| Union Square Park Capital Management, LLC | 89,130 | – | $40.40K | – | 0.01% |
| UBS Group AG | 84,601 | – | $38.32K | +68,095 | 0.00% |
| Qube Research & Technologies Ltd | 80,485 | – | $36.48K | New | 0.00% |
| Vanguard Fiduciary Trust Co | 74,059 | – | $33.55K | −30,155 | 0.00% |
| Boussard & Gavaudan Gestion Sas | 72,260 | – | $7.59K | New | 0.00% |
| Mariner, LLC | 71,659 | – | $32.48K | +3,790 | 0.00% |
| State Street Corp | 57,800 | – | $26.20K | −29,500 | 0.00% |
| Cypress Point Wealth Management, LLC | 53,604 | – | $24.30K | – | 0.00% |
| Tower Research Capital LLC (TRC) | 44,863 | – | $20.34K | +38,145 | 0.00% |
| Northern Trust Corp | 40,935 | – | $18.56K | −21,813 | 0.00% |
| XTX Topco Ltd | 35,043 | – | $15.89K | New | 0.00% |
| Susquehanna International Group, Llp | 30,968 | – | $14.04K | +14,090 | 0.00% |
Institutional buying and selling by quarter
Positions opened, added to, reduced and closed by 13F filers
| Quarter | Holders | Shares held | New / added | Reduced / closed | Shares bought | Shares sold |
|---|---|---|---|---|---|---|
| Q2 2026 | 51 | 4M | 17 / 12 | 16 / 20 | 1M | 1M |
| Q1 2026 | 55 | 4M | 21 / 17 | 8 / 8 | 2M | 0M |
| Q4 2025 | 43 | 4M | 19 / 10 | 9 / 12 | 0M | 0M |
| Q3 2025 | 36 | 4M | 16 / 7 | 6 / 9 | 2M | 0M |
| Q2 2025 | 29 | 2M | 18 / 4 | 5 / 11 | 2M | 2M |
| Q1 2025 | 22 | 2M | 22 / 0 | 0 / 3 | 2M | 1M |
| Q4 2024 | 3 | 1M | 1 / 0 | 0 / 17 | 0M | 3M |
| Q3 2024 | 19 | 3M | 5 / 1 | 6 / 2 | 0M | 1M |
| Q2 2024 | 17 | 5M | 1 / 2 | 2 / 3 | 0M | 0M |
| Q1 2024 | 19 | 5M | 4 / 3 | 8 / 10 | 1M | 10M |
| Q4 2023 | 26 | 14M | 2 / 7 | 3 / 8 | 2M | 2M |
| Q3 2023 | 32 | 14M | 13 / 7 | 10 / 42 | 10M | 19M |
Top mutual fund and ETF holders
Latest monthly portfolio reports (Form N-PORT)
34 funds held FLD in Q1 2026, 83% of their shares through ETFs. Each fund counts once per quarter, from its quarter-end report.
| Fund | Shares | % of FLD | Value | % of fund | As of |
|---|---|---|---|---|---|
| Vanguard Total Stock Market Index Fund | 1,066,006 | – | $483.22K | 0.00% | Jun 30, 2026 |
| Vanguard Extended Market Index Fund | 162,527 | – | $73.67K | 0.00% | Jun 30, 2026 |
| Fidelity Extended Market Index Fund | 105,179 | – | $101.59K | 0.00% | May 31, 2026 |
| Vanguard Institutional Total Stock Market Index Fund | 47,456 | – | $21.51K | 0.00% | Jun 30, 2026 |
| iShares Micro-Cap ETF | 45,460 | – | $20.61K | 0.00% | Jun 30, 2026 |
| Fidelity Nasdaq Composite Index Fund | 38,353 | – | $37.05K | 0.00% | May 31, 2026 |
| Vanguard Russell 2000 Index Fund | 31,572 | – | $30.50K | 0.00% | May 31, 2026 |
| Fidelity Total Market Index Fund | 24,546 | – | $23.71K | 0.00% | May 31, 2026 |
| Fidelity Series Total Market Index Fund | 19,094 | – | $18.44K | 0.00% | May 31, 2026 |
| Vanguard Russell 2000 Value Index Fund | 3,484 | – | $3.37K | 0.00% | May 31, 2026 |
| Vanguard Russell 2000 Growth Index Fund | 2,267 | – | $2.19K | 0.00% | May 31, 2026 |
| 1290 VT Micro Cap Portfolio | 940 | – | $426 | 0.00% | Jun 30, 2026 |
| ProShares Russell 2000 High Income ETF | 303 | – | $293 | 0.00% | May 31, 2026 |
| ProShares UltraPro Russell2000 | 235 | – | $227 | 0.00% | May 31, 2026 |
| ProShares Ultra Russell2000 | 235 | – | $227 | 0.00% | May 31, 2026 |
Officers, directors and major owners
People who filed Forms 3, 4 or 5 in the last two years
| Name | Role | Shares owned | Latest filing |
|---|---|---|---|
| Thomas J. Dickman | Chief Technology Officer | 541,741 | Nov 3, 2026 |
| Wolfe Repass | Chief Financial Officer | 743,155 | Nov 3, 2026 |
| William Brian Poppic Reeves | Chief Executive Officer, 10% owner | 5,453,223 | Nov 3, 2026 |
| Matt McManus | Chief Operating Officer | 380,532 | Oct 23, 2026 |
| Nicolleta Goncalves | VP of Risk and Compliance | – | Mar 11, 2025 |
| Jonathan Kirkwood | Director, 10% owner | 568,095 | Nov 13, 2026 |
| LLC Ten31 | Director, 10% owner | 5,560,889 | Nov 13, 2026 |
| Bracebridge H. Young Jr | Director | 345,371 | Sep 18, 2026 |
| Erez Simha | Director | 107,984 | Jun 2, 2026 |
| Lesley Goldwasser | Director | 107,984 | Jun 2, 2026 |
| Andrew Hohns | Director | 261,218 | Jun 2, 2026 |
| Kirstin Hill | Director | 107,984 | Jun 2, 2026 |
| Frontier Capital LP Fulgur | 10% owner | 13,740,061 | Mar 17, 2026 |
| Ventures I. LP Fulgur | 10% owner | 4,360,345 | Mar 7, 2025 |
| Emerald ESG Sponsor, LLC | 10% owner | 3,433,537 | Feb 19, 2025 |
| Betsy Z. Cohen | 10% owner | 5,843,722 | Feb 19, 2025 |
| Emerald ESG Advisors, LLC | 10% owner | 2,410,185 | Feb 19, 2025 |
Insider trades
Common stock transactions reported on Form 4, newest first
| Insider | Date | Transaction | Shares | Price | Value | Shares after |
|---|---|---|---|---|---|---|
| Jonathan Kirkwood Director, 10% owner | Dec 19, 2026 | Other | +144,311 | – | – | 256,811 |
| LLC Ten31 Director, 10% owner | Nov 9, 2026 | Award | +1,500,000 | – | – | – |
| Jonathan Kirkwood Director, 10% owner | Nov 9, 2026 | Award | +60,000 | – | – | 110,800 |
| Wolfe Repass Chief Financial Officer | Nov 2, 2026 | Sale | −1,157 | $0.55 | $639 | 743,155 |
| William Brian Poppic Reeves Chief Executive Officer, 10% owner | Nov 2, 2026 | Sale | −4,572 | $0.55 | $2.52K | 5,453,223 |
| Thomas J. Dickman Chief Technology Officer | Nov 2, 2026 | Sale | −6 | $0.55 | $3 | 541,741 |
| Wolfe Repass Chief Financial Officer | Oct 30, 2026 | Option exercise | +1,540 | – | – | 744,312 |
| Wolfe Repass Chief Financial Officer | Oct 30, 2026 | Option exercise | +18 | – | – | 742,772 |
| Wolfe Repass Chief Financial Officer | Oct 30, 2026 | Option exercise | +2,639 | – | – | 742,754 |
| William Brian Poppic Reeves Chief Executive Officer, 10% owner | Oct 30, 2026 | Option exercise | +11,548 | – | – | 5,457,795 |
| Thomas J. Dickman Chief Technology Officer | Oct 30, 2026 | Option exercise | +18 | – | – | 541,747 |
| Matt McManus Chief Operating Officer | Oct 22, 2026 | Sale | −2,347 | $0.51 | $1.20K | 380,532 |
| Wolfe Repass Chief Financial Officer | Oct 2, 2026 | Sale | −452 | $0.53 | $240 | 740,115 |
| Wolfe Repass Chief Financial Officer | Oct 2, 2026 | Sale | −774 | $0.53 | $410 | 740,567 |
| Wolfe Repass Chief Financial Officer | Oct 2, 2026 | Sale | −5 | $0.53 | $3 | 741,341 |
| William Brian Poppic Reeves Chief Executive Officer, 10% owner | Oct 2, 2026 | Sale | −4,851 | $0.53 | $2.57K | 5,446,247 |
| William Brian Poppic Reeves Chief Executive Officer, 10% owner | Oct 2, 2026 | Sale | −453 | $0.53 | $240 | 5,451,098 |
| Thomas J. Dickman Chief Technology Officer | Oct 2, 2026 | Sale | −6 | $0.53 | $3 | 541,729 |
| Wolfe Repass Chief Financial Officer | Oct 1, 2026 | Option exercise | +1,540 | – | – | 741,346 |
| Wolfe Repass Chief Financial Officer | Oct 1, 2026 | Option exercise | +17 | – | – | 739,806 |
| Wolfe Repass Chief Financial Officer | Oct 1, 2026 | Option exercise | +2,639 | – | – | 739,789 |
| William Brian Poppic Reeves Chief Executive Officer, 10% owner | Oct 1, 2026 | Option exercise | +11,548 | – | – | 5,451,551 |
| William Brian Poppic Reeves Chief Executive Officer, 10% owner | Oct 1, 2026 | Option exercise | +1,075 | – | – | 5,440,003 |
| Thomas J. Dickman Chief Technology Officer | Oct 1, 2026 | Option exercise | +17 | – | – | 541,735 |
| Bracebridge H. Young Jr Director | Sep 11, 2026 | Buy | +10,000 | $0.54 | $5.40K | 60,100 |
| Bracebridge H. Young Jr Director | Sep 11, 2026 | Buy | +10,000 | $0.56 | $5.60K | 70,100 |
| Bracebridge H. Young Jr Director | Sep 11, 2026 | Buy | +10,000 | $0.54 | $5.40K | 60,100 |
| Bracebridge H. Young Jr Director | Sep 11, 2026 | Buy | +10,000 | $0.56 | $5.60K | 70,100 |
| William Brian Poppic Reeves Chief Executive Officer, 10% owner | Sep 2, 2026 | Sale | −493 | $0.46 | $227 | 5,438,928 |
| William Brian Poppic Reeves Chief Executive Officer, 10% owner | Sep 2, 2026 | Sale | −5,288 | $0.46 | $2.43K | 5,439,421 |
| Thomas J. Dickman Chief Technology Officer | Sep 2, 2026 | Sale | −6 | $0.46 | $3 | 541,718 |
| Wolfe Repass Chief Financial Officer | Sep 2, 2026 | Sale | −493 | $0.46 | $227 | 737,150 |
| Wolfe Repass Chief Financial Officer | Sep 2, 2026 | Sale | −844 | $0.46 | $388 | 737,643 |
| Wolfe Repass Chief Financial Officer | Sep 2, 2026 | Sale | −5 | $0.46 | $2 | 738,487 |
| William Brian Poppic Reeves Chief Executive Officer, 10% owner | Sep 1, 2026 | Option exercise | +11,549 | – | – | 5,444,709 |
| William Brian Poppic Reeves Chief Executive Officer, 10% owner | Sep 1, 2026 | Option exercise | +1,075 | – | – | 5,433,160 |
| Thomas J. Dickman Chief Technology Officer | Sep 1, 2026 | Option exercise | +17 | – | – | 541,724 |
| Wolfe Repass Chief Financial Officer | Sep 1, 2026 | Option exercise | +2,639 | – | – | 736,936 |
| Wolfe Repass Chief Financial Officer | Sep 1, 2026 | Option exercise | +17 | – | – | 736,953 |
| Wolfe Repass Chief Financial Officer | Sep 1, 2026 | Option exercise | +1,539 | – | – | 738,492 |
| Thomas J. Dickman Chief Technology Officer | Aug 31, 2026 | Award | +5,000 | – | – | 541,707 |
| William Brian Poppic Reeves Chief Executive Officer, 10% owner | Aug 25, 2026 | Sale | −9,427 | $0.50 | $4.71K | 5,432,085 |
| William Brian Poppic Reeves Chief Executive Officer, 10% owner | Aug 24, 2026 | Sale | −8,905 | $0.48 | $4.27K | 5,441,512 |
| William Brian Poppic Reeves Chief Executive Officer, 10% owner | Aug 21, 2026 | Sale | −10,045 | $0.49 | $4.92K | 5,450,417 |
| William Brian Poppic Reeves Chief Executive Officer, 10% owner | Aug 20, 2026 | Sale | −8,911 | $0.48 | $4.28K | 5,460,462 |
| William Brian Poppic Reeves Chief Executive Officer, 10% owner | Aug 19, 2026 | Sale | −9,480 | $0.45 | $4.27K | 5,469,373 |
| Wolfe Repass Chief Financial Officer | Aug 18, 2026 | Sale | −1,918 | $0.45 | $863 | 734,297 |
| Wolfe Repass Chief Financial Officer | Aug 18, 2026 | Sale | −959 | $0.45 | $432 | 736,215 |
| William Brian Poppic Reeves Chief Executive Officer, 10% owner | Aug 18, 2026 | Sale | −9,619 | $0.45 | $4.33K | 5,478,853 |
| Thomas J. Dickman Chief Technology Officer | Aug 17, 2026 | Sale | −962 | $0.46 | $443 | 536,707 |
| Thomas J. Dickman Chief Technology Officer | Aug 17, 2026 | Sale | −1,922 | $0.46 | $884 | 537,669 |
| Wolfe Repass Chief Financial Officer | Aug 3, 2026 | Sale | −740 | $0.47 | $348 | 737,614 |
| Wolfe Repass Chief Financial Officer | Aug 3, 2026 | Sale | −5 | $0.47 | $2 | 737,609 |
| Wolfe Repass Chief Financial Officer | Aug 3, 2026 | Sale | −435 | $0.47 | $204 | 737,174 |
| William Brian Poppic Reeves Chief Executive Officer, 10% owner | Aug 3, 2026 | Sale | −4,649 | $0.47 | $2.19K | 5,488,905 |
| William Brian Poppic Reeves Chief Executive Officer, 10% owner | Aug 3, 2026 | Sale | −433 | $0.47 | $204 | 5,488,472 |
| Thomas J. Dickman Chief Technology Officer | Aug 3, 2026 | Sale | −5 | $0.47 | $2 | 539,591 |
| Wolfe Repass Chief Financial Officer | Jul 31, 2026 | Option exercise | +2,638 | – | – | 736,797 |
| Wolfe Repass Chief Financial Officer | Jul 31, 2026 | Option exercise | +17 | – | – | 736,814 |
| Wolfe Repass Chief Financial Officer | Jul 31, 2026 | Option exercise | +1,540 | – | – | 738,354 |
Awards, option exercises, tax withholding and gifts are shown alongside open-market buys and sales. Each name links to the filing on SEC EDGAR.
Short interest
Shares sold short and not yet bought back, as of Oct 30, 2026 (FINRA, reported twice a month)
Short % of shares outstanding
–
0M shares short
Days to cover
7.0
At 0M shares a day
Change since last report
-6.3%
From 0M shares
Short volume, 20 days
35.4%
Of volume reported to FINRA
Shares sold short, last 12 months
Short sale volume counts trades marked short on any given day, including market-maker hedging, so it runs far higher than the share of Fold's stock actually held short. Settlement fails (shares not delivered on time) peaked at 51,558 shares on Sep 3, 2026 over the last 90 days.
Planned insider sales
Notices of proposed sale filed on Form 144 before shares are sold
| Seller | Filed | Shares | Market value | Planned sale | Acquired through |
|---|---|---|---|---|---|
| William Brian Poppic Reeves Officer, Director | Nov 2, 2026 | 4,572 | $2.52K | Nov 2, 2026 | Restricted Stock Vesting |
| Thomas J. Dickman Officer | Nov 2, 2026 | 6 | $3 | Nov 2, 2026 | Restricted Stock Vesting |
| Wolfe Repass Officer | Nov 2, 2026 | 1,157 | $639 | Nov 2, 2026 | Restricted Stock Vesting |
| Matt McManus Officer | Oct 22, 2026 | 2,347 | $1.20K | Oct 22, 2026 | Restricted Stock Vesting |
| William Brian Poppic Reeves Officer, Director | Oct 2, 2026 | 5,304 | $2.81K | Oct 2, 2026 | Restricted Stock Vesting |
| Wolfe Repass Officer | Oct 2, 2026 | 1,231 | $653 | Oct 2, 2026 | Restricted Stock Vesting |
| Thomas J. Dickman Officer | Oct 2, 2026 | 6 | $3 | Oct 2, 2026 | Restricted Stock Vesting |
| Wolfe Repass Officer | Sep 2, 2026 | 1,342 | $613 | Sep 2, 2026 | Restricted Stock Vesting |
| William Brian Poppic Reeves Officer, Director | Sep 2, 2026 | 5,781 | $2.64K | Sep 2, 2026 | Restricted Stock Vesting |
| Thomas J. Dickman Officer | Sep 2, 2026 | 6 | $3 | Sep 2, 2026 | Restricted Stock Vesting |
| William Brian Poppic Reeves Officer, Director | Aug 25, 2026 | 9,427 | $4.67K | Aug 25, 2026 | Restricted Stock Vesting |
| William Brian Poppic Reeves Officer, Director | Aug 24, 2026 | 8,905 | $4.26K | Aug 24, 2026 | Restricted Stock Vesting |
| William Brian Poppic Reeves Officer, Director | Aug 21, 2026 | 10,045 | $4.90K | Aug 21, 2026 | Restricted Stock Vesting |
| William Brian Poppic Reeves Officer, Director | Aug 20, 2026 | 8,911 | $4.24K | Aug 20, 2026 | Restricted Stock Vesting |
| William Brian Poppic Reeves Officer, Director | Aug 19, 2026 | 9,480 | $4.28K | Aug 19, 2026 | Restricted Stock Vesting |
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