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First Citizens BancShares Inc (FCNCA) stock

FCNCANasdaqState Commercial BanksFiscal year ends December 31Also trades as FCNCB, FCNCN, FCNCO, FCNCP
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 15/300% below fair value
$2315.61+4.09 (+0.18%)

Close on Nov 11, 2026Market cap $26.15BP/E 11.9Yield 0.34%

First Citizens BancShares Inc grew revenue 1.1% to $9.62B over the twelve months to Sep 30, 2026. Free cash flow was $2.47B, up 3.0% from a year earlier. At the latest close the market valued the company at $26.15B, 11.9 times its earnings.

Revenue
$9.62B
+1.1% vs. a year earlier
Free cash flow
$2.47B
+3.0% vs. a year earlier
EPS, diluted
$195.19
+15.4% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$26.15B
P/E ratio
11.9
Price to sales
2.72
Price to book
1.21
Dividend yield
0.34%
Free cash flow yield
9.44%

Fundamentals

Revenue
$9.62B
Net income
$2.39B
EPS, diluted
$195.19
Free cash flow
$2.47B
Book value per share
$1917.87
Diluted shares
11M

Trading

Next earnings
Jan 22, 2027 (estimated, before the open)
Previous close
$2311.52
Open
$2304.59
Day's range
$2278.89 – $2341.32
Volume
95,908
Average volume (20 days)
96,460
Index membership
Russell 1000, Russell 3000
Beta (5 years)
1.03
52-week range
$1759.27 – $2429.96
RSI (14 days)
59.3
Volatility (1 year)
27.1%
Relative volume
1.31×
WACC
7.6%

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Index membership is inferred from the holdings of funds that track each index (IWB, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2011, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.

PeriodFCNCAS&P 500DifferenceFCNCA per yearS&P 500 per year
1 month+12.0%-2.4%+14.4 pts
3 months+2.9%-1.2%+4.0 pts
Year to date+8.2%+12.3%−4.1 pts
1 year+27.9%+12.4%+15.5 pts
3 years+66.7%+78.8%−12.1 pts+18.6%+21.4%
5 years+179.2%+75.2%+104.0 pts+22.8%+11.9%
10 years+642.1%+311.1%+331.0 pts+22.2%+15.2%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$9.62B+1.1% YoY

Net income

$2.39B+2.8% YoY

EPS, diluted

$195.19+15.4% YoY

Free cash flow

$2.47B+3.0% YoY
Reported periodTrailing twelve months

Press releases

Releases First Citizens BancShares filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About First Citizens BancShares

State Commercial Banks

First Citizens BancShares, Inc. operates as a financial holding company providing consumer, commercial, and wealth management services through its banking subsidiary and specialized business divisions. The company is organized into three reportable segments: General Bank, Commercial Bank, and Rail. Its General Bank offers consumer and business deposit accounts, residential mortgages, commercial loans, trust, and private banking services, while also serving property management companies and homeowner associations. Through the Commercial Bank, it delivers lending, leasing, liquidity management, factoring, capital markets, and advisory services primarily to small and middle-market businesses, private equity and venture capital firms, and innovation-focused enterprises in technology, life sciences, and healthcare. Its Rail segment leases railroad cars and locomotives and offers secured equipment financing to shippers and railroads.

Company profile, executives and history

First Citizens BancShares stock: common questions

What is First Citizens BancShares's stock price?

FCNCA closed at $2315.61 on Nov 11, 2026, up 0.18% on the day. Over the past 52 weeks it traded between $1759.27 and $2429.96.

What is First Citizens BancShares's market cap?

First Citizens BancShares was worth $26.15B at the close on Nov 11, 2026: the share price times the diluted shares outstanding.

What is FCNCA's P/E ratio?

FCNCA trades at 11.9 times earnings, based on diluted earnings per share of $195.19 over the twelve months to Sep 30, 2026.

How much revenue does First Citizens BancShares make?

First Citizens BancShares reported revenue of $9.62B for the twelve months to Sep 30, 2026, up 1.1% from a year earlier.

Does First Citizens BancShares pay a dividend?

Yes. First Citizens BancShares paid $7.95 per share over the last twelve months, a yield of 0.34% at the latest price, and has raised its annual dividend 9 years in a row.

When does First Citizens BancShares report earnings next?

First Citizens BancShares is expected to report Q4 FY2026 results on Jan 22, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.

How has FCNCA stock performed over the past year?

Including dividends, FCNCA returned +27.9% over the past year, against +12.4% for the S&P 500.

Who are First Citizens BancShares's competitors?

Companies most similar to First Citizens BancShares by business, industry and size include CFG, FITB, SSB, RF, NTRS.

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